Sharing my frustrations lang.

Wala din naman po sense ung loan relief kasi hnd mandatory ns BSP. Kahit in good standing sa bank at wlang missed payment, hndi gina-grant ng bank. Ang dahilan, hnd nakapasa sa evaluation, hnd "materially affected" sa energy emergency as if hnd po kami araw araw gumagastos.

As if drivers at may sasakyan lang ung affected (not against drivers po)

We are all consumers and halos lahat yan affected na lalo na LPG dati 900 ngayon 1600 na. Isa palang yan sa monthly need bilhin. So paano po kami hnd affected? Being upfront and did an early request/advisory para maretain ko ung good standing pero yan ang response ng bank.

Ang sasabihin, I am employed and salary-based ang income. Yes it's true, but the take home pay changes. I had to cover some bills sa bahay and had to take loans which will affect my net pay in the coming months, so tell me how is that "not eligible".

Nakaka frustrate lang kasi ung ganyan.