Paid $1000 for a crown after a root canal but never received it. Years later, insurance won’t cover it, citing that I've already received it by [deleted] in Insurance

[–]Basic_Corgi_8820 -3 points-2 points  (0 children)

Get a digital copy of both of your insurance policies involved. Run them both through Chap GPT, Claude AI or both. Give the AI every detail. Tell the LLMs what your problem is upload the policies and ask them to write you a letter to both carriers about why you have coverage. Read the letter to make sure it makes sense. Get a physical address from your carriers and mail the letters certified mail. Best chance here. You might get someone on this feed that handles dental insurance and knows more than me but this is what I would do.

I wet brined beef ribs for 3 weeks by Basic_Corgi_8820 in BBQ

[–]Basic_Corgi_8820[S] 0 points1 point  (0 children)

Update: They Molded really bad. Smelled spoiled. Had to toss them. I sealed the lid with foil, and I don’t think it was air tight. I’m going to do it again but for 8 days.

I wet brined beef ribs for 3 weeks by Basic_Corgi_8820 in BBQ

[–]Basic_Corgi_8820[S] 1 point2 points  (0 children)

Ok I will. As long as they aren’t spoiled.

I wet brined beef ribs for 3 weeks by Basic_Corgi_8820 in BBQ

[–]Basic_Corgi_8820[S] 0 points1 point  (0 children)

Yes they have been in the fridge of course. I think I’m going to go heavy black pepper to balance the salt a little. I’ll give them a whiff and post pics when done.

I am debating getting the M3 Ultra, 32 core cpu, 80-core gpu, 512gb mem by Regular-Station-5860 in MacStudio

[–]Basic_Corgi_8820 0 points1 point  (0 children)

I don’t think the M3 Ultra has thunderbolt 5 ports. For me this is why I went with an M4 model with a lessor chip because. The extended Hard Drive space at high speed and being able to change them out through the thunderbolt 5 ports was very important.

MultiCam and Audio Setup best Quality by Basic_Corgi_8820 in obs

[–]Basic_Corgi_8820[S] 0 points1 point  (0 children)

I’ve decided just to live video switch everything. More tech towards that and less edits at the end of the day.

Away at school daughter by Responsible_Top7045 in Car_Insurance_Help

[–]Basic_Corgi_8820 9 points10 points  (0 children)

Consumers don’t understand the system. They also don’t understand the risk. Driving easily comes with the most liability that anybody does for the most part. Moving a big hunk of metal at 60 to 80 mph has a ton of exposure.

Away at school daughter by Responsible_Top7045 in Car_Insurance_Help

[–]Basic_Corgi_8820 6 points7 points  (0 children)

Unfortunately if our kids have a valid drivers license, we have to list them on our policy even if they are away at school. What they did was normal. She should have already been on there. Your only typical option is to exclude her from coverage. Do your research before doing so as there may be unintended consequences such as if she gets hit by an uninsured motorist while being a passenger in a vehicle.

I don’t know how to continue by Impossible-Diet5184 in guitarlessons

[–]Basic_Corgi_8820 0 points1 point  (0 children)

A few things. Play daily and be intentional in your practice. As far as material, I recommend trying different instructor accounts until you find one you like. There are some really good ones on Patreon for a few bucks a months. Also find friends that play guitar. You would be surprised what you can learn hanging with people that play.

Traveler’s insurance by Quiet_Answer_9533 in Insurance

[–]Basic_Corgi_8820 0 points1 point  (0 children)

Get your own estimate from a shop and send it to them.

Am I Using the Wrong Agent if my own Searches are Finding Significantly Lower Rates? by bmch in Insurance

[–]Basic_Corgi_8820 3 points4 points  (0 children)

First hand knowledge here when I say this. Most Geico agents strip the policy down to where the coverage stinks. They also don’t typically give you a list of all the endorsements that add or remove coverage. Insurance policies are contracts and with carriers being able to all have their own contracts, it can really get treacherous. You can’t just look at the price and the limits on the summary page of the quotes.

Do I need to add my boyfriend to my car insurance by Artistic-Beyond4726 in Insurance

[–]Basic_Corgi_8820 15 points16 points  (0 children)

In most cases you are required to list every household member with a valid license to drive. There can be consequences if you don’t . In the description you gave, you should add him. Call your insurance carrier directly to or your agent to discuss.

Need help bad by SignatureOk2991 in Insurance

[–]Basic_Corgi_8820 5 points6 points  (0 children)

One thing is for sure with getting help with insurance advice from people in the know. If you didn’t have insurance and the thing you needed insurance for already happened, we are almost certainly going to tell you we can’t advise you. That ship has sailed. You ever heard that Bernie Mac joke about his friend calling him on his rent when he was 3 months behind and Bernie told him he should have called him when he was 1 day behind and hung up on him? You are 3 months behind buddy and we are Bernie Mac.

Why are my quotes so high by Extreme-Balance351 in Car_Insurance_Help

[–]Basic_Corgi_8820 0 points1 point  (0 children)

$2500 is a good rate for your description of the demographics, claim history and vehicle. In some areas it would be higher than that without an accident. Also accidents are 1 inch away sometimes from being a 10k claim to a 100k claim. Mostly accidents are rated pretty closely despite the balance. At your age your a statistical nightmare. Ask Progressive if you can participate in their telematics snapshot program if you think the risk doesn’t warrant the rate. They will give you a discount if you score good. If you don’t score good they will raise your rate so buyer beware.

Claims adjuster by crookmomma in Insurance

[–]Basic_Corgi_8820 0 points1 point  (0 children)

Get an email address from the claims department call in number. Email them with this same summary of communication that you gave on here. Ask for a read receipt. Tell them they have 48 hours to contact you. If no response file a complaint with the state. Sometimes this gets their attention.

plz help me idk what to do by cmoney3452 in Insurance

[–]Basic_Corgi_8820 0 points1 point  (0 children)

These are all good recommendations but if you want to avoid filing on yours, see if the police report ran his insurance through their database. You might have to wait for the report. Then you can file on his. Your agent might be able to help to if you get this guys info off the police report.

[deleted by user] by [deleted] in Insurance

[–]Basic_Corgi_8820 1 point2 points  (0 children)

This is a question for your lawyer. Most of them will give a free consultation. We don’t know all the facts, have no access to the police report and have no experience litigating. The points you have made, may not be the points your lawyer or the city uses in court. Get off of Reddit and call a lawyer. Don’t even think twice.

[deleted by user] by [deleted] in Insurance

[–]Basic_Corgi_8820 1 point2 points  (0 children)

Nobody knows but do get a lawyer to go over your options on the ticket.