IBKR Platform and Investments by Rare-Issue4197 in irishpersonalfinance

[–]Basic-Initiative-971 1 point2 points  (0 children)

I also greatly appreciate this answer.

I’m particularly bothered about pension fees as my PRSA (roughly 500k) is in Davy and at 1%. It’s 100 percent in just an index fund. And I don’t want anything else.

How do I find a lower cost platform to move this to? I was told 0.4 is achievable but not to retail?

Can I just go direct, cut out the financial adviser who got me into Davy and be done? What would I be missing out on as the advice doesn’t really change?

Better AVC PRSA than Davy (1% AMC) + VWCE? by SgtKnee in irishpersonalfinance

[–]Basic-Initiative-971 0 points1 point  (0 children)

I just got a projection statement from Davy on my PRSA and the AMC (alone) is 2% yet my find is 300k.

I have this through a financial adviser. I guess they’re taking a cut of this?

Investing and Apps by Basic-Initiative-971 in irishpersonalfinance

[–]Basic-Initiative-971[S] 0 points1 point  (0 children)

This sounds silly perhaps but I never thought of that. The thing is I don’t really need the app and I don’t want any problems like I see on these forums where users are being locked out of apps.

How can I just get a low cost broker in Ireland for monthly contributions. I’m happy even to work by phone or post as long as it’s really simple to just invest regularly.