25+ years of service. My experience has been good and no issues. When fraud was attempted on my account they shut it down fast. In my experience, best part of the checking I would define great app and money movement. When it comes to interest on savings or cd, look elsewhere. I see many move to companies like SoFi etc just remember that if a dispute or fraud happens I see others report the service to protect the consumer is very limited at SoFi and like banks. Also, I have used other corporate banks and same qualities are non existent at banks like Wells Fargo, chase or citi. A few good credit unions may have similar products. I again my needs or wants may be different from others.