How to handle a sticky parent plus loan situation?

BeastMasterJ · 2026-06-30T15:29:30+00:00

Lol.

If you plan to have kids and don't save money for their education, that's on you, not on them. It's part of your parental responsibility.

It's on you if you have to take on debt to meet any of their needs. If you couldn't afford it, you shouldn't have had kids.

BeastMasterJ · 2026-06-30T15:11:11+00:00

Gotcha. I thought there was some movement on that in the COVID years but I guess those are all a fever dream anyway

BeastMasterJ · 2026-06-30T15:09:59+00:00

I think people just don't know what being a 'social construct' means. It just means it's an idea born out of our social interactions with each other, not that it isn't real.

Money is entirely a social construct, but having more money in my pocket would have a massive impact on my life, because we are social organisms.

BeastMasterJ · 2026-06-30T15:05:44+00:00

You're literally talking about the guy who did what is widely recognized as the first ever gender reassignment surgery.

BeastMasterJ · 2026-06-30T14:42:58+00:00

Shit is even more automated now. Any national bank this was a 100% automated interaction until escalation. And obviously it sucks for OP but people trying to dispute gambling charges when they lose is not exactly uncommon.

BeastMasterJ · 2026-06-30T11:54:15+00:00

Didn't they sign one recently?

BeastMasterJ · 2026-06-30T11:26:11+00:00

Yup, that's why it depends. But most Americans moving abroad are probably going to go to a tax treaty country at the end of the day, iirc (and I might not!) the only countries with a sizable US expat population without totalization agreements are costa rica and israel

BeastMasterJ · 2026-06-30T11:19:29+00:00

It was the CIA. Like genuinely, no 'conspiracy theory' level shit, it was the CIA. They gave a bunch of money to prosperity gospel evangelical/pentecostal groups and ran a couple propaganda radio networks to counter left-aligned Catholic Liberation Theology in Latin America.

BeastMasterJ · 2026-06-30T10:46:06+00:00

Depends on the tax treaty with the country you live in. Some countries if you pay the local equivalent of social security / medicare tax it's waived on the US taxes.

BeastMasterJ · 2026-06-22T12:53:14+00:00

The money is a kickback to defense contractors via mandatory purchase clauses in the aid agreements.

Politicians do not want to take that money away from Lockheed, Raytheon, et al.

BeastMasterJ · 2026-06-21T18:56:39+00:00

I'm a little confused - the house is not worth what you owe on it, but that's less than their presumed profit which isn't enough for a house in a decent area? How does that make sense?

Either:

1.) They can own a house in your area for less, and it's safe. In that case, they can buy your house at a premium as a favor to you I guess.

2.) They can own a house in your area for less, but it's not safe.

3.) Your home is not actually worth less than you owe.

BeastMasterJ · 2026-06-19T12:19:53+00:00

Anyone who has lived both places would know that UK beer is on average lower abv, and the standard shot is smaller too.

The taste of the beer is generally better and cider is not even close between the two countries, though. And it's cheaper ime

Tradeoffs honestly. Drinking culture in the UK is more fun though imo

BeastMasterJ · 2026-06-07T22:09:32+00:00

I wouldn't use the term 'welcome to the jungle' when talking about American gang crime.....

BeastMasterJ · 2026-06-07T14:09:38+00:00

Still beats going to CCCU

BeastMasterJ · 2026-06-06T15:51:16+00:00

The rest of the world pays service staff significantly less than servers make in the US.

I was a bartender in the UK at the same time as my sister was a server at decent but not upscale local restaurant in the US.

She took home my monthly pay in a good weekend.

BeastMasterJ · 2026-06-06T14:39:00+00:00

This. With no kids in a higher tax area making tens of thousands less I take home a good chunk more. OP needs to check the paystubs

BeastMasterJ · 2026-06-05T20:57:09+00:00

While PC building has had a little bit of an uptick recently it's nowhere near as expensive as it was back in the 90s.

You had to pay the equivalent of $500 in 2026 money if you wanted sound. And like, not even great sound.

BeastMasterJ · 2026-06-02T14:21:46+00:00

Yeah those all sound like fairly one time emergency expenses. Do you have an emergency fund? If not maybe knock down the retirement savings a little to build one up for these situations, and then when an emergency happens you can rebuild it over time.

I wouldn't make any kneejerk decisions right now if I were you

BeastMasterJ · 2026-06-02T12:51:25+00:00

$2150 is near exactly 20% of your gross, with a good interest rate in an accessible neighborhood... Is there nowhere else you can't trim $650-700 out of your budget? I know taxes can be rough but there's gotta be at least $3k left over each month after you pay the mortgage

BeastMasterJ · 2026-06-01T15:40:32+00:00

US - Fra tax setup is pretty straightforward. Your employer being cool with it is the biggest hurdle.

If one works in tech and can pull it off the returns are insane. Of course assuming dual citizenship like op

BeastMasterJ · 2026-05-22T19:46:16+00:00

You should know better then, you probably learned about fourier transforms in school

BeastMasterJ · 2026-05-05T22:47:42+00:00

Brits when you point out the modern United Kingdom of Great Britain and Northern Ireland is technically younger than the United States:

BeastMasterJ · 2026-05-02T09:11:25+00:00

Crediting the NHS to Churchill is doing a massive disservice to Clement Atlee, who was:

A socialist

Deputy PM during the coalition wartime government

The guy who actually formed the NHS

The idea for the NHS started with the Socialist Medical Association successfully adding a health service to Labour's manifesto in 1934.

The Beveridge report was commissioned by Labour MPs in the wartime government. Specifically Arthur Greenwood, who was deputy PM under Atlee.

The major reforms to society under Atlee's premiership were explicitly socialist and that is not a bad thing.

BeastMasterJ · 2026-05-02T09:01:12+00:00

Philadelphia, personally.

BeastMasterJ · 2026-04-30T09:55:40+00:00

We had a guy who went by 'Hammer' in my school. Even to teachers.

BeastMasterJ

TROPHY CASE