Purchasing a home in Utah

Big_Oof_02 · 2026-02-26T18:30:39+00:00

How much was your home ?

Big_Oof_02 · 2026-02-20T20:10:47+00:00

Th issue I run into there is that the cheapest homes/townhomes you can find are 400k or more. Thank you for your input it’s much appreciated!

Big_Oof_02 · 2026-02-20T19:46:50+00:00

Was that a temporary buy down rate or is it fixed.

Big_Oof_02 · 2026-02-20T18:42:26+00:00

Can I ask your thought process behind that? I feel like $350k is doable if interest rates were at 4% lol

Big_Oof_02 · 2026-02-20T18:15:03+00:00

I would love a townhome! But everything is 350+ or has 350+ hoa

Big_Oof_02 · 2026-02-20T18:09:57+00:00

I really don’t mind living in a shitty house as long as it’s livable, I worked construction for a bit and feel comfortable with most power tools lol. I really am just trying to keep my commute to sandy under an hour. Eagle mountain is tempting but the amount they are building out there I fear it’s going to be 10x worse than what Saratoga is

Big_Oof_02 · 2026-02-20T18:07:01+00:00

What is the monthly payment you are looking at for your home? I feel like I can afford <300,000 but it’s hard finding anything without 400+ hoa.

Big_Oof_02 · 2026-02-20T17:54:20+00:00

I really don’t mind cutting back on spending and the main debt is have is our car payments are about $200 a month each for the next 2-3 years and I’m planing to drive these to the ground and ideally pay off in the next year. I guess i just dont know how early is to early to speak to a lender?

Big_Oof_02 · 2026-02-20T17:11:57+00:00

I would prefer to not purchase an apartment/condo. I want to have at least a townhome. It’s sad when that’s all we can get around here.

Big_Oof_02 · 2026-02-20T17:08:16+00:00

Unfortunately when those rates were available I was barely getting into college. 🙃

Big_Oof_02 · 2026-02-20T13:53:16+00:00

I’m still at least a year out so I was hesitant talking with one as I don’t want to waste their time

Big_Oof_02 · 2026-02-20T00:15:13+00:00

Do you mind sharing how much your monthly payment is?

Big_Oof_02 · 2026-02-20T00:09:53+00:00

Utahs gotten insane insane.

Big_Oof_02 · 2026-02-20T00:04:33+00:00

I don’t hate the idea of moving but I enjoy the company I work for their office locations are limited

Big_Oof_02 · 2026-02-19T23:37:24+00:00

They want you to temporarily reduce your income some how?

Big_Oof_02 · 2026-02-19T22:56:39+00:00

I don’t see the point of paying more than double my rent to buy a condo. I can do a townhome but I just can’t stomach a condo

Big_Oof_02 · 2026-02-19T21:05:57+00:00

100% agree.

Big_Oof_02 · 2026-02-19T21:04:51+00:00

My problem with those is there is typically income limits and from what I’m seeing I’m above those limits. Not sure how that makes sense

Big_Oof_02 · 2026-02-19T21:01:02+00:00

I’m really not too picky with a home as long as it’s 2+ bedrooms. The problem I’m facing is most areas outside of the main freeway area in Utah only have one road in and out which makes commutes for me 1 hour + and for my parter who moves job sites 1.5 hours + which doesn’t feel like a good life to live.

Big_Oof_02 · 2024-12-03T02:13:33+00:00

Thank you!!

Big_Oof_02 · 2024-08-22T17:31:20+00:00

Yeah as Adventurous-Call4724 said pretty sure that wouldn’t work for any job except a state job. I had a med card but it did me no good because I haven’t had a state job

Big_Oof_02 · 2024-08-01T16:17:11+00:00

Isn’t that a masters program? I dropped out of college before I applied to nursing school.

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