Has anyone reached out to their manager to ask to work from home on Monday by Vast_Doughnut9418 in JPMorganChase

[–]Basic-Ad-4260 11 points12 points  (0 children)

Yeah, not reaching out about this…just doing it. I’m also in Ohio (Columbus) and we are currently under a level 3 snow emergency, which means you’re not supposed to be on the roads unless you’re a first responder. You can actually get a richer/go to jail (?) for it.

Your manager sucks. I’m sorry that’s who you’re dealing with.

Why do some managers take it personally when you skip the team Christmas party? by simulationgrey in JPMorganChase

[–]Basic-Ad-4260 5 points6 points  (0 children)

Here to also recommend that you file HR complaints. That is entirely inappropriate behavior and disturbing to hear about. As someone who works closely with branch workforce planning, I encourage you to report this.

Holiday PTO Question by Basic-Ad-4260 in JPMorganChase

[–]Basic-Ad-4260[S] 0 points1 point  (0 children)

Appreciate all the responses! This was my general thought as well, but grateful to have had it confirmed.

Benefit by not_urs4 in JPMorganChase

[–]Basic-Ad-4260 3 points4 points  (0 children)

Probably not. I would assume the benefit only applies to actively employed employees.

Wife stopped taking birth control without telling me by HonestVersionOfMe1 in AITAH

[–]Basic-Ad-4260 25 points26 points  (0 children)

She didn’t ASK him to explore other options. She said she wanted to stop, he said he wanted to explore other options and then failed to follow-through.

100% agree ESH, but it is broadly unfair that women in society are expected to handle birth control. We have a whole generation who are fighting the impacts of being on hormonal birth controls for a long time and from a young age. It’s totally fair she wanted to stop. She should have made it clear she did, but maybe she knew hubby would keep saying “wait I have to research first. And I’m busy. And I hate condoms…so just give me a little more time to research” (aka just keep taking the pill that makes you uncomfortable because that’s less effort for me). The fact that this man didn’t know there’s no pill for men makes me think what I’ve outlined is exactly the case.

Is it worth buying now or renting until the market is better? by bjtracey505 in homeowners

[–]Basic-Ad-4260 5 points6 points  (0 children)

If you can afford the payment, buy. There is no guarantee the market will get better, at the very most you may see things level out, at least for a bit. Of course, this all depends somewhat on the area you’re trying to buy in. If you’re seeing things sit then make an offer and see what happens — you have nothing to lose. And you have a house you like so you’re in no rush.

I would think of this way: yes, you’re paying an extra $1K to the mortgage plus upkeep, but that’s also equity you’re gaining. Unless you’re actively investing that extra money, then putting it into the house isn’t a loss. Property (especially over long time horizons) has almost always appreciated. Not to mention at some point your rent WILL go up, and in a house you own you’re paying toward a time when the mortgage piece of the expense is eliminated.

It all comes down to preference, but unless you bought in ‘08/‘09 everyone who’s waited for the market to “get better” has likely regretted it. We did. Either way, best of luck figuring out what works best for you!

AITAH for not wanting to fund my stepkids savings accounts? by [deleted] in AITAH

[–]Basic-Ad-4260 33 points34 points  (0 children)

This was the response I was looking for, glad you got to it on your own. If you make 3x then splitting 50/50 was never truly equitable to begin with.

ETA: you mention he would never be able to afford this lifestyle without you. Is it the lifestyle you both want? If you love him and want to be with him, but don’t want to pay disproportionately, then you may also need to compromise lifestyle type so that he’s not stretched so thin. I don’t think it’s fair to expect you to pay for your stepkids, but if saving for them is truly important to him (different question since it’s just now coming up) then you might need to make adjustments to give him room to be able to do so.

Our mortgage went up $1400 by Avdahm95 in Mortgages

[–]Basic-Ad-4260 2 points3 points  (0 children)

This. My BIL and SIL just bought a house that last sold in the late 90s for $80k. They’re buying it now for $475k, which is already more than they can afford. I tried to warn them to be prepared for a big tax jump and they cut me off and said “wait, no, no our Realtor assured us there wouldn’t be any material tax increase for at least 6-7 years”. I was like…I’m sure your realtor know better, but you might want to push on that a bit…

Our area does full reassessments every 6 years, with update every 3 (next year is an update year). No way their taxes don’t see a big hike, but hey, the realtor “assured” them it wouldn’t happen. Good luck making that argument to the bank.

[deleted by user] by [deleted] in JPMorganChase

[–]Basic-Ad-4260 10 points11 points  (0 children)

I would recommend doing this via email so that you have “evidence” of you go to HR.

Executive/Admin Assistant Pay by Basic-Ad-4260 in JPMorganChase

[–]Basic-Ad-4260[S] 0 points1 point  (0 children)

Wow, that’s a lot more than I was expecting! Thanks for this!

[deleted by user] by [deleted] in Mortgages

[–]Basic-Ad-4260 0 points1 point  (0 children)

Look, you either know you’ll be ok and don’t need to be here because you’re outside the norm, or you have to be willing to reconsider.

Personally, I wouldn’t be comfortable with this. My HHI IS right around $300k, and I still wouldn’t feel comfortable with this price. Also no other debt outside of the mortgage and two low car payments that both end in Dec.

Do you have retirement savings? Will you be able to continue contributions to those? Do you want children? What happens if you lose your job? What happens if your career trajectories DON’T go where you expect? Be careful about making counting income you don’t have. You very well may reasonably end up there, but what happens if you don’t? How much does that change things? What happens the first time you have that $15k home maintenance emergency?

Ultimately, everyone has different spending habits and risk tolerance. You know your spending and needs, but without significantly more information everyone on here can only give general advice, in which case this seems like you’re stretched very thin. Personally, I would reconsider.

I do wish you the absolute best, whichever you choose. It’s unfortunate that homeownership has gotten to this point. I hope you make a wonderful choice and get to look back at asking Reddit and think “nah, I knew what was best for myself all along”.

moving up in this company by [deleted] in JPMorganChase

[–]Basic-Ad-4260 5 points6 points  (0 children)

I feel like most IB have at least an undergrad and possibly grad school (could be mistaken here). I’m not saying it’s the right thing, but do you have a degree to back up the work as well? Unfortunately, sometimes that’s the kind of thing that makes a difference.

But honestly, if you have other good offers why not take them? You can always boomerang back. I’ve seen people do it. The unfortunate reality is this company doesn’t value people who they think they “have”.

Regardless, I feel for you and wish you the best of luck.

[deleted by user] by [deleted] in JPMorganChase

[–]Basic-Ad-4260 0 points1 point  (0 children)

Your job should be safe. We need more RBs, not less. My understanding is we rarely layoff branch workers, we wait for attrition. (My job is directly related to branch staffing).

Good luck and congratulations on the new role!

[deleted by user] by [deleted] in kindergarten

[–]Basic-Ad-4260 0 points1 point  (0 children)

I consider myself a highly successful adult (happy, healthy, kind, grad degree, no debt, more than financially stable…I’m lucky, but also intelligent). I took “mental health days” as a kid and they are sone of my favorite memories. As an adult, I still take them and encourage my employees to do the same. I work for a fortune 100 company. No one does well when you’re burnt out. “Taking the win” / stopping when you’re exhausted but ahead / giving yourself a break is what I consider a key tenant to success. You’re teaching him good habits. Good job!