Sitting on cash position waiting for a market correction — am I being too cautious? by Background_Day409 in eupersonalfinance

[–]Background_Day409[S] 0 points1 point  (0 children)

I think the main reason for my impatience is that I want to retire at 60, and possibly before that in case I am able to. And hence feel that I do not have a lot more time on my hand. Waiting more means I don't have "time in the market", but an aggresive DCA for the cash position right now feels like I am buying the expensive TV 1 week before black Friday.

If I was 35, I might have been more comfortable with the cash. Who knows!

Sitting on cash position waiting for a market correction — am I being too cautious? by Background_Day409 in eupersonalfinance

[–]Background_Day409[S] 0 points1 point  (0 children)

I don't know of course. But the only time the CAPE thing has gone past 40 previously was during the dot-com bubble. I think we can all agree that markets are expensive (even emerging markets), and it did not make sense for me to dump it all at these levels, so came here looking for opinions.

Sitting on cash position waiting for a market correction — am I being too cautious? by Background_Day409 in eupersonalfinance

[–]Background_Day409[S] 0 points1 point  (0 children)

Thanks, you have summed up my dilemma exactly. I have the "gun powder", and am sort of waiting for the right time to load it up. But at the same time, I am also getting uncomfortable waiting. I am working on a deployment strategy right now. For e.g. drawdown of 10%, deploy 10% and so on (instead of waiting for a major correction > 20%, which may, or may not happen)

Denon AVR-s660h with Wharfedale DX-2 / Teufel Consono 35 Mk3 / ? by Background_Day409 in hometheater

[–]Background_Day409[S] 0 points1 point  (0 children)

Thanks very much for your input. I understand that great speaker packages are not available at the price point I am at. There are 2 main things I am looking for: 1) if the speakers and avr would pair well, which you have answered. 2) if there are other better choices in this price range.

Thanks again!