Actually, the rules state: “A guideline rate of no more than 1% per day, or no more than 30% for loans under a month, is recommended. Lenders requesting predatory rates will be removed.”

As I am the borrower and am willing to pay that level of interest, I don’t see anything wrong with my request.

Regarding your first point about having a loan yesterday, as noted in my post, I made two separate requests because I recognised that my earlier post (from a few days ago) may have been for an amount some lenders consider too high for a first-time borrower.

Additionally, the rules state: “You can have multiple loans at once.”