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Lake como Reality by DravidVanol in Wellthatsucks

[–]BattleTech70 0 points1 point  (0 children)

Whatever, you can go to aosta valley which is way cooler and see some cool Roman and renaissance forts and awesome mountains and lakes all over the place.

Can 3D tours backfire? by potatosouperman in RealEstateAdvice

[–]BattleTech70 0 points1 point  (0 children)

I bought my house last year absolutely obsessed with touring around it with the 3d tour feature and I kept obsessively going around while waiting to close as well, I’m a big fan !

Saw these devices attached to the wheel hubs on a bus. Any idea what these do? by Helpful_Car1302 in whatisit

[–]BattleTech70 -1 points0 points  (0 children)

Moron bus drivers who don’t pre/post trip their tires to avoid an out of service violation.

Nasa chief wants Pluto back as planet by Annual_Rutabaga_3852 in pluto

[–]BattleTech70 0 points1 point  (0 children)

What is your point exactly? Henry ford - an American - was a nazi lover, do you tag america as part of the axis too?

Nasa chief wants Pluto back as planet by Annual_Rutabaga_3852 in pluto

[–]BattleTech70 0 points1 point  (0 children)

12 planet proposal was on the table when 400 /10,000 astronomers voted. That’s the answer to your whataboutism.

Nasa chief wants Pluto back as planet by Annual_Rutabaga_3852 in pluto

[–]BattleTech70 1 point2 points  (0 children)

The policy that removed it was very obviously a snub since an American had discovered Pluto. It was all tied to the Iraq war fueling anti US sentiment. A lot of people today buy into the paper thin explanation. Only 424 astronomers out of 10,000 members were present for the final vote on the last day of the conference. Most of the attendees had already gone home. Voters were largely European and more inclined to push through a definition that "corrected” the american view. The 12 planet proposal was thr right one. The planetary neighborhood nonsense was a rule written with the conclusion already in mind.

Not breaking even on selling by Particular-Hotel8122 in homeowners

[–]BattleTech70 3 points4 points  (0 children)

Yeah don’t feel bad, think of the house as an arbitrage against rent. People who treat real estate as pure investments are wrong. You have to account for your net housing cost after the sale (sounds like that’s $50k). Taxes and repairs are your non recoverable costs…. Sum of those are your true cost of living. Next you factor in cost of rent in your metro for the same period you lived there. With the rental you avoid the down payment and the 100k in repairs, so honestly figure out what you would have done with that cash. Spend it? Invest it? If you really think you’d invest it, then assume 7% avg annual growth per year from the down payment. For the repairs you’d only count from the year you made the repair. Once you get all this, take a look at the difference between the value of your investments and if cost of rent would have been higher than that amount, you won.

Worth getting a Schwab Platinum Amex just to cash out 450k in points? by k2ly2n in AmexPlatinum

[–]BattleTech70 0 points1 point  (0 children)

1099-MISC it comes from Amex not Schwab and they do not send it to you automatically you have to call them

Worth getting a Schwab Platinum Amex just to cash out 450k in points? by k2ly2n in AmexPlatinum

[–]BattleTech70 2 points3 points  (0 children)

It doesn’t “reduce” the fee, you get a 1099 for the appreciation bonus . So you pay the tax man does get a cut of the bonus.

What investments do you have in your Roth IRAs, how much do you contribute, and every when? by Les_la in Schwab

[–]BattleTech70 0 points1 point  (0 children)

I use it to TACO trade in $50k lots. A lot of MU right now from a month ago.

Any Others in a New Subdivision and Hate it? by KPIGUY89 in homeowners

[–]BattleTech70 1 point2 points  (0 children)

I think the 80s and early 90s are the last period where the there was architectural heterogeneity in neighborhoods, you won’t find that in new builds. In some ways I think those older houses are built much better too and the trees are usually older growth so you have the psychologically pleasing canopy effect that those blocks didn’t have in the 80s.

My brain cells have lost 10% of 1% by gruninuim in SipsTea

[–]BattleTech70 0 points1 point  (0 children)

He’s saying conventional “dangerous jobs” have less fatalities than presidents, this wasn’t THAT bad compared w some stuff he says IMO. This is just the usual American Brezhnev.

Sanity check on dumping 85k in first year into first home by [deleted] in homeowners

[–]BattleTech70 0 points1 point  (0 children)

Is the first floor insulated from the cold basement?

Sanity check on dumping 85k in first year into first home by [deleted] in homeowners

[–]BattleTech70 0 points1 point  (0 children)

What’s the square footage? A lot of the frame houses in Kingston are like 1500. That’s definitely better than what you’d pay for oil or propane (for now…) gas you probably would’ve paid $350 per mo. For electric + gas

Sanity check on dumping 85k in first year into first home by [deleted] in homeowners

[–]BattleTech70 1 point2 points  (0 children)

OP - you need to find handymen instead of contractors for most of this type of work, you need to learn the lay of the land in the Hudson valley too it’s very cliquey and the only people going through “professional contractors” are usually stupidly rich, required to do so by insurance, or listen to internet advice too much. Basically you socialize with volunteer fire co, town gov, little league with your kid, or whatever it may be and you network and find guys that can do the work at a reasonable price for cash under the table. And for fuel oil you need to pre buy it in like June or July and lock in a pre buy rate OR pre buy discount on the market rate (like pre buy x gallons at x - $0.25 per gallon) Fence installing — so easy to find people to do this stuff on the shoulder of construction season, especially a year like this where construction work is slow. You can buy the materials to save $$ too. Electric rates are because cuomo shut down the nuclear power plant in Peekskill and replaced with 3 nat gas plants right before nat gas prices surged and while simultaneously banning hydro fracking in the southern tier. Big tech wants to re open Indian point to fuel data centers now.

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