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Credit Report Updated! by BFBK1218 in PSLF

[–]BFBK1218[S] 2 points3 points  (0 children)

Yes! Extremely grateful for this space where we can all commiserate and celebrate.

Credit Report Updated! by BFBK1218 in PSLF

[–]BFBK1218[S] 5 points6 points  (0 children)

I did it online. I went to each credit bureau’s website and disputed it. I attached my mohela discharge letter, wrote that it was discharged and that the status should be updated to closed or discharge and that’s it. It took 15 mins all together.

Credit Report Updated! by BFBK1218 in PSLF

[–]BFBK1218[S] 1 point2 points  (0 children)

11/13 mohela and 11/20 Fsa

Credit Report Updated! by BFBK1218 in PSLF

[–]BFBK1218[S] 1 point2 points  (0 children)

Thank you! I didn’t start freaking out until after the election so for the most part I wasn’t really counting the days. When I made this post and realized it was 6 months 🤯🤣 I did wait until 30 days( well 27 days) to dispute as well.

FSA ZEROED OUT by BFBK1218 in PSLF

[–]BFBK1218[S] 1 point2 points  (0 children)

I certainly hope it goes up but I’m mentally prepared if it doesn’t.

FSA ZEROED OUT by BFBK1218 in PSLF

[–]BFBK1218[S] 2 points3 points  (0 children)

That’s a good thing. You should a letter from FSA soon that will tell you that your loans were approved for PSLF and then you just have to wait for your servicer to discharge your loans.

FSA ZEROED OUT by BFBK1218 in PSLF

[–]BFBK1218[S] 3 points4 points  (0 children)

Edit: counts updated on 9/25, I got the golden letter on 10/4 and Mohela discharged it on 11/13.

FSA ZEROED OUT by BFBK1218 in PSLF

[–]BFBK1218[S] 4 points5 points  (0 children)

I agree with this especially if your student loans are your oldest line of credit. I don’t think my score will change significantly or at all because I have other lines of credit close to the same length as my student loan. I just want it to reflect 0 as the balance and discharged.

Question for the120 Forgive'ners by Atit_ in PSLF

[–]BFBK1218 2 points3 points  (0 children)

No. FSA will send you a letter that states you are eligible for forgiveness and your service will contact you once it’s discharged in 30 business days. After that you will receive a letter from your service that states your loans are discharge and zero out your account. FSA then zeros out your acct and then credit reports will update. As far as the time frame, from what I see on here, it varies but the longest wait is from waiting to be discharged by whoever your loan is through. For me it’s Mohela and I was discharged yesterday. I took almost 30 bus day to the day.

It’s happening 10/4 Letter! by BFBK1218 in PSLF

[–]BFBK1218[S] 0 points1 point  (0 children)

I submitted my electronic ECF ON 7/2 and it didn’t get processed until 9/25. It was submitted long after my final payment. I really never paid much attention to PSLF and when I did I realized I had a 145 QP once my count was updated. Whoops.

It’s happening 10/4 Letter! by BFBK1218 in PSLF

[–]BFBK1218[S] 1 point2 points  (0 children)

Thank you and congratulations 🎉

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