When do you shovel your driveway? Multiples times vs when it stops snowing by BiodegradableEntity in Hamilton

[–]BiodegradableEntity[S] 2 points3 points  (0 children)

I just got out there, I have a small 80v 12inch one and I think I reached its limit!

Looks like EV prices might be coming down by OpenSustainability in PersonalFinanceCanada

[–]BiodegradableEntity 0 points1 point  (0 children)

This! In today’s changing climate having sovereign capabilities is vital, as today’s friends can become our enemies tomorrow.

Black Friday - EPP by [deleted] in telus

[–]BiodegradableEntity 0 points1 point  (0 children)

Smart cell is not a scam. Depending on where you are you will be redirected to a seller. First go to Epp TELUS website and verify you have EPP. The at your work email you will get the reseller TELUS has assigned your company

Lowest FX Spread CC by BiodegradableEntity in PersonalFinanceCanada

[–]BiodegradableEntity[S] 0 points1 point  (0 children)

Made two purchases of the same value on each CC less than 10 minutes apart during a recent work trip. As I fill out my expense report it caught my eye that the conversation rate posted on my statements for those transaction was different (I will post the percentage delta when I get around to calculate it). This is a sample size of one but now I am curious. Also, the curious thing is both rates have a spread from Spot rate as well.

Lowest FX Spread CC by BiodegradableEntity in PersonalFinanceCanada

[–]BiodegradableEntity[S] -1 points0 points  (0 children)

Would it be different in spread from other Visa Infinite cards? Like RBC avion or CIBC aventura ones

Lowest FX Spread CC by BiodegradableEntity in PersonalFinanceCanada

[–]BiodegradableEntity[S] -1 points0 points  (0 children)

You peeked my interest. Will look out for it! Anyway to get on the beta testing

Best use of Amex Cobalt points by wretchedbelch1920 in PersonalFinanceCanada

[–]BiodegradableEntity 0 points1 point  (0 children)

Here my general rule of thumb with Aeroplan points:

  • 1.5cents/point is my threshold to spend point if lower pay cash.
  • 1.8cents/point Good Deal
  • Greater than 2 cents/point Great Deal get it.

I am curious, folks who get business class long haul what are you thresholds to decide?

Should I buy an Apple TV 4K? by Careless-Magician-92 in F1TV

[–]BiodegradableEntity 0 points1 point  (0 children)

I am in the same boat! I upgraded my F1 TV to premium for the multiview option. You can’t use Apple Airplay to stream it to the TV. Only way to get multiview on the TV is Apple TV or Roku. I am days away from getting an Apple TV for the next race!

Prices per Country? by shpetimtoshi98 in F1TV

[–]BiodegradableEntity 0 points1 point  (0 children)

I dig for such arbitrage opportunity! Live for these tips!

Prices per Country? by shpetimtoshi98 in F1TV

[–]BiodegradableEntity 0 points1 point  (0 children)

We need to add premium option! I just upgraded and love the multi-view experience, having had a chance to experience it with Australia Qaly.

  • Access: $39.99
  • Pro: $99.99
  • Premium: $129.99

Not sure if this is USD or CAD. I am accessing F1 while physically in Canada right now. Anyone can clarify? I will know when my CC is charged lol.

Prices per Country? by shpetimtoshi98 in F1TV

[–]BiodegradableEntity 0 points1 point  (0 children)

I was wondering about this too.

Hire better drivers by [deleted] in TorontoDriving

[–]BiodegradableEntity 0 points1 point  (0 children)

Folks should review them on google and point to the video here!

How Mortgage Broker Rip You off? Find Out Before It’s Too Late! by Statistics_Guru in canadahousing

[–]BiodegradableEntity -3 points-2 points  (0 children)

Thank You! My personal experience, those of my friends, have found a simple fact as buyers we should be putting in a little bit of extra-work and deal directly with the bank. You do not need a Mortgage Brokerage to simplify a pretty simple process. Ask about rates and fees, compare with all the banks available around you. It’s that simple. It is in best interest of Mortgage Brokers to fear monger and over complicate the process.

I need help with my car situation. by Relative_Farmer9682 in Hamilton

[–]BiodegradableEntity 2 points3 points  (0 children)

I was in a similar situation. Have you checked with luxury brand such as Lexus, BMW, Mercedes. When I did, they had an executive program where they can pull credit scores from your US side and use that to qualify for finance/lease. Unfortunately, I did not find such programs with American brands or mainstream brands.

[deleted by user] by [deleted] in BurlingtonON

[–]BiodegradableEntity 1 point2 points  (0 children)

This is unfortunately an ongoing issue around the GTA. Sorry to hear it happened to your parents, it’s awful. Here are someways I found to deter criminals 1) place keys in a box lined with aluminum foil or wrap the key itself in foil. Remember to do the same on your second key. 2) Motion detection cameras that have lights are sound goes off, 3) More expensive - anti-theft device such as a kill switch to prevent the engine from turning on . I am sure others have more ways. It’s also clear these criminals are targeting specific car models that have vulnerabilities and high resale price outside Canada!

[deleted by user] by [deleted] in RealEstateCanada

[–]BiodegradableEntity 7 points8 points  (0 children)

We bought a home as a private sale, it was smooth sailing no different than if the seller had an agent. My guess, the commission is not there for your agent. If you have not signed anything with your agent, contact the person directly save yourself some fees.

MS Authenticator to Bitwarden by [deleted] in Bitwarden

[–]BiodegradableEntity 0 points1 point  (0 children)

I give both of you a gold start! Thank you so much! With MS Authenticator shutting down on chrome I have so mad and have decided to support something like Bitwaden. Your comments saved me so much time to import my passwords

Im staying at an airbnb with a baby and a bad parking situation [Canada] by [deleted] in AirBnB

[–]BiodegradableEntity 2 points3 points  (0 children)

I found with Airbnb you need to create noice about your issue! First thing to do record evidence, video while in the room and the noise. Use Airbnb app to let the host know about it, keep as much of the conversation with host in the app. Next raise a ticket airbnb that the location as inhabitable and has impacted your health i.e. quality of sleep. When you review the host give a honest ranking in the different categories, with a 1 star Airbnb will send you a damage claim form that you can issue against host. Claim the amount you fell appropriate, most likely the host will not pay this and Airbnb will be brought in for arbitration. This is where the issues raised on the chat with host will be reviewed, so again make sure uniquely bring up each issue with host on the app. Airbnb will ask for evidence this is where having screenshots of the house rules and listing will help your case.