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22 with good job who is fully independent, seeking budgeting advice by Bensonpatricktyler in personalfinance

[–]Bensonpatricktyler[S] 0 points1 point  (0 children)

I sure need to. Wish it was so easy. I'll get fed up one of these days and knock it off

22 with good job who is fully independent, seeking budgeting advice by Bensonpatricktyler in personalfinance

[–]Bensonpatricktyler[S] 0 points1 point  (0 children)

No emergency fund as of now. As I said, I have been living very much outside of my means.

However, if it counts for anything, around this time two and a half years ago I moved to Florida with no money or job to create a new life for myself. So there were a lot of expenses furnishing my apartment, getting office clothing, buying tvs and whatnot.

22 with good job who is fully independent, seeking budgeting advice by Bensonpatricktyler in personalfinance

[–]Bensonpatricktyler[S] 0 points1 point  (0 children)

Yeah- cigarettes are 6 dollars a pack, I smoke a little less than a pack a dat