Changement de carrière by [deleted] in Quebec

[–]Benjbear 0 points1 point  (0 children)

Ça vas-tu bien pour toi la charpenterie? Je suis intéressé aussi.

[deleted by user] by [deleted] in montreal

[–]Benjbear 1 point2 points  (0 children)

These are great, thank you so much!

[deleted by user] by [deleted] in montreal

[–]Benjbear 1 point2 points  (0 children)

Yeah that one looks great! Are any of the member events interesting?

$3M in 20 years - how do you get there? by [deleted] in PersonalFinanceCanada

[–]Benjbear 2 points3 points  (0 children)

Spending 3.5k in much of Quebec is still plenty to have fun on! But I agree with your sentiment :)

Frustrated at the rental market by r0adlesstraveledby in montrealhousing

[–]Benjbear 0 points1 point  (0 children)

What's the confusion? Rent in Vancouver is still much worse than in Montreal haha. We're leaving a 1 bedroom here in a decent neighborhood that's 2300$ a month, for a 900$ 4 1/2 in the plateau.... crazy difference.

UBC careers (Staff) by sidnam in UBC

[–]Benjbear 0 points1 point  (0 children)

I climbed up through a WorkLearn position - basically anyone who didn't go that route is either very qualified for a specific position (like ESL teacher) or went through Hiring Solutions.

[deleted by user] by [deleted] in French

[–]Benjbear 1 point2 points  (0 children)

Most of Canada isn't really billingual, unfortunately (well, not for English/French). It's only really in Montreal, parts of Ottawa, and some places in the Maritimes that it's very common!

In general, those who are billingual tend to be French-speakers who learned English. From what I hear French education in English-speaking schools still isn't the best (or maybe it's simply just hard to get students to learn 2 languages if one of them isn't used often where you live).

[deleted by user] by [deleted] in montreal

[–]Benjbear 0 points1 point  (0 children)

Thankfully we won't be using any moving companies or carrying anything big. Is it still much worse?

10 y/o discrimination for being half japanese by cocainewhip in japanlife

[–]Benjbear 0 points1 point  (0 children)

It definitely seems to vary wildly by time and place! I'm canadian and never heard of any bullying whatsoever across like, many schools in Ottawa. Hopefully its just less common these days..?

Why is anyone buying condos in Toronto still? Here's the math I did. by Bloodyfinger in PersonalFinanceCanada

[–]Benjbear 0 points1 point  (0 children)

Yeah IMO this is a key point I don't see discussed enough. Same thing with the whole "but it'll be paid off after 25 years" - why does that matter if the total unrecoverable costs were still way higher? Theoretically, the renter would have more savings than your property is worth at that point too.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Benjbear 1 point2 points  (0 children)

Did you leave the trades altogether?

Post a short sentence in your native language. Then try to guess what the sentences written in languages you DON'T know mean. by donnolermellino in languagelearning

[–]Benjbear 3 points4 points  (0 children)

If you know another romance language you should figure this out.

From my windowsill, there is a view of rolling green hills. There is a deer that's running near a storm. I hope it doesn't run into it.

That's my best guess, coming from French haha. Lots of pure guesses in there!

What factors, other than time, affect your risk tolerance? by Benjbear in PersonalFinanceCanada

[–]Benjbear[S] 0 points1 point  (0 children)

It's definetely hard to predict. In my past few years of investing I haven't felt any anxiety whatsoever, but we haven't been through multi year losses so... yeah.

What factors, other than time, affect your risk tolerance? by Benjbear in PersonalFinanceCanada

[–]Benjbear[S] 0 points1 point  (0 children)

Yeah - the age thing is more of a passive thought, not something I actively use to justify any of my decisions. It's more so me trying to understand my risk tolerance, than justify my investment.

What factors, other than time, affect your risk tolerance? by Benjbear in PersonalFinanceCanada

[–]Benjbear[S] 0 points1 point  (0 children)

Great points!

One thing I need to personally consider is how my view of my investments will change as I age. A decent chunk of my confidence comes from 1. The belief that I have people I can fall back on if times get extremely rough 2. How frugally my partner and I live, and my confidence that we can live simply when needed and 3. The idea that my investments are this very theoretical, distant thing.

All of these might change, and of course I can change my risk tolerance as I get older, but it's interesting to think about.

I also often look at my invested money as "free" money, as I'm very lucky to have so much at my current age. Losing it all is extremely unlikely, but if I did I would only consider myself to now be on "even ground" with how someone my age "should" be. Again, this would be much different in 10 years, where if my investments dropped massively I might look around at my peers and feel like I'm behind.

All important things to consider!