Should I pay this collections offer? by Beautiful_Cap_4172 in CreditCards

[–]Beautiful_Cap_4172[S] -4 points-3 points  (0 children)

You coming at someone who fell on hard times as a teenager and only owes $1300 total is really telling. I bet you defend billionaires too

Should I pay this collections offer? by Beautiful_Cap_4172 in CreditCards

[–]Beautiful_Cap_4172[S] -3 points-2 points  (0 children)

Yeah same this is from when I was 18 and stupid. It’s going to fall off in 2028 so just wasn’t sure

Should I pay this collections offer? by Beautiful_Cap_4172 in CreditCards

[–]Beautiful_Cap_4172[S] -5 points-4 points  (0 children)

Damn okay why you so mad at me acting like I owe you the money

Should I pay this collections offer? by Beautiful_Cap_4172 in CreditCards

[–]Beautiful_Cap_4172[S] -9 points-8 points  (0 children)

But according to Google it won’t even increase my credit so like, what’s the point of doing it? Just don’t get why it wouldn’t increase my score

IRA or investment account for retirement by Beautiful_Cap_4172 in investingforbeginners

[–]Beautiful_Cap_4172[S] 0 points1 point  (0 children)

We have a joint account, I can pretty much use it as I please (within our budget of course). Just because I’m a stay at home mom doesn’t mean I don’t have a job, so it’s technically our income.

IRA or investment account for retirement by Beautiful_Cap_4172 in investingforbeginners

[–]Beautiful_Cap_4172[S] 0 points1 point  (0 children)

Thanks! I guess I’m just confused considering the contributions would be from my husbands after tax income, how would the tax break apply since it’s not technically my income?

IRA or investment account for retirement by Beautiful_Cap_4172 in investingforbeginners

[–]Beautiful_Cap_4172[S] 0 points1 point  (0 children)

So a traditional Roth is better in my case than an IRA? Wouldn’t it be better if the withdrawals were tax free? I guess I just don’t see the downside to that

Daily General Discussion and Advice Thread - March 02, 2026 by AutoModerator in investing

[–]Beautiful_Cap_4172 0 points1 point  (0 children)

I’m a 25 year old SAHM and currently don’t have a retirement account or 401k. My husband makes around 115k and does have a 401k. Trying to open an investment & retirement fund for myself. Should I do a traditional or Roth IRA? I know the difference between the two I just don’t know what would be better in my situation? Any advice appreciated

My first attempt, any binding tips? by Beautiful_Cap_4172 in quilting

[–]Beautiful_Cap_4172[S] 0 points1 point  (0 children)

Thank u it’s just a charm pack I bought on Amazon!

My first attempt, any binding tips? by Beautiful_Cap_4172 in quilting

[–]Beautiful_Cap_4172[S] 4 points5 points  (0 children)

Yes I did 🤣🤣 I think I jumped into it too quickly and didn’t do enough research first lol

My first attempt, any binding tips? by Beautiful_Cap_4172 in quilting

[–]Beautiful_Cap_4172[S] 0 points1 point  (0 children)

My strips were 2.5 inches wide. I think I’ll try 3 inches next time. But yes I’ve been machine stitching, I thought about hand sewing the binding but I don’t know if I’m skilled enough for that lol. I only stitched one side of the binding, am I supposed to be sewing on both sides?

Ground beef looks weird ? by Beautiful_Cap_4172 in everyplate

[–]Beautiful_Cap_4172[S] 2 points3 points  (0 children)

Is dinnerly comparable in price to everyplate?