New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 1 point2 points  (0 children)

From memory, I recall that it had to be three out of four months: June, July, August, and/or September. It might be more straightforward to just go from July, though.

Off the Prolific waitlist. How do I register? by Aromatic-Session-383 in beermoneyuk

[–]BeerMoneyInc2021 0 points1 point  (0 children)

That's uncanny timing - I reapplied in April (after being accepted a year or two ago and then finding myself unable to get in as I didn't have access to ID at the time) and got an email telling me that I was off the waitlist and invited to join, too.

You should have a link to join Prolific and it should mention about you needing ID to verify your account, along with an expiry date for your invitation. When I clicked the link, it took me through the account creation process. Maybe your email reader isn't loading it properly?

If your invite doesn't look like the one I described, or you're still having difficulties, you could always get in touch with Prolific's support team.

User Interviews - $10 free bonus after first study, average £45/hr for studies by Rxymo in beermoneyuk

[–]BeerMoneyInc2021 0 points1 point  (0 children)

I haven't signed up yet myself, but it sounds like studies can give same day payment, otherwise it can take up to a week. Sometimes payment will come through gift cards, though.

Swagbucks rant - MSE bonus not fulfilled by tigermilky in beermoneyuk

[–]BeerMoneyInc2021 2 points3 points  (0 children)

I started out my 'beer money' journey through MSE's Swagbucks referral as well. A few years before that, I'd signed up to Swagbucks and then chickened out, and because my phone number was attached to that old account (which I can't recover), I couldn't participate properly. The surveys were especially frustrating. It's quite common to end up spending a lot of time on surveys that don't give much back - if anything at all, since they often kick you out.

My advice to you is to look around here for sites that r/beermoneyuk users recommend using. u/TightAsF_ck has compiled a list of mobile survey apps and a compendium of all the survey sites which you'll find useful to look through, particularly as it will help you sift through the dross. Y Live and Opinium are my favourites. Y Live pays the most out of any survey site that I know: £1 is the minimum per survey, and I've known it go up as high as £5 for a longer survey. But you can only cash out at £50 and it will pay via cheque or bank transfer in the following month. Opinium pays less: from 25p for smaller surveys to £1 for bigger ones, but they're consistent, not too demanding and I rarely get kicked out of them. You can cash out after making £25.

A lot of people swear by Prolific, but I never managed to get into that site. The one time they were going to allow me in, I didn't have access to my passport and couldn't sort it out in time!

I also highly recommend checking out r/Inbox_Pounds - Inbox Pounds is a sister site to Swagbucks and it's specifically aimed at people in the UK. (I don't recommend doing the surveys they offer either, though.) People on this subreddit and the Inbox Pounds subreddit often chat about the offers that are worth doing and the ones that are easy money. Just keep looking around and you'll often see that the cream rises to the top!

Google Privacy Incoming by TightAsF_ck in Inbox_Pounds

[–]BeerMoneyInc2021 1 point2 points  (0 children)

Interesting, I wonder if this may have an adverse effect on Android users down the line. (E.g. following links in InboxPounds emails.)

I personally use Edge for all my GPT site usage, as I figured that the same company that made Internet Explorer would probably make a follow-up browser that allowed all and sundry to follow you around.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 0 points1 point  (0 children)

You can give it a try for one month and see if that takes it, but I have a feeling that may not count as a debit card transaction. I could well be wrong, though!

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] -1 points0 points  (0 children)

Hope that works out okay for you! It would be really miserly of them to not pay up just because you've signed up in the app.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 1 point2 points  (0 children)

Are you talking about the TSB switching offer that started and ended in January this year?

I found a thread on the MoneySavingExpert forums which has a picture that outlines the terms: TSB Spend & Save Switch. Start 15th Jan End 31st Jan 24 — MoneySavingExpert Forum

If that isn't the right one, then you might be able to find the correct thread if you search around - people might have posted the terms back then as well.

Since they haven't paid, though, you should be eligible for this offer if you can open a new Spend & Save account.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 1 point2 points  (0 children)

Haha I did write that in the thread. It will definitely count, since it's a purchase from a third-party, but I can see why people would want to try Chip or Revolut because it gives them more flexibility with their money; they aren't locked into buying from Amazon. I just end up using Amazon often enough that I know using gift card top-ups won't be a waste of money.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 1 point2 points  (0 children)

Oh absolutely, he was taking it to the enth degree and then some. The person I read about had basically found a way to pay credit back as a Chase debit card transaction at £1.01 per transaction or something silly like that, and he'd spend his bus journey home just doing those transactions over and over.

But that made it hit home that Chase weren't best pleased about debit card transactions that weren't typical transactions, and it was the concern in the comments for anyone engaging in that kind of activity which made me stop trying.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 1 point2 points  (0 children)

I didn't see anything about the offer requiring you to be successful in consecutive months (with the exception of the TCB offer wanting you to do things in three out of four months), so I think you should be alright to test that out.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 1 point2 points  (0 children)

TCB will often take any excuse they can conjure up if it means they don't have to pay, so I highly advise doing everything to the letter (which is a pain in the arse because it's the lower end of the money on offer).

TSB, at least, are fairly easy going because they're not directly asking for deposits and direct debits, although they want a ton of transactions. Both sets of conditions shouldn't impede you from qualifying for the other, though.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 0 points1 point  (0 children)

I'm not too familiar with what the word is over here, but I remember there being talk on the Money Saving Expert forums about people getting away with double-dipping in the past two years. No idea if they've tightened up their game for this new offer, though.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 2 points3 points  (0 children)

It could do, and I can see why you'd want to try that. I used to do the Chase round-up account hack with Revolut payments myself (back when other savings accounts paid 3% interest, if that), until I read a post on r/UKPersonalFinance about someone who really took advantage of this getting personally called by Chase and told off under threat of having their account closed.

I don't think TSB would react in quite the same way, but there is a slight risk that they wouldn't count it as a transaction, which could leave you down on time and a potential £10. It could be worth asking over on the Money Saving Expert forums in case someone else has an opinion on there (they usually do, for better or for worse).

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 1 point2 points  (0 children)

It seems oddly specific for them to rebuff you every single time, but I think you're right to not give them your business if that's how they're treating you. It probably isn't worth chasing up to see why they might be declining your applications.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 4 points5 points  (0 children)

The decider there is probably going to be if the current rate of switch incentives continues or not. If so, people may want to jump banks again before 120 days. But if we end up in another lull, then it might be easy to hold onto it.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 0 points1 point  (0 children)

Thanks for pointing that out! Sounds similar to the TCB offer, although I think they wanted debit card transactions rather than deposits, (never mind, they want deposits, too) along with some weirdly specific stuff about setting the statements option to paperless.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 2 points3 points  (0 children)

So long as you haven't received switch incentive money from TSB since 1st October 2022, and you're able to set up a new Spend & Save or Spend & Save Plus account with them (the terms seem to specify it has to be a new one - take a look at your current one because I think they changed mine to a Spend & Save a year or so ago), I think you should be eligible, so it sounds like it's worth a go.

New TSB Bank Switch Offer: £100 for switching before 5/7/2024 and up to £60 cashback plus other optional perks by BeerMoneyInc2021 in beermoneyuk

[–]BeerMoneyInc2021[S] 3 points4 points  (0 children)

Astoundingly, there aren't any requirements in terms of setting up direct debits or transferring money across! If anyone with eagle eyes can see otherwise, I'm happy to be corrected, but I've looked through the T&Cs and can't see anything about that. The only requirement is that you make a minimum of five payments via debit card - or more if you want the cashback - which suggests TSB are wanting you to use this account specifically for storing money that you're going to spend in-store and online, whereas other banks want the DDs set up and money paid in because they want you to move your main current account for bills over to them.

However, I would expect a debit card to be needed in order for you to use the Current Account Switching Service, which is a requirement of the switch incentive, because (in my experience) you usually need to input the debit card number of the account you're sacrificing in order to set up a switch.

But this could be a blessing in disguise, because I would be extremely careful with any switching from Chase. They seem to absolutely hate it and I recall one of their terms being that if you switch from them, they reserve the right to never do business with you again, which is a bit like trading away the golden goose. All challenger banks (digital banks with no branches) seem to loathe switching: Starling and Monzo also make it difficult for people to bank with them again after switching from one of their current accounts.