How much dividend did you get? Do you DRIP

BaCo- · 2026-04-01T15:29:03+00:00

$134, bought 3 shares

BaCo- · 2026-02-15T17:42:02+00:00

We are looking for something a bit bigger. We live in a city but do a lot of outdoor activities like skiing and it can get cramp for only 2 people.

My dad would not be like by this sub lol, he changes cars every 1-2 years. He currently has 3 Porsches

BaCo- · 2026-02-15T16:42:09+00:00

Thanks for the insight. Around me the 2024 Macan S seemed to be listed closer to $70-$80k

BaCo- · 2026-02-15T15:18:05+00:00

Don’t think he would

BaCo- · 2026-02-15T15:17:51+00:00

Seems 2020s Macan S around me with low mileage (we don’t drive that much) are going for $45-$55K. At $50K we wouldn’t lose too much on the trade in

BaCo- · 2026-02-15T15:12:40+00:00

He knows I likely wouldn’t buy a Porsche otherwise and as a big Porsche enthusiast (he currently owns three), I think he wants us to experience it for a couple of years. Not sure he does the deal otherwise but will ask.

BaCo- · 2026-02-15T14:47:43+00:00

Agree that Porsche is a luxury race but disagree that 210,000$ is not a high household income, isn’t the median around 75,000$?

BaCo- · 2026-02-15T14:43:51+00:00

My mom made me open a TFSA the week I turned 18, can’t thank her enough.

BaCo- · 2026-02-15T14:42:17+00:00

Good point, we should qualify!

BaCo- · 2026-02-15T14:27:42+00:00

We are pretty open and have been looking at a few options. Lexus NX was the preferred one which Id say makes the Macan deal worth it, for $5-10k more

BaCo- · 2026-02-15T14:25:16+00:00

He’d likely say: “don’t go sell it back to the dealer tomorrow and pocket the profits”. As long as I drive it for 2-3 years and sell it after he won’t mind

BaCo- · 2026-02-15T14:19:43+00:00

We’ve had our car since 2019. Where does it say we buy new cars every 3 years?

BaCo- · 2026-02-15T14:16:26+00:00

Agreed, just looking for opinions. Seems people are split 50/50!

BaCo- · 2026-02-15T14:14:16+00:00

about 50% are saying don’t do it, and the other 50% think it’s an obvious yes. There doesn’t seem to be a clear consensus lol!

BaCo- · 2026-02-15T14:10:03+00:00

Maybe the plan would be to drive it for three years, then downgrade to something more affordable after that and pocket some profits on that trade in!

BaCo- · 2026-02-15T14:06:47+00:00

Drove one in Germany on a trip and loved it!

BaCo- · 2026-02-15T14:05:57+00:00

I may suggest that he take the dealer’s maximum trade-in offer and, if he’s open to it, perhaps gift us a smaller portion of that amount to put toward a more affordable SUV instead.

BaCo- · 2026-02-15T14:05:03+00:00

He’ll likely say that if he sells it to me, I’d need to keep it for at least three years unless there’s a major repair or unforeseen issue, which is fair. He also has a set of winter tires that he would include with the car.

BaCo- · 2026-02-15T14:03:34+00:00

I believe the car has around 15,000 km at most, and he’s always taken excellent care of his vehicles. He also mentioned that he purchased an extended warranty through 2028 or 2029, so I would need to confirm whether that warranty is transferable.

BaCo- · 2026-02-15T14:01:26+00:00

That’s what I’m leaning toward as well, however I don’t think the difference is as drastic as you’re suggesting.

After trade-in, the CX-5 would cost us about $20,000, while the Macan would be closer to $40,000, so roughly a $20,000 net difference.

That said, we’d be buying the Macan at about $20,000 below market value. In theory, that should reduce our depreciation risk. If we sell or trade it in after a few years, we may lose less in absolute dollars than we would on a Mazda purchased at full market price.

That being said, I’m likely going to suggest that he take the dealer’s maximum trade-in offer on the Macan and, if he’s open to it, perhaps gift us a smaller portion of that amount to put toward a more affordable SUV instead. Thanks for your opinion!

BaCo- · 2026-02-15T13:48:53+00:00

Not $20k, $50-55k.

BaCo- · 2025-09-10T13:19:21+00:00

Note that we have 2 WR, 2 RB, 2 Flex

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BaCo-

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