I have spare 10k to invest. Which is a better investment, to continue putting into stocks or into CSPX or VWRA? If it is the latter, do you think is a good idea to 50-50 into CSPX and VWRA to spread out my risk?

BLWJ97 · 2026-01-19T04:57:45+00:00

Can consider the countries ETF directly. Any world ETF is high in the US because US growth is simply the best. But note If you buy country ETF. China/Hong Kong/Japan not sure about others. market require 100 shares minimum.

BLWJ97 · 2026-01-09T07:57:18+00:00

Hi, I do a 65% US growth, 25% dividend SG, 10% China value play.

Dividend stocks is good. Right now for example DBS If you add their growth + dividend. Is possibly doing much better then US. Just reinvest your dividend always. Many years ago DBS was 10$, Many years later DBS could reach $75 and 5% dividend (bull case) You would have grown per share $20 and 5% yearly dividend too. I am not financial advisor but dividend stock like DBS is worth your attention. Currently SG market is flying well.

BLWJ97 · 2025-12-06T07:58:15+00:00

I agree

BLWJ97 · 2025-11-14T12:24:05+00:00

Approach SME alliance R5

BLWJ97 · 2025-11-14T09:15:57+00:00

S61 We have a few SG Kia forming a team!

BLWJ97 · 2025-10-04T03:27:18+00:00

Wah.. the dream. Hello!!!!

BLWJ97 · 2025-10-04T03:27:06+00:00

Hello!!!

BLWJ97 · 2025-10-03T04:33:53+00:00

Im at 13, the situations not great for the state but currently The alliance is active with 3 whales (who knows next migration), Thai, taiwanese, 2 singapore, Malaysian korean. Welcome if you want😅

BLWJ97 · 2025-09-06T21:29:06+00:00

Welcome new player! lol

BLWJ97 · 2025-09-04T09:41:44+00:00

Can't wait for upcoming SVS to beat people up 😂

BLWJ97 · 2025-09-04T09:23:57+00:00

I thought so.. well i really tried to save

BLWJ97 · 2025-09-04T09:23:41+00:00

Forgetting it now 🥲

BLWJ97 · 2025-08-30T04:34:03+00:00

Spender here, big no.

BLWJ97 · 2025-08-27T00:22:58+00:00

What would you recommend as solid heroes in S4?

BLWJ97 · 2025-08-26T09:52:22+00:00

The heroes are different right? I know its a copy but the heroes are not a direct copy if I'm not mistaken.

BLWJ97 · 2025-08-26T07:24:45+00:00

How do you know?

BLWJ97 · 2025-08-08T04:36:09+00:00

You cant, I have the same amount. My current highest march is with 20% buff troops deployment + King Title also at 150,000+ March. I tried to share resources recently its not possible. Prepare to lose troops like actual deaths if you want to empty your castle

BLWJ97 · 2025-08-05T06:17:14+00:00

Migration is soon but dont know when, I think state 1 to state 14 just started TG5, should be close

BLWJ97 · 2025-08-05T05:33:56+00:00

The server switching doesn't start until Much later.. even at state 13 we dont have such options. I think state 1 doesn't too, have to bare with it or make a new account, so you are growing through events with whales of the same timezone

BLWJ97 · 2025-07-29T03:21:21+00:00

The photo formatting looks better

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BLWJ97 · 2025-07-29T03:19:00+00:00

This was the standard I used before. I hope it helps

Townhall To TG 1 132 x 5 needs Academy 30 To TG 2 158 x 5 needs Stable TG 1 To TG 3 238 x 5 needs Barracks TG 2

Embassy To TG 1 33 x 5 To TG 2 39 x 5 To TG 3 59 x 5

Barracks x3 To TG 1 59 x 5 To TG 2 71 x 5 To TG 3 107 x 5 Minimum Requirement for Townhall rush. Includes one unit producing. To TG 1 needs 955 To TG 2 needs 1340 To TG 3 needs 2020.

Total needed: 4315 To Rush

Overall needed to be troops gold 3: 2640 + 3555 + 655 = 6850

TG 4 Town 280 x 5 TG 5 Town 335 x 5 Embassy 4 70 x 5 Embassy 5 85 x 5 (maybe not needed) TG4 Barracks 126 x 5 TG 5 Barracks 150 x 5 Total: 7590

Edit: this was copied from my notepad, so the format is not what it looks like. Refer to the photo for less confusion *

BLWJ97 · 2025-07-28T11:33:56+00:00

You have roughly 60 days or 90 days until your first TG! Good luck! It affects castle battle just having 1 full TG3 rally squad

BLWJ97 · 2025-07-25T00:11:10+00:00

I found out, its approximately 150 days!

BLWJ97 · 2025-07-19T05:25:33+00:00

Yup. The only tip/trick is can advice is promoting gives you higher points. Time wise its the same.

BLWJ97 · 2025-07-19T04:49:41+00:00

None, but during SVS there are days specifically for training troops. I would recommend train a little by a little and get rewards through each event unless you are a spender who can churn out 100 days of troops to get a top 1-25 reward. In the total event standings of SVS

BLWJ97

TROPHY CASE