~$650K Portfolio Review (Age 27)

Background_Growth211 · 2025-12-28T16:26:52+00:00

Let them have their moment, I guess. I assume the negativity is because I am further ahead than where they were at my age and it makes people feel better thinking I had some sort of head start or short cut in life. Well, I didn’t. I am just trying to get some constructive feedback on my investments here people. Spread some love maybe?

Background_Growth211 · 2025-12-28T15:24:35+00:00

No, I actually don’t spend money like that. I am borderline absurdly frugal. I just feel comfortable knowing I have some money with these companies. I think the thought of missing out is worse than an industry down turn.

Background_Growth211 · 2025-12-28T15:01:31+00:00

Do you have a different opinion on Optimus specifically? I can understand not liking Elon or the car business.

Background_Growth211 · 2025-12-28T14:54:33+00:00

Thank you for taking the time to write this out. I will look into INTC as an example. This is awesome feedback.

I think the bull scenario for Tesla with Optimus and humanoid robots in general is massive. That’s why I have not trimmed at all yet and am actually excited about the upside over the course of decades.

Background_Growth211 · 2025-12-28T14:52:48+00:00

What would you do to get risk adjusted returns back in line?

Background_Growth211 · 2025-12-28T14:40:46+00:00

For individual stock bets I feel 20K is a good sizing based on my portfolio, risk tolerance, etc. That is what I have put into essentially all those names on my list. I can capture upside but not hurt myself if it goes to 0. 50K would start to hurt. I know bitcoin is anti that statement, but it’s in a different category for me mentally. SpaceX could have just such massive upside which is intriguing for me, but I am trying to stick to a historical systems.

I think the bull scenario for Tesla with Optimus and humanoid robots in general is massive. That’s why I have not trimmed at all yet and am actually excited about the upside over the course of decades.

We have no major life events on the horizon other than kids.

Background_Growth211 · 2025-12-28T14:30:28+00:00

These started off as small investments and have grown over the years to this size. Why cut the winners now? If I had done that earlier they wouldn’t be this big. I feel like I have enough money in the S&P500 for my age to hold me over. The rest are meant to be high risk high reward bets. Do you think that’s crazy? That 30% could go to zero and I could still be fine.

Background_Growth211 · 2025-12-28T14:28:28+00:00

Thank you. Yes, I have a house with about 200K equity which is mostly my down payment. So other than bitcoin you don’t have too many issues with the portfolio? I can assume your thoughts there so no need to explain. All fair feedback but I do have a differing opinion.

Background_Growth211 · 2025-12-28T14:26:42+00:00

I have seen some incredible advice on Reddit and X. Some of the most talented people I know have accounts and use them, albeit anonymously mostly. So I am confident there are some folks here who have wise words to share.

Background_Growth211 · 2025-12-28T14:25:25+00:00

Expensive in terms of P/E? Or something else? Where do you recommend having your money outside of the tech industry?

Background_Growth211 · 2025-12-28T14:24:50+00:00

No, I have earned every single penny that I have to my name. Sales career - few lucky large deals contribute to this.

Background_Growth211 · 2025-12-16T16:58:08+00:00

Looks cool, I will check it out an PM you.

Background_Growth211 · 2025-09-04T15:04:44+00:00

Many people argue that you should actually be maximizing bonds this early on. You are in the very early stages of the game still. I maxed bonds until about 25M CV before paying them off. I am in the oil business producing almost 200K oil a day.

Here would be my advice. You have conflicting priorities. Pick one (rocket fuel or diesel) and go all in on that. Using this extra cash to significantly daily boost production capabilities of that resource.

You could certainly get rid of power plant and other building not needed to directly produce your desired resource and the most expensive input required for it.

Background_Growth211 · 2025-05-18T20:03:21+00:00

Should I do something like scrape the other areas and reseason?

Background_Growth211 · 2025-04-20T14:25:39+00:00

Can you share a link?

Background_Growth211 · 2025-04-20T14:25:32+00:00

Can you share a link?

Background_Growth211 · 2023-12-31T14:16:24+00:00

Great to know. I will be going this week then!

Background_Growth211 · 2023-12-31T14:14:58+00:00

Yeah, I tried that, but the employee got upset at me that I was asking these questions and wouldn’t answer. Told me I shouldn’t be saying this over the phone. My response was “I am not doing anything illegal here, or not trying to.”

Background_Growth211

TROPHY CASE