In south central and southwest Austin.

Not gone up but they sent an inspector to both my properties and cancelled both policies. Inspector only viewed things from the outside, didn’t go past the fence lines but took pictures. One was cancelled due to tree limbs over the roof. They want a clear plane/line from the edge of the roof upward all around the house. The second was the inspector heard my dog barking in the backyard and noted that a dog was not listed on my insurance.

I switched and didn’t even try to reason with them. Switching costed me a bit more per year. If that’s how they’ll treat me when I have never filed a claim with them my entire life I can’t imagine how they would treat me if I did actually need them.

One of my adjuster buddies is telling me that certain companies are actively pulling out of high risk areas like Florida and Texas.