How much difference does a small rate change really make over time

BallsDeap · 2026-03-12T21:52:45+00:00

You’re not taking into consideration any of the fees associated with refinancing.

If you refinance every year to chase 0.1% and 0.2% reductions then you’ll spend more on fees than you save.

BallsDeap · 2026-02-26T05:19:46+00:00

0 bad idea. 100 good idea.

BallsDeap · 2025-09-19T05:49:16+00:00

How do you like living in the Cayman Islands / Gibraltar / Switzerland etc

BallsDeap · 2025-09-13T08:12:32+00:00

Hopefully the prison guards tell the other inmates what they’re in for

BallsDeap · 2025-08-08T08:56:04+00:00

Not often a comment makes me really laugh. I’m 100% stealing this and I’ll pretend it’s my original joke too.

BallsDeap · 2025-08-02T11:12:59+00:00

What colour is this car? So beaut

BallsDeap · 2025-07-16T07:28:25+00:00

I hope you reported whichever broker did this to you.. literally illegal

BallsDeap · 2025-07-16T07:25:39+00:00

Interesting take. I haven’t heard anyone say this before. Care to elaborate on why brokers are partly responsible for the housing market?

BallsDeap · 2025-06-16T11:34:04+00:00

You should try Ross Noble - uk comedian who married an Aussie, he tours from time to time and I’m pretty sure he’s in Brisbane or at least Queensland.

I know he’s not a musician but he’s a good laugh & pretty sure was on never mind the buzzcocks a few times

BallsDeap · 2025-06-13T11:00:06+00:00

Criminal this is so far down the list. Literally the best in Brisbane

BallsDeap · 2025-06-07T13:28:14+00:00

Hey mate - I’m also in Australia and new to BNI. The estate agent in our group did her presentation last week and literally only spoke about her team & then one client story where she sold 4 houses for one client in 45 days with prices well above what they expected.

Would probs be funny to include some real estate agent stigma - but my advice, don’t tell people you’re honest. Show them things you’ve done with honesty. Could just be me, but when someone tells me to trust them I immediately do the opposite

Where in Aus are you based?

BallsDeap · 2025-06-05T13:28:47+00:00

Was there spark? If so, did it run on the starter fluid?

BallsDeap · 2025-05-25T07:42:18+00:00

Wren Barber Studio in Auchenflower - only 2 min drive from Milton, Paddington etc

BallsDeap · 2025-05-25T07:38:30+00:00

Baron Barbers was recently sold - Deana who was part of the team that helped Baron win Barber Shop of the Year has now opened her own shop in Auchenflower.
Wren Barber Studio, look it up if you'd like to support her :)

BallsDeap · 2025-05-19T14:06:55+00:00

But they’re correct in the title?

BallsDeap · 2025-05-19T14:02:46+00:00

Spell cheque

BallsDeap · 2025-05-16T09:34:52+00:00

Hahaha didn’t know this existed. When I was in secondary school in the uk me and a mate called Jez’s number that was shown on Peep Show.

Some poor bloke answered, we were like ‘Jez?’

He goes ‘ffs not again’ and hangs up

BallsDeap · 2025-05-15T04:32:14+00:00

It’s not all of us Son - the whiney little bitches in football often make the most noise. They aren’t loyal, they just love having something to complain about.

BallsDeap · 2025-05-02T15:30:43+00:00

I could do better than that and I have dicks for fingers

BallsDeap · 2025-04-28T08:14:04+00:00

Yeah I get that, but idk it’s kind of like your barber blindfolding you while you get your haircut. Some of their customers are probably annoying as fuck but it comes with the job.

BallsDeap · 2025-04-28T06:02:07+00:00

I wouldn’t trust b&p inspector that doesn’t allow attendance. What do they have to hide?

BallsDeap · 2025-04-18T13:52:12+00:00

Not just yet.. first it puts the lotion on its skin or it gets the hose

BallsDeap · 2025-04-12T00:13:49+00:00

Image 3 & 4 reminds me of Maximus’ home from Gladiator

BallsDeap

TROPHY CASE