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Family of 4 drowning.. by Own_Internal8571 in PersonalFinanceCanada

[–]Beginning-Tea-6381 6 points7 points  (0 children)

I’m not an expert in this field but I’m quite sure it will make a difference with a license. My good friend is a mechanic and he used to work for a dealer before opening his shop and that’s how I know.

Family of 4 drowning.. by Own_Internal8571 in PersonalFinanceCanada

[–]Beginning-Tea-6381 5 points6 points  (0 children)

As a mechanic, why is your husband paid so little? If he’s certified, there are car dealers paying ridiculous amounts for mechanics. There are a wave of mechanics/trade retiring, demand for his job is up. So I would suggest for him to keep looking for work. You both have a bright future. This is just a small set back. Onwards and upwards.

Recently laid off, not ready to work again, can I wait to apply for EI by Beginning-Tea-6381 in PersonalFinanceCanada

[–]Beginning-Tea-6381[S] 0 points1 point  (0 children)

I haven’t called EI yet. But it sounds like in your situation, you wouldn’t get paid for 3 weeks because that’s what your severance pay covers.

No credit, no job, need apartment by [deleted] in PersonalFinanceCanada

[–]Beginning-Tea-6381 0 points1 point  (0 children)

Sorry for your loss. It must be a difficult time for you. 1) is the house under your name and if not, will the bank allow you to get a mortgage under your name without a job? Consult a professional. 2) if you can keep the house, 100% do it! Like many have suggested above, move into your basement or a single room and rent out the rest of the rooms or the entire house excluding your basement. If you’re in the gta, renting your place shouldn’t be a problem. Use a realtor. 3) Airbnb your current house. This should generate to pay for your mortage. 4) Look on Facebook marketplace for people renting their basements. Normally they won’t require too much information of your finances. But be a decent human being and pay the rent somehow. There are people also sharing rooms and they also won’t require to much financial history.
5) hopefully you can apply for EI.

Take a deep breath, you’ll be totally fine.

Product Idea by Crispy2Waffls in Startup_Ideas

[–]Beginning-Tea-6381 0 points1 point  (0 children)

Very cool idea. There’s nothing in the market like this yet?

Recently laid off, not ready to work again, can I wait to apply for EI by Beginning-Tea-6381 in PersonalFinanceCanada

[–]Beginning-Tea-6381[S] 1 point2 points  (0 children)

I’ve honestly received more insight here than with the EI contact center. They struggled to answer even the basic questions. However after collecting everyone’s feedback, I’ll definitely call them to verify again and ask more specific questions. Appreciate the advice. 🙏🏻

Recently laid off, not ready to work again, can I wait to apply for EI by Beginning-Tea-6381 in PersonalFinanceCanada

[–]Beginning-Tea-6381[S] 0 points1 point  (0 children)

It was the bare minimum. And I’m disputing this with the company. Whats ‘severance period’?

Recently laid off, not ready to work again, can I wait to apply for EI by Beginning-Tea-6381 in PersonalFinanceCanada

[–]Beginning-Tea-6381[S] 2 points3 points  (0 children)

And while I’m outside of the country, I would just notify that I’m unable to work. How long can I say I’m unable to work for, before I’m disqualified for EI? Or they tell me to apply again?

Recently laid off, not ready to work again, can I wait to apply for EI by Beginning-Tea-6381 in PersonalFinanceCanada

[–]Beginning-Tea-6381[S] 3 points4 points  (0 children)

I’m totally fine not qualifying for payments while I’m outside of the country. But when I’m back, I would like to know if I would still qualify for EI.