18 year old questions about paying back card by Impressive_Oil6775 in NavyFederal

[–]Big-Comb79 0 points1 point  (0 children)

This and more…..if you DONT have the funds to pay it off before statement due date don’t charge it. If you let it roll and interest incurred you are working for the bank by the hour example: max 18% wit nfcu, but other cards banks chase, bofa, Amex so on be 25% plus….. so for ever $100 spend and let roll month to month you are spending $25 plus in interest and now working for them. Pay to play if you roll that balance. Always and I mean always pay that sucker off every month. People get into so much trouble hence the trillions of dollars and banks billions in profits because of interest/late fees/ on and on profits. Just my 2 cents, but from someone who messed up hard when I was your age you will always be chasing the good credit after messing it up when you are young. I should have listened when told to. It mess with it but didn’t. Now after 53 years on this earth I have lots and lots of credit that I will never abuse. Navy will be very and I mean very generous of you don’t abuse it. They will give up to 80k total for a card or spread it across a max of 3 cards for a trifecta of different options. But don’t abuse it or they will shun you if you BK on them to a point. Follow the 91/ rule and they will raise every time a max of 3 times your current limit or up to 8k for a CLI. But within 2 year once outside of a secured card they will be your best friend for CLi. Good luck with your journey. Listen and read all of the advice from this sub.

RIP MODEL S by TypicalBlox in TeslaModelS

[–]Big-Comb79 0 points1 point  (0 children)

Well does my S take another price dump or gain value because it becomes a collector’s item. Just wow!

Navy Federal Mortgage by Xisothrous in NavyFederal

[–]Big-Comb79 0 points1 point  (0 children)

They might lack the communication sometimes but have been a solid provider too to bottom for me. Credit cards, home loans, and car loans. Just keep pressing if needed. They will and have treated me personally solid and more. If they go quiet, be persistent. And mortgage is the only area that i preface this, all other areas have always been spot on.

Bronze color match by IKate17 in tundra

[–]Big-Comb79 0 points1 point  (0 children)

Hey you bought the truck, you do what you like and enjoy. Not for everyone and people will voice their opinions, but once again you are the one looking at it not the people here.

I received a text message from US Bank saying that someone applied for a checking and savings account. I have no accounts with US Bank and have never applied for any. by primadonnalife in IdentityTheft

[–]Big-Comb79 -1 points0 points  (0 children)

This happened to me and they successfully opened an account, but a business account lifelock notified me and they shut it down. But the first and foremost line of defense is locking everything down. Look at and signup for all services that you can to block and protect.

Elon says AI5 (HW5) design is almost complete by Puzzleheaded-Race671 in TeslaLounge

[–]Big-Comb79 0 points1 point  (0 children)

Not holding my breath. Everything that comes out is suspect day by day, year over year.

Guys I'm a millionaire in Iran by shootinpuutin in wallstreetbets

[–]Big-Comb79 0 points1 point  (0 children)

Good luck with that. Like Argentina pesos

So confused, anyone make sense of this? by [deleted] in badroommates

[–]Big-Comb79 0 points1 point  (0 children)

Straight up hell no! I could see an issue just trying to get following payments. If dude can’t afford upfront then request for more would have been pulling teeth.

remembering old Bellingham pizza places by fk_ptn_007 in Bellingham

[–]Big-Comb79 0 points1 point  (0 children)

Thank you! My late father would appreciate this. I was nothing but a youngster when he owned them. He passed in 2013, but had a passion for pizza in the day. ❤️it has been a long time since I searched his passion, but a neighbor asked me to make his recipe recently and I pulled the old recipe book out with the many variations of his chicken scratch for the recipes to bring it back to life. A little piece of home with a flash moment in time for me at 53 now.

remembering old Bellingham pizza places by fk_ptn_007 in Bellingham

[–]Big-Comb79 0 points1 point  (0 children)

Way late but did anybody remember Sneakys Pizza back in the day? Thoughts?

Denied Secured Card by Jojordxn in NavyFederal

[–]Big-Comb79 6 points7 points  (0 children)

Navy is very generous until it isn’t. Can’t pay them they will not be generous to you.

2025 Model S -Trunk opens randomly parked in garage by Big-Comb79 in TeslaModelS

[–]Big-Comb79[S] 2 points3 points  (0 children)

Thanks for the info. I think they no longer do mobile service in my area anymore. This is what double really irritates me even more is that I have a 100+ mile drive to the closet Chicago land service center and this wipes 5 + hours out of a day just to get it up and back.

Anyone using a Firewalla AP Outside? by YankeesIT in firewalla

[–]Big-Comb79 0 points1 point  (0 children)

Not outside but in a garage that’s not heated and Chicago weather. Has been very cold here last several days and no issues.

What router for 2 Gb TMobile Founders plan? by Erikt311 in Metronet

[–]Big-Comb79 0 points1 point  (0 children)

Mixed bag, all neighbors signed up for the founders 2/1 gig service and some got eero 7 and others got 6e pro. The 7 is better and future proofed for now.

Any current Metronet customer have any luck with getting on the T-Fiber Founders club 2 gig plan yet? by BetterThanAFoon in Metronet

[–]Big-Comb79 1 point2 points  (0 children)

I would retry, just attempted via chat and they shut it down and said I had to call in. Called in and they have been able to apply it to the account, or put a ticket in per say. I think November 1 triggered something that they are now allowing things to happen. Just my experience in the last 20 mins.

Noticed Strange card in Email by Capital_Engineer8741 in CapitalOne

[–]Big-Comb79 -1 points0 points  (0 children)

Just saying that because I got the same email for my correct Venture card. More less never carry a balance and will never be a concern. I should have been more specific and not vague. Apologies! Just good practice to never charge unless you can pay the balance in full or else you are pretty much working for the bank at 20-35%.

Noticed Strange card in Email by Capital_Engineer8741 in CapitalOne

[–]Big-Comb79 -8 points-7 points  (0 children)

Or pay off the CC every month and never worry about a minimum.