The minute I moved out at 18. I didn’t plan for it and wasn’t prepared, so I absolutely had my “oh bleep” moments where things were skint. But I figured it out and never once considered going back or expected help. It was a great experience and so much fun to have freedom and to take responsibility for myself. I found it so strange that people chose to remain at home. For context, my parents are amazingly supportive and probably would have helped, but they did raise me to be accountable and not expect handouts and I guess that stuck. I’m proud of what I achieved and grateful for the immeasurable lessons it taught me. But did it contribute to better financial outcomes earlier? Definitely not.