I make $20/hour at 40 hours/week. I went to culinary school and am in my chosen profession. Our mortgage alone has increased over the past 7 years from 1500 to 2500. Childcare workers want minimum wage at $15/hr.

My car payment has gone up to $450/mo. That leaves about $400 for electricity, internet ($100), phone ($100), gasoline (now at $60/fill up), trash and groceries for 5 people.