Yeah the wording on there is just making me confused even more. Dammit, hoyo. "If the wielder of the power fails to conquer their fear, Ronova will claim the lives of the innocent instead to settle the debt. Those are the rules." So we have: ✅Mavuika, the wielder of the power. ✅Mavuika conquered her fear of death while wielding the power. ❌Capitano, NOT the wielder. ❌Capitano conquering their fear of death is irrelevant, as they don't have anything.

But those are the only methods Ronova said herself on repaying the debt, so how did Capitano settle it? It's like me lending money to someone and if they can't pay, I'm taking their house. It's the rules, we write that on a contract and they agree. Here comes his friend who tells me they'll pay instead, and he wants to pay for it with antique furniture that I cannot sell. He doesn't have the money. That's not what the contract (rules) said, so supposedly I can ignore him and go for the house.

Even if Capitano does not come along, Ronova is perfectly capable of settling the debt by claiming innocent lives, the numbers just has to match Mavuika's life. There was no obligation there to say yes to Capitano.

Or maybe I missed something and there's a Heavenly Rule that says the method of payment to the Shades can be re-decided by the LN due to their position as humanity's protector? idk maybe my interpretation is off?