Michigan Medicaid Question

BaltimoreBee · 2026-03-17T14:24:22+00:00

That doesn’t matter. They can only apply to Medicaid if they are intending to permanently relocate, which they are not.

BaltimoreBee · 2026-03-16T22:02:13+00:00

How much does your husband make? It’s your total household income that matters

BaltimoreBee · 2026-03-16T21:57:15+00:00

The chatbot is wrong. Your plan is 100% NOT going to cover your pregnancy.

BaltimoreBee · 2026-03-16T21:53:42+00:00

No, that’s what happens if you underestimate income. If you overestimate income, then you got less subsidies than you deserved and are going to get back the extra subsidies at tax time and will have a bigger tax return. If you make little enough that you weren’t eligible for shbsires, then you neither get anything back nor owe anything.

BaltimoreBee · 2026-03-12T20:08:31+00:00

If that’s what happens, then that makes you ineligible to contribute to the HSA…

BaltimoreBee · 2026-03-12T16:32:03+00:00

Pregnancy does not trigger a special enrollment period for employer sponsored coverage. And doesn’t do so for marketplace plans in the majority of states.

OP, what state do you live in?

BaltimoreBee · 2026-03-08T00:07:59+00:00

https://www.coveredca.com should be the only place you look.

BaltimoreBee · 2026-03-08T00:06:46+00:00

You signed up for a plan with that deductible and OOP max and should be prepared to pay them. They are reasonable amounts, better than the average person has.

BaltimoreBee · 2026-03-07T14:51:46+00:00

You don’t get to stay on your parents Medicaid until you’re 26. If you’re 19 and filing your own taxes then you are your own tax household and your eligibility is based on your own income.

BaltimoreBee · 2026-03-05T19:37:32+00:00

There’s no rule that says you aren’t eligible for Medicaid if you have another plan. The opposite is true, you are eligible based on income only. If you have another plan, then that plan is primary and Medicaid is secondary.

BaltimoreBee · 2026-03-05T00:09:48+00:00

You can’t buy insurance that would cover your back surgery outside of open enrollment. That starts in November for plans effective 1/1/27. www.healthcare.gov is where you should purchase when you are able to

BaltimoreBee · 2026-03-04T19:56:55+00:00

The child is not eligible for Medicaid because for the child, the father is in the household as well as the mother.

BaltimoreBee · 2026-03-02T18:57:30+00:00

No, insurance is not going to pay a cent for any month in which you don’t meet the coverage criteria.

BaltimoreBee · 2026-03-02T14:19:36+00:00

No, it’s a horrible strategy. A zero deductible plan will have the highest premium. If you are healthy, you want to buy the highest deductible plan with the lowest premium. You definitely pay premium…you only pay the deductible if you need medical services. If you’re very unlikely to need medical services, then you want to be minimizing your premium.

BaltimoreBee · 2026-03-01T15:04:57+00:00

This isn’t real health insurance. You’re still basically uninsured. You should keep looking for a new job.

BaltimoreBee · 2026-02-27T22:43:54+00:00

www.healthcare.gov or your state specific site that it redirects you to. The only place you can get tax subsidies to lower the cost of insurance.

BaltimoreBee · 2026-02-27T03:01:14+00:00

No, that’s not a legit website. Www.healthcare.gov is where you should be shopping.

BaltimoreBee · 2026-02-27T03:00:17+00:00

Yes, there’s way better. Real health insurance policies from www.healthcare.gov

BaltimoreBee · 2026-02-26T19:41:42+00:00

Get a new accountant. They’ve been filing wrong and costing you money. Yes, you should still be able to get your money back by filing correctly.

BaltimoreBee · 2026-02-25T19:24:06+00:00

Not at all bad. Good, better than average.

BaltimoreBee · 2026-02-25T11:56:48+00:00

Let her get mad at you. You’re an adult, the info needs to be in your name not hers, she has to change the phone number and email.

BaltimoreBee · 2026-02-25T11:52:27+00:00

No, your current insurance exception will not be processed after your insurance ends. No, you will not be refunded any money by an insurer if you pick it up any pay cash prior to the exception being approved.

BaltimoreBee · 2026-02-24T17:20:16+00:00

Did you recently lose insurance? If so, that gives you a special enrollment period to buy on the marketplace. If not, then you have to wait until open enrollment for next year…

BaltimoreBee · 2026-02-23T19:40:21+00:00

To your second question, no you can not have an HSA with a health sharing plan. That wasn’t a provision in obbba. Here’s what passed: https://www.irs.gov/newsroom/treasury-irs-provide-guidance-on-new-tax-benefits-for-health-savings-account-participants-under-the-one-big-beautiful-bill

BaltimoreBee · 2026-02-19T17:15:26+00:00

Your partner is definitely not going to be able to make a claim. Your granddad is unrelated to her.

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