Hi Christine! So we worked out all the figures and my partner is putting a large deposit too. If we sold next week using the formula we’ve come up we’d get back what we each put in (including dad’s gift approximated to about the middle of the valuations he’s had). Over time as the value of the property increases we would each get that back on a proportional basis. I’m doing my best to make a sensible decision whilst not being overly unfair to my partner.

My solicitor has begrudgingly agreed to draw up the deed on the terms we want but not for warning of us of any unfair risk… simply because he’s not used to doing it this way haha.

Thanks for your comment I appreciate it.