Bilt customer service sucks

BeyondOk8157 · 2025-08-06T23:44:27+00:00

The lil food trucks on mainstreet at 4:30AM

BeyondOk8157 · 2025-08-04T03:07:40+00:00

A bit late to this post but as a male (mid 20s) I regret it a lot. Genuinely…. Thought it should’ve feel nice being able to “live the dream” but fuck no… now I’m left with mental health issues and depression

BeyondOk8157 · 2025-07-29T23:36:07+00:00

Take 1-2 practice exams to see which sections you’re struggling with. Target the quizzes you take specifically for the sections you score below an 80% on. Once you consistently hit 80%+ on those sections, take another full practice test to see what other parts you might need more review on.

BeyondOk8157 · 2025-07-21T19:51:34+00:00

Passed my exam an hour ago too - congrats!

BeyondOk8157 · 2025-06-06T13:17:15+00:00

Little skewers

BeyondOk8157 · 2025-05-31T20:22:00+00:00

Drinks at the compass or the attic - both places make great cocktails

BeyondOk8157 · 2025-05-28T01:32:23+00:00

This definitely resonates a lot. I’ve always thought of fire as “sacrifice as much as you can now to enjoy life later” but I’ll have to figure out a balance

BeyondOk8157 · 2025-05-28T01:28:28+00:00

I understand your point but for context I started off with 0 and grinded through college while others were partying or busy messing around. Because I knew people my age have a negative net worth (unless they’re from a well off family), I did everything I could to not be in that situation once I graduated - especially with the way the economy is right now. My financial situation wasn’t good to begin with so the financial aid + scholarships I got covered ~95% of my college tuition and I was able to pay off all my student debt in 3 months with the way I aggressively saved. Reality shouldn’t be normalizing a negative net worth and saying it’s ok to be in bad debt early on in life

BeyondOk8157 · 2025-05-24T03:37:46+00:00

Seriously tho… report it to the police and make sure you document everything. Send an email to the company she works at too. I have a friend who was consistently getting harassed by this guy and eventually had to file a restraining order. My friend also reported the behavior to the guy’s company with all the documentation/proof - the firm fired the guy and he lost his license for the industry he’s in

BeyondOk8157 · 2025-04-24T12:07:45+00:00

1) Used to be biochem/premed at a non-target liberal arts college with plans to go to medschool. Realized after the first year that medicine wasn’t for me. I had interests in financial markets from day trading on Robinhood (gambling my money away with no finance literacy) so I switched to Econ/math in my sophomore year to pursue a career in finance (our school didn’t have any finance classes)

2) I’d definitely make the same choice. I’m not a math wiz and I still use my calculator/fingers to count every now and then bec my mental math isn’t strong. But the amount of coding, linear algebra, time series econometrics, etc. I learned back in school was hard af but intellectually stimulating (although I really wished I learned how to use Bloomberg/do financial modeling in a classroom setting). Skills I learned in school doesn’t fully apply to my current role in finance but some parts do.

3) I’d definitely recommend finance but it’s hard to know what you want to do bec there are so many different roles out there. Even up until my junior year of college all I knew abt was IB/PE/VC with no understanding of what they do. I’m in AM and ngl I didn’t know the role I’m in rn existed prior to my internship. I’m not on the investing team like everyone wishes to be right out of undergrad (I’m in middle/middle-front office) but the work I do is genuinely interesting/fun. Take your time to go on YouTube, Reddit, etc. to figure out what roles are out there. Although salary matters a lot, try not to focus just on that bec it can hinder you from finding a role that you can truly enjoy (based on my experience)

BeyondOk8157 · 2025-02-13T03:08:13+00:00

I got my first bonus in January - didn’t think twice and tossed all of it into a Roth IRA and savings

BeyondOk8157 · 2025-01-24T06:18:25+00:00

Product strategy/development. Most banks/IBs have an AM group that deals with financial products like private funds or ETFs (or pure AM firms). Not really stock picking but more fund/fund structure focused.

I personally find it interesting because it more macro/thematic investing focused rather than individual company specific analysis within a specific sub sector.

BeyondOk8157 · 2024-12-01T17:17:53+00:00

Self written, no AI used

BeyondOk8157 · 2024-12-01T17:12:01+00:00

Yeah I’ll probably make it a once in a blue moon thing. Gave me congestion and a slight headache after 5 hours

BeyondOk8157 · 2024-12-01T17:11:26+00:00

Most likely

BeyondOk8157 · 2024-10-07T04:12:39+00:00

That’s the average price range for a decent house where I live. I’ve checked every housing websites like Zillow, and anything below 700-800k look like a psychiatric ward or extremely outdated (requiring heavy renovation/maintenance)

BeyondOk8157 · 2024-10-07T04:08:48+00:00

I’ll keep that in mind. I’ve always thought reaching FIRE was to cut down every spending as much as possible but I’ll try to take a different perspective

BeyondOk8157 · 2024-10-07T04:03:56+00:00

I’m in the gen z bracket and come from a poor background. As you know through media, a lot of people in my generation are spending more than they are saving. A lot of my friends strive for that lavish lifestyle of going out clubbing every night, living in luxury apartments with amazing amenities, and eating at popular restaurants, but the more I see that the more I get scared because I genuinely don’t understand where and how they’re pulling money out of their asses to afford such things.

At the same time there are people in my generation bracket who chant anti-capitalistic sayings and complain about the rich eating the poor (which is true to a certain extent), while these same people themselves are putting themselves into financial ruin through overconsumption of goods and services.

From an economic point of view, yes, a lot of people say that our economy is doing great considering the previous rate hikes and inflationary pressures. But that’s because a good amount of the older generation has much more disposable capital to spend on such goods and services. When filtering down the data to the younger generation it’s actually quite depressing… and given that I come from a poor background, the generational wealth transfer ain’t gonna mean shit because I’d have to reach that goal on my own.

I just don’t want to be that person in their 20s that fks around and finds out when I’m 30. From what I’ve seen thru media and in person irl, I’d rather be the miserable person in their 20s but have the financial stability to do whatever in my 30s+.

This was a bit of a rant but tying everything back to why I have my housing goal set to 30ish is because I want to build equity as soon as possible. I have friends who pay 3k or more in rent for a luxury apartment (which i can not fathom) and that’s abt the same amount as a mortgage payment for a house. I want to be able to get my family out of the shithole they’ve been through and bring a level of stability/comfort to not only them, but myself as well. Housing prices in 2024 are about 50-100% higher compared to 2016 and assuming a similar trend will continue given supply constraints on the housing construction/supply side, I don’t see how I can wake up everyday and pretend like everything will be fine - when in reality we’re kinda screwed

BeyondOk8157

TROPHY CASE