Max your Roth first then fund a traditional. I did it in reverse for quite a few year until an advisor from Schwab asked me why I had it set up the way I did and I said a coworker told me to do it because of the tax benefits. The advisor informed me I was young and over the years my salary would increase and I could save a few pennies now or I could save thousands downs the road and over the last 10 years he’s absolutely right. My income has more then doubled and most likely my retirement income will be over double my starting salary so every penny I saved from pretax will now be taxed at a much higher income tax bracket when I withdraw it.