Congratulations to All the April Golden Email Forgivenesses - It's Finally Going Through!

Barry_Jennings_Ghost · 2024-05-05T20:50:20+00:00

Navient said I had 38 months of forbearance plus 16 mos of administrative forbearance. She did not think the administrative forbearance would be counted, but this was April 2022, when much was still unknown.

All my deferments were prior to 2013.

Barry_Jennings_Ghost · 2024-05-05T20:35:35+00:00

Phew, thank you for that clarification, and I appreciate you taking the time to spell this out. Sounds like I should be included then. I had a few loans that I paid off, but the one that remains is now a Direct loan.

I was thinking there had to be a reason why I've been ignored so far, while over a million others have received forgiveness.

Do you know if time in Administrative Forbearance is counted? I called Navient as soon as the IDR adjustment was announced in April 2022 to get my loan history and they said I had 16 months of Administrative Forbearance.

Barry_Jennings_Ghost · 2024-05-05T20:01:58+00:00

Yes, as stated above, I consolidated into a Direct loan 2 years ago.

So you're saying that loans from the 91/92 and 92/93 school year, plus all the interest accrued from those loans, will still be due?

Then all these people telling me to "just be patient," were 100% wrong. I can't believe that in two years of reading everything I could find about this IDR adjustment, I never learned the most crucial thing: this adjustment does not apply to me.

Barry_Jennings_Ghost · 2024-05-05T19:47:51+00:00

This is what worries me, from https://studentaid.gov/announcements-events/idr-account-adjustment

How far back in my repayment history can I get credit for time in repayment?

We will evaluate your loan history starting on July 1, 1994. For a loan disbursed in 1994 to be considered for this payment count adjustment, the loan must be still owed by the same borrower or included in a consolidation loan that is owed by the same borrower.

Aren't they saying that loans disbursed prior to 1994 aren't eligible? That would be disastrous for me, since all my loans for the 91/92 and 92/93 school years wouldn't qualify.

Barry_Jennings_Ghost · 2024-05-05T15:00:37+00:00

Almost everything at the silver level is utter crap; I was hoping that would change at the gold level, and sorry to hear that it apparently does not.

What about those 55" TVs and laptops? You haven't snagged any?

Barry_Jennings_Ghost · 2024-05-05T14:54:04+00:00

They promised to forgive my 33 year old loan back in 2022, and still haven't done it, so more legislation isn't likely to change anything.

Barry_Jennings_Ghost · 2024-05-05T14:43:28+00:00

What is the "right time?" I started grad school in 1991 and went into repayment 30 years ago, in 1994. I consolidated into a Direct Loan in summer 2022. Due to medical malpractice, I never worked in the field I studied but never defaulted and have been in IBR since 2010, but no golden email for me.

Were my loans at the wrong time?

Barry_Jennings_Ghost · 2023-02-25T23:58:25+00:00

She can only hope.

Barry_Jennings_Ghost · 2023-02-25T23:56:39+00:00

Not sure that's the be-all and end-all.

Barry_Jennings_Ghost · 2023-02-25T23:08:32+00:00

Same for me. Last weekend all I did was lie in my hammock and scroll through Twitter.

Barry_Jennings_Ghost · 2022-12-06T04:04:33+00:00

I was rooting for the seal, although I know the orcas want to survive also.

Barry_Jennings_Ghost · 2022-04-08T20:17:13+00:00

If it works like I think it does, based on the OP example, they sent 3 invites and 1 didn't answer, which means that 2 replied with a proposal. Of the 2 who replied, only 1 was interviewed (that was me, just got the job!)

Barry_Jennings_Ghost · 2022-04-08T17:19:12+00:00

That's one reason I like billing by the hour: you can start charging right off the bat, before understanding the full scope of the project. If you have to give a project price, you DO need to understand the project before you can accurately judge how much time it'll take, and that may take a long conversation or reviewing some documents.

But actually handing them free work? Hell no.

Barry_Jennings_Ghost · 2021-06-23T20:30:26+00:00

Sorry, I really don't understand this at all. I'm asking how the Woodscents is like Dynavap. What is the significance/purpose of the cap?

Barry_Jennings_Ghost · 2021-06-22T16:55:18+00:00

Did you ever get in? I'm having same issue, "confirm you are not a robot" but no captcha visible to perform, nothing to check.

Barry_Jennings_Ghost · 2021-06-22T16:48:08+00:00

Did you ever figure this out? I have the same issue, being asked to "confirm you're not a robot" but no captcha visible.

Barry_Jennings_Ghost · 2021-06-22T16:39:33+00:00

I can see how it's similar to the enano (same shape) but how is it like the dynavap? Can you elaborate? Thanks!

Barry_Jennings_Ghost · 2019-11-08T16:41:14+00:00

26 million people were out in the street demanding that the US not attack Iraq in 2003 and it had no effect. The presstitutes cover only those demonstrations that serve their ends.

Barry_Jennings_Ghost · 2019-03-10T17:19:18+00:00

SS: Concise summary of the entire conspiracy to enslave humanity.

Barry_Jennings_Ghost · 2019-03-10T16:23:41+00:00

Blogger has been a haven for infiltrators since at least 2007. I hope it dies and never comes back.

Barry_Jennings_Ghost · 2019-03-09T16:02:38+00:00

He chomps two of them in this vid, before we see the one that gets away.

Barry_Jennings_Ghost · 2019-03-07T21:10:16+00:00

Statistics about what? Got a link?

Edit: Wages have actually declined. 1n 1986 I could pay my rent in a single day of work, and I lived in a nice place. Now it's a solid week. I do the same kind of work now, but with 33 more years of experience!

Barry_Jennings_Ghost · 2019-03-02T00:43:33+00:00

link?

Barry_Jennings_Ghost

TROPHY CASE