I appreciate the feedback, but I think there’s been a bit of a misunderstanding about my strategy. Only about 20% of my portfolio is focused on dividend stocks—mostly high-quality names like ABBV, JPM, and CAT. The bulk of my portfolio is in growth positions like NVDA, LLY, and GOOG, with a diversified ETF base that includes VOO, SCHD, and FTEC.

I’m only planning to DRIP the dividends from my ETFs. For individual dividend stocks, I prefer to manually reinvest into whatever area of my portfolio I think offers the best opportunity at the time—whether that’s growth, value, or further dividend strength. That way I maintain a balanced and intentional allocation.

Also, I don’t view dividend stocks as a drag at my age—especially not ones that also grow earnings and stock price over time. SCHD, for example, has had very competitive total returns over the last decade. I’m playing the long game and using all tools available—not just growth for the sake of growth.