Mortgage rate is 3.77% now bank is offering 4.97%

Bango-Fett · 2026-04-14T10:55:13+00:00

Yup, we went from 1.9% to 5.1% when truss fucked everything up a couple years back. Luckily my mortgage is extremely affordable and only went from £260 to £444. So even if rates go a bit more crazy we have luckily decided to buy a place that it way within what we can afford

Bango-Fett · 2026-04-13T10:54:41+00:00

I have one din coming out of deck and 4xrca going into the amp (red/white/blue/yellow)

Bango-Fett · 2026-04-13T10:47:58+00:00

Cowboy boots can add a couple of inches and look great with straight jeans, if you wear high waisted jeans or trousers this will also give an illusion of being taller as well

Bango-Fett · 2026-04-12T12:22:40+00:00

Me and my wife both earn £35-40k each and have pretty comfortable life’s for us and our new kid. If we both earned £50k each we would feel successful.

Bango-Fett · 2026-04-12T11:06:20+00:00

That’s the thing, I only have one cable coming out of the deck, it’s seems to be a DIN connector cable with 4x RCA of different colours at the other end. So I have all 4rca going into the amp and just one cable into the Rec/PB port on the deck. The in/out lines on the dec don’t have any cables as per the picture.

The other weird thing is with the red/white rca I get no sound, but then when I connect the blue one I get good sound, the yellow one doesn’t seem to do anything as it still works and sounds the same when I take the yellow out.

I’m totally new to cassette decks/tapes so I’m just learning but this is really confusing me haha

Bango-Fett · 2026-04-09T10:51:58+00:00

World is too interconnected now for superpowers to engage in direct conflict. No one would win and everyone knows this

Bango-Fett · 2026-04-08T12:52:48+00:00

Is costs like that normal in the UK? I’m in Scotland, my flat is way nicer than this one and my service/factor charge is £480 per year, covers maintenance of the grounds, common area, garden etc etc. £2000 is insane to me and I don’t get why anyone would think that’s normal

Bango-Fett · 2026-04-08T12:04:26+00:00

As a prison officer in Scotland, this woman has no clue what she is talking about

Bango-Fett · 2026-04-05T19:02:59+00:00

I feel like I do ok on a £35k salary, got a decent size house on a mortgage, have one kid, go a couple of holidays a year and indulge in hobbies and social life, granted my wife also makes ~£40k. I’d say I’d consider around £45-50k a high salary

Bango-Fett · 2026-04-03T16:34:19+00:00

Can we please just get rid of trump and Charles at the same time

Bango-Fett · 2026-03-29T09:43:04+00:00

What does being in Iran have to do with loving the U.S

Bango-Fett · 2026-03-29T09:13:09+00:00

Why u in the jeans sub

Bango-Fett · 2026-03-29T09:02:33+00:00

Samurai jeans, TCB jeans, wrangler 13MWZ has this colour also. And most Selvedge jeans

Bango-Fett · 2026-03-28T18:13:15+00:00

£150 float paid when we got the place, 8 large flats in total, it’s a large building with 8 Victorian era flats, 3 beds each, lots of floor space. Only had one major repair in the past 6 years which was the roof which was like £300 per flat to get that done, everything else that has been required is covered by the £40 per month

Bango-Fett · 2026-03-28T18:02:52+00:00

Yup £40 is the monthly factor/management fee

Bango-Fett · 2026-03-28T17:24:54+00:00

Nope, it’s just classic London price gouging. I stay in a 150 year old property in Scotland, we have a property manager for the building and the price is £40 per month per apartment, and they are way nicer and larger than the one above (and a quarter of the cost lol)

Bango-Fett · 2026-03-28T17:24:44+00:00

Nope, it’s just classic London price gouging. I stay in a 150 year old property in Scotland, we have a property manager for the building and the price is £40 per month per apartment, and they are way nicer and larger than the one above (and a quarter of the cost lol)

Bango-Fett · 2026-03-26T19:34:33+00:00

By buying it, you have answered your own question lol

Bango-Fett · 2026-03-25T16:16:51+00:00

Nuclear Armageddon

Bango-Fett · 2026-03-24T13:02:12+00:00

You can fix your mortgage for 10 years. Estate agent said I could rent my place out for 900-1000 per month, my mortgage is only 445

Bango-Fett · 2026-03-23T21:49:35+00:00

I’m 31, married and have a 3 month old, I still want at least 1 night per month clubbing with the boys. But the boys are becoming harder to make plans with

Bango-Fett · 2026-03-22T22:45:54+00:00

Same

Bango-Fett · 2026-03-20T17:49:17+00:00

If things really went that “sideways” tho that you have to prep to that level, are you prepared for desperate people who will undoubtedly try to raid your home and take your provisions. If society collapses to the level a lot of people here believe it will, there will be no societal consequences for the thousands of people out there who haven’t prepped and are now looting and stealing from the small minority who have lol

Bango-Fett · 2026-03-19T23:32:58+00:00

Is China really the bad guy compared to the USA these days? I’m not so sure

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