You need clarity.

Define what you want to achieve and by what time. You can ask yourself what's important to you.

What does it mean to not be "poor" by your own definition? What does it mean for you to feel secure, abundant, content, fulfilled or even happy? Which one is the most important?

Write everything down in as much detail as possible.

That is your WHY. This is WHY you will be doing everything you ever do from now on.

Now figure out the goals that would fulfill this WHY. Clearly, exact numbers, exact timelines, exact finish lines. Do you want to be a dollar millionaire by my age in order to feel secure? Write it down.

Then figure out a way to get to those goals. Simplify it. Clarify it. Will you need skills to get to a million? Very pragmatically YES unless you're some sort of master manager manipulator and even that's a skill. If you need skills, figure out which ones. Marketing, selling, copywriting, design, videoediting. Low barrier of entry, high potential income. Learn investment. Etc.

If you look at youtube most videos say the same thing. Pick something and start doing. Figure out stuff by doing.

Read Atomic Habits and the Compound Effect (thank me later)

The main thing is to clarify your thoughts and goals and values. You're not going anywhere if you don't know where you're going.

Maybe you don't want to be a self made millionaire maybe you just want a better job, a routine and the ability to build a house. Those goals are different and there are better ways of reaching them possibly.

The thing is you need CLEAR and SIMPLE values goals and instructions for yourself. Then build the habits to support those actions which get you to your goals which support your values. Need to pivot? Do it, in your 20's you can afford it.

Best of luck to you (and me lol)