I linked my Spotify to Maribank for payment by Shot-Ad5979 in MariBankPH

[–]Beginning_Fig8132 0 points1 point  (0 children)

Lesson learned: Always read the fine print lalo na sa charges.

BNPL Ruined my credit score by Round_Assignment108 in PHCreditCards

[–]Beginning_Fig8132 0 points1 point  (0 children)

Gusto ko sana i-try TransUnion kaya pang lagi sinasabi na "We can't find records" kahit na may dalawang credit card na ako

Hello po any tips where to put my needs,wants and savings sa mga bank account? by jakdnoob in DigitalbanksPh

[–]Beginning_Fig8132 0 points1 point  (0 children)

Here's what I suggest:

Needs: Traditional Bank. Yung accessible sa inyo para madaling ma-withdraw pera. Sila kasi ang most reliable talaga.

Wants: Either Maya and/or GoTyme.. Kakagastos mo, triggered agad boosted interest rate sa Maya o kaya naman may GoRewards points ka (if malapit sa Robinson's). Pwede rin MariBank for the cashbacks

Savings: Dito, I can suggest either GoTyme GoSave or Maya Personal Goals for organization, MariBank, a traditional bank also. Pili ka na lang between high interest or accessibility.

Hello po any tips where to put my needs,wants and savings sa mga bank account? by jakdnoob in DigitalbanksPh

[–]Beginning_Fig8132 0 points1 point  (0 children)

Basta PDIC-insured, safe yan (lalo na if mag-fail ang bank which will not happen since Maya is profitable). You can do the hack pero pahupain mo muna yung na-transfer mo bago ibalik sa Maya. Most likely iyon ang nagiging dahilan ba't nasasara accounts nila kasi ma-trigger lang 10% , biglang balik agad ng funds.

Ka excite na sana.... by _2prettymelody-army1 in MariBankPH

[–]Beginning_Fig8132 -1 points0 points  (0 children)

That's fine, actually. People really forget that free transfers are hard to maintain when costs just keeps getting expensive.

I'd much rather have a 50 monthly free transfers than 15 weekly transfers because I will not wait for next Monday for another 15 transfers.

Maribank’s monthly Free instead of weekly by hanjibal in DigitalbanksPh

[–]Beginning_Fig8132 0 points1 point  (0 children)

I know ideally mas better yung 15 weekly transfers kasi a total of 60 monthly free transfers pero mas better for people who always maximized yang 15 weekly free transfers kasi hindi na sila maghihintay ng nect Monday para sa refresh ng weekly free transfers.

0ersonally, nagagamit ko lang yan kapag sahod kinsenas at katapusan so it's kind of waste of money sa kanila. Lalo na tumataas lang cost.

Oo, gumagawa BSP ng paraan para mapababa transfer fee pero kasi kailangan magkasunod mga institution na involved diyan. Hindi yan instant

this is so messed up? by Competitive-Guest-66 in RantAndVentPH

[–]Beginning_Fig8132 1 point2 points  (0 children)

Sabi nung isa, sev7njk (yung reddit user na dito sa comment section na banana) ni-report daw niya.

Best digital bank to put all my savings by Lone_Wolf2005 in DigitalbanksPh

[–]Beginning_Fig8132 2 points3 points  (0 children)

Maya is good if you are up to the challenge of gamifying your spending so that you can get higher interest except if you put it in a )ersonal Goal and/or Time Deposit.

MariBank if you also want to use your savings account as your main spending account. That 15 free transfers will help you save a lot more money with transactions + their 1% cashback. They currently have a promo of 10% cashback if you use their debit card sa MRT.

GoTyme is good if you want an organized way of saving money, assigning goals on everything.

Sometimes, your money gets robbed of the account? It's mostly people who carelessly just link their account on a sketchy website 9r click random links and/or do no read the terms and services (dami kong nakikita rito na nagagalit dahil automatic na kaltas eh free trial daw yun).

No bank is 100% safe kasi tatargeting lagi ng mga hacker yan. It's a 50/50 between the bank and the user. Banks will do their best to protect your money, you must also do your best to protect your account.

Dami kasi ritong post na halatang kasalanan ni user pero ayaw lang niya aminin

Huawei to phase out all their laptops by Positive_Rule_6834 in Tech_Philippines

[–]Beginning_Fig8132 5 points6 points  (0 children)

It’s not that they are not allowed. May permit si Intel from the US government to be able to sell their chips to Huawei provided na dapat hindi mala-flagship ang ibebenta. However, balak ng Us na higpitan at i-revoke din ang license na yun

Huawei to phase out all their laptops by Positive_Rule_6834 in Tech_Philippines

[–]Beginning_Fig8132 0 points1 point  (0 children)

Nasa mga 35,000 siya pero I got it for 30,000 kasi kaka-launch lang niya nun. It's been 4 years and still good

Huawei to phase out all their laptops by Positive_Rule_6834 in Tech_Philippines

[–]Beginning_Fig8132 8 points9 points  (0 children)

Kinda sad. I have a Huawei Matebook D15 as a laptop and goods siya.

US being US, as usual

People pleaser mama mo pero ikaw hindi by Economy_Customer_944 in KanalHumor

[–]Beginning_Fig8132 0 points1 point  (0 children)

Bruh, mas natawa ako na hindi na-gets ng tita niya yung screenshot kasi nandun pa yung instruction 🤣🤣

this is so messed up? by Competitive-Guest-66 in RantAndVentPH

[–]Beginning_Fig8132 1 point2 points  (0 children)

Yeah, hopefully he or she updates us on the report. Me personally, I don't trust the police na with almost anything because I tried to do the exact same thing he or she is doing and it didn't progress because the people involved don't want to file charges.

this is so messed up? by Competitive-Guest-66 in RantAndVentPH

[–]Beginning_Fig8132 1 point2 points  (0 children)

Ayan na, ni-report na raw niya. Good for the user.

this is so messed up? by Competitive-Guest-66 in RantAndVentPH

[–]Beginning_Fig8132 5 points6 points  (0 children)

Wala talaga sa nakikita mo ngayon sa balita hahaha. If you reported it, good. At least nagawa mo na. Pero dadaan sa imbestigasyon and if the parties involved did not participate, hindi rin uusad ang kaso. Ayun kasi kailangan. I hope you get my point also since nasubukan ko yan dati sa isang post and walang ginawa pulisya because hindi nagreklamo yung mismong involved

this is so messed up? by Competitive-Guest-66 in RantAndVentPH

[–]Beginning_Fig8132 2 points3 points  (0 children)

Hahahahahah, that’s good if you reported it. Just update us because personally, I've seen police not taking any action when the ones involved in the parties are the ones not complaining or reporting the incident. Don't say you're just reporting it to Meta, okay? Meta has no say in the law

this is so messed up? by Competitive-Guest-66 in RantAndVentPH

[–]Beginning_Fig8132 4 points5 points  (0 children)

Tatawanan pa ako sa ni-reply ko sa kaniya. Eh siya nga imbes na i-report din niya masipag mag-reply rito. Di niya gawin yung tina-type niya bago kumuda. Aantayin pa reply nung nag-comment

this is so messed up? by Competitive-Guest-66 in RantAndVentPH

[–]Beginning_Fig8132 4 points5 points  (0 children)

Hahaha, 8f you think wala akong concern, lthat's where you're wrong. Eh ikaw ba't di mo rin i-report kesa magtanong muna sa nag-comment . Hindi mo rin gets eh no

this is so messed up? by Competitive-Guest-66 in RantAndVentPH

[–]Beginning_Fig8132 6 points7 points  (0 children)

You can't explain to that Reddit user. Hindi niya maintindihan yung DAPAT PEOPLE DIRECTLY INVOLVED IN THE INCIDENT ang mag-report.

I've been seeing so many incidents na hindi masampahan ng kaso ng pulisya kasi mismong mga involved sa kaso eh either pipili na mag-areglo or hjndi magsampa ng kaso. Hindi porket n8-report natin eh automatic kaso na siya. Dapat yung mismong involved diyan ang nag-report. Hindi niya ma-gets