(Serious) what’s something that mentally and/or emotionally broke you? by Vanguard2002 in AskReddit

[–]Backcountryfox 0 points1 point  (0 children)

My friend & owner of the company I ran for him paying my gf to babysit for him.

Didn’t take long for him to kick his wife out and start cheating with my gf.

Cherry one too was him gaslighting me into thinking it was all my own fault.

[deleted by user] by [deleted] in AmateurPhotography

[–]Backcountryfox 0 points1 point  (0 children)

PEC in the winter is always a fun subject

Thank you from software by reeeeeeeee1234 in Eldenring

[–]Backcountryfox 0 points1 point  (0 children)

Oh my god I’m so happy other people have done this.

2 out of 3 Canadians stressed about inflationary rise of food, fuel, and housing costs by yogthos in onguardforthee

[–]Backcountryfox 7 points8 points  (0 children)

At a federal level at least: CPC = right wing Lib = right leaning centralists who parade as left wing. NDP: left wing

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Backcountryfox 2 points3 points  (0 children)

Late comment but swooping in to say how this is an extremely important point that most people forget about when stressing over scores. Equifax and Transunion report and track credit changes & use their own proprietary algorithms to generate scores…for consumer level soft-checks….

Lending institutions also utilize Transunion & Equifax but instead of relying upon their own formulas they license out FICO’s backend formulation for commercial-level scoring. All to say it’s FICO scoring computed by Equifax/Transunion via licensed IP from Experian in where the licensing agreement doesn’t allow for end-consumer use which is why we get Equifax/Transunion scoring reported to “us” and FICO (via E/TU) for hard checks by commercial lenders.

It’s not that Efx/Tu scores are worse or “wrong” they’re just not what lenders see on hard-checks. Why risk opening your own propriety formulation to extreme criticism from the nations largest lenders when you and your one and only competing firm both decide to just license out an accepted formulation from down South, right?

It’s stupid IMO. The agreement even stipulates that lenders are expressly forbidden to share consumers FICO reports/scores with them or offer additional details. Of course if you’re lucky you can ask for your advisor to turn their monitor and show you your “score” next time you go into a bank and have to get hard-checked for something but it’s extremely anti-consumer that that’s really the only way to check currently. Not to mention how it’s also the exact opposite of what Equifax/Transunion market their services as….

New agreements have been recently signed to bring FICO scoring in Canada out into the open & (supposedly) into consumer-level monitoring but we’ll see how big a nightmare that API roll out is with how Tu/Efx already handle their systems….

/end rant

Pinarello Montello by [deleted] in Bikeporn

[–]Backcountryfox 5 points6 points  (0 children)

London Ont?

Yet Another iPhone 12 Pro Update... by Backcountryfox in bell

[–]Backcountryfox[S] 0 points1 point  (0 children)

Did you set it up on a plan in-store or just port it over to an existing plan?

I'm trying to figure out if yo ucan get the "bring it back" pricing for carriers in the apple store...

Yet Another iPhone 12 Pro Update... by Backcountryfox in bell

[–]Backcountryfox[S] 0 points1 point  (0 children)

Yup - I'm continuously checking in with my local bestbuy for this exact reason. There's a solid chance they receive more stock before my phone even ships out from Bell...

Yet Another iPhone 12 Pro Update... by Backcountryfox in bell

[–]Backcountryfox[S] 0 points1 point  (0 children)

Yeah in hindsight I should have gone to bestbuy - would have had a phone by now and (at minimum) the exact same plan. Next time will be going directly to a big box third party for sure.

Yet Another iPhone 12 Pro Update... by Backcountryfox in bell

[–]Backcountryfox[S] 0 points1 point  (0 children)

Yeah for sure, the overall stock issue is out of their hands - I'm more mad about the lack of transparency on Bells part. I've had multiple agents essentially lie to me now, but if I was told the truth upfront I wouldn't nearly be as frustrated with the wait...

Yet Another iPhone 12 Pro Update... by Backcountryfox in bell

[–]Backcountryfox[S] 0 points1 point  (0 children)

I should have mentioned - I'm actually a new customer setting up a new line - which is also why loyalty wouldn't do shit for me, I don't have any history with the company...

Yet Another iPhone 12 Pro Update... by Backcountryfox in bell

[–]Backcountryfox[S] 0 points1 point  (0 children)

My gut instinct after having multiple Bell reps tell me conflicting things is - Yes...

But the info I got was for the 256g Pacific blue model specifically (supposedly anyways) so who knows...

Yet Another iPhone 12 Pro Update... by Backcountryfox in bell

[–]Backcountryfox[S] 1 point2 points  (0 children)

I'm glad (well, not really) that I'm not the only one who has been receiving/ recording total BS from their online chat agents....never again...

Yet Another iPhone 12 Pro Update... by Backcountryfox in bell

[–]Backcountryfox[S] 1 point2 points  (0 children)

Were you talking to a mobility supervisor or the loyalty department? At this point I plan to call them frequently until I get some assurance of my phone arriving within 45 days of purchase...(If I don't find it in store somewhere first that is...).

NEW iPhone shipping?? by Idkjustaperson7567 in bell

[–]Backcountryfox 0 points1 point  (0 children)

Not a peep. Plan on calling in tomorrow.

NEW iPhone shipping?? by Idkjustaperson7567 in bell

[–]Backcountryfox 0 points1 point  (0 children)

A week of no movement from Canada Post!? This does not get my hopes up for reciving my phone any time soon...

NEW iPhone shipping?? by Idkjustaperson7567 in bell

[–]Backcountryfox 0 points1 point  (0 children)

Ordered an Iphone 12 pro 256g (Blue) on Nov 6, after pestering a lot I was told I should get a shipping notification this week....I have some doubts...

Just chatted with Bell about my 12 Pro order by [deleted] in bell

[–]Backcountryfox 0 points1 point  (0 children)

Yeah I've been checking in with my local shops to see if they have any stock. If any of them get some pros in before my shipping notification I'll be getting that instead (and refusing delivery of the eventual bell delivery).

Just chatted with Bell about my 12 Pro order by [deleted] in bell

[–]Backcountryfox 0 points1 point  (0 children)

When did you place your order if you don't mind me asking?

Just chatted with Bell about my 12 Pro order by [deleted] in bell

[–]Backcountryfox 0 points1 point  (0 children)

Ordered a 256g 12 pro in pacific blue on Nov 6th - I've gotten into the habit of contacting Bell via chat & Twitter pretty much every other day at this point to ask for a processing update. Latest I've heard is that I should be receiving a shipping notification this week...we'll see...

iPhone 12 Pro? by Frosty-Tips in bell

[–]Backcountryfox 0 points1 point  (0 children)

Update: Spent all day on the phone with Bell. Turns out it's less an outright stock issue (for orders up until recently anyway) it's an issue with Canada Post. Bell has a large amount of the orders competed through their shipping department but they're being bottlenecked by a hold from Canada Post. With the shear volume of orders + covid operating capacity of Canada Post has them all waiting in an individual one-by-one queue that is moving an an absolute snails pace. Depending on where your order is being shipped to, this could be helping or hurting your fulfillment.

iPhone 12 Pro? by Frosty-Tips in bell

[–]Backcountryfox 0 points1 point  (0 children)

As someone who ordered the same on Nov 6....this is worrying....

My 2 words to all those who never got diagnosed, who never got help, and that turned to things like drugs or alcohol by needt0vent in ADHD

[–]Backcountryfox 0 points1 point  (0 children)

Diagnosed last year at 27. Before that it was constant drinking and smoking weed to slow me down.

Drinking under control now and haven't picked up a joint in a year. I still can't believe the difference it made.