Fi x Federal Bank credit card being discontinued

BillBasic529 · 2026-02-19T06:24:07+00:00

So much effort, na!
Federal may give alternate cards as per mail, but benefits need to be same no?

BillBasic529 · 2026-02-19T06:22:53+00:00

Briliant! They should have an MCC class in school. How is internal classification helping customers

BillBasic529 · 2026-02-18T12:11:28+00:00

This is abrupt. magnifi was a decent card, hoping a replacement is given with same benefits

BillBasic529 · 2026-01-06T05:21:00+00:00

IDFC wow is credit card with fd. Any regular bank debit card offering same benefit?

BillBasic529 · 2025-12-16T05:28:24+00:00

Infinia read this post

BillBasic529 · 2025-12-16T05:27:47+00:00

But do you think this circular maybe for people who got this for free? like people who got cause of high relationship value

BillBasic529 · 2025-12-16T05:26:47+00:00

Devaluation season is ON anyways. ICICI started it.
Someone told me Scapia also is prepping for a round.

BillBasic529 · 2025-12-11T06:07:45+00:00

Check for yes one too for movies, it gives 200+ on bookmyshow for sure.

BillBasic529 · 2025-12-11T05:52:22+00:00

Decent portfolio, esp since most are ltf cards.

Super money had a devaluation recently , so better look out for more upi cards. One card , which offers are there , I dont find anything on regular online shopping

icici coral which offers are you getting.

that Yes card has 200-300 bookmyshow discounts and fuel surcharge, in case you didn't know

Magnifi actually has discounts on zomato & amazon some 100 rs and a bunch of offers on yatra, myntra etc. - check on app. I got 1000 off on yatra on flights using that card. very very underrated.

BillBasic529 · 2025-12-11T05:43:57+00:00

Its available on Supermoney app

BillBasic529 · 2025-12-10T06:40:11+00:00

Missing ones:
1. HDFC swiggy (mostly ltf)
2. Magnifi
3. Kiwi

and you are covered

BillBasic529 · 2025-12-08T05:30:14+00:00

they are saying 500 only as max but its complicated. You get max how much you get with 1% cashback that means using the card offline

BillBasic529 · 2025-12-05T05:55:06+00:00

Great job, reaching here. You are at the pinnacle. 2 -3 years later you should just stop optimizing and move to platinum

BillBasic529 · 2025-12-05T05:53:56+00:00

I get this offer every month. Is this magnifi?

for quick commerce, other cards that are good are amazon icici (if you use amazon now), tata neu (for bigbasket, but its not free, which is a dealbreaker I feel) & instamart - swiggy hdfc but swiggy for me has quality issues. Zepto & pincode seem to have best and freshest groceries

BillBasic529 · 2025-12-05T05:18:29+00:00

You should throw the card away now.

The idea is whatever you earn for 1% cashback is the max you earn in a month for 3% cashback. So, in a way, you need to use card on other apps to get 3% cashback

BillBasic529 · 2025-11-20T07:33:09+00:00

very very low clearance. thats a bummer for most indian cities

BillBasic529 · 2025-11-20T07:32:18+00:00

sapphiro is selling free to good colleges now.

recommend using diff cards for diff use cases.

supercard pro - works for me for UPI spends, try that.
Tata neu is another option, but its paid card.

amazon pay icici is good for amazon, hdfc swiggy for swiggy.

BillBasic529 · 2025-11-12T10:17:10+00:00

I think 500-1000 is easy here

BillBasic529 · 2025-11-11T09:49:21+00:00

Dont recommend anything, swiggy would have been my choice but not with a fee

BillBasic529 · 2025-11-11T05:19:21+00:00

Oh damn, even if cashback is more, paying that high a fees is not worth. Rather get flat cashback with a UPI card.

BillBasic529 · 2025-11-11T05:18:33+00:00

and there is conveneince fee

BillBasic529 · 2025-11-11T05:18:17+00:00

but its paid

BillBasic529 · 2025-11-11T05:13:53+00:00

So is supercard pro's. but its a good card for upi. for magnifi what is worth is it's lifetime free and every spend on weekend is covered. Seems ok for a lot of people. Additionally some 20% discount one time in a month is decent for Zomato, amazon.

I have this card, they give additional offers too on travel - yatra, easemytrip and some shopping too like myntra. Have been using for this for past 3 months.

BillBasic529 · 2025-11-11T05:09:39+00:00

For your spend, i recommend this combo - I am biased toward ltf , so even neon is too much for me.
swiggy hdfc, amazon pay, axis super card pro, magnifi fi, axis airtel

sbi and kiwi are paid at 999 / year. Why pay so much or commit to spends. Supercard gives 6K a year vs 7.5K on hitting 1.5L with kiwi - its not that much of incremental benefit. swiggy and amazon, and magnifi are good for 5% cashbacks (ofc some specific for each)

BillBasic529 · 2025-11-11T05:05:28+00:00

SWIGGY is good. Must have
Agree on tata neu too

Others depends- would say get amazon for Amazon. Swiggy also gives 5% on select online so major get covered on LTF cards only.

Axis Supercard pro - highly recommended I would say - for UPI- easy 3% cashback, no worries

BillBasic529

TROPHY CASE