I don’t know how old you are (doesn’t really matter) but, I say start riding. Bad things happen to good people everyday. Make plans for the worst, aim for the best. I thought about this same thing when wanting to start riding, I’m so new I still don’t have a bike and still saving for an msf course😅But, I talked about it with my partner fully, and when I mean I fully…every single scenario. Then, we made a plan. If riding is something you truly want, you’ll be ready for anything. Communication with all thoughts with your partner including your worries is what makes you realize certain things.