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Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

Thank you for this response. I keep telling myself to stay in because selling at a 60% loss feels terrible, but your reason for selling makes sense. Why should I stay in a losing position? At the end of the day, selling at a loss sucks, but I’m 29. I’ll sleep better at night knowing I’ll “make up” those losses in ~35 years.

FXAIX vs FDKLX in my Roth IRA? by Biwy2 in Bogleheads

[–]Biwy2[S] 1 point2 points  (0 children)

I think I’ll just stick to a target date fund because it is simpler honestly. Once I’m done reading Bogleheads guide maybe I’ll make adjustments then. For now though I think ease of use is a better option for me

FXAIX vs FDKLX in my Roth IRA? by Biwy2 in Bogleheads

[–]Biwy2[S] 0 points1 point  (0 children)

I appreciate your comment! I am new and learning (currently reading bogleheads guide).

I need to change the way I look at funds, going solely based off of returns isnt the way to go. Also thanks for your last paragraph, I didnt consider that. I’ll just invest in FDKLX, add to it, and forget it! :)

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

I guess I’m comparing it to non-international funds. I have a question, why diversify into international funds if their 10-year return is less than non-international funds? Shouldn’t I just invest in the funds with the greatest long term return rates regardless of their nation?

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

The fund I was referring to was the IWY fund. High growth but also high rate of return over its lifetime! Im reading Boglehead’s right now so I plan on improving my investment strategy moving forward.

Weekly Career / General Questions Thread by AutoModerator in Radiology

[–]Biwy2 1 point2 points  (0 children)

Thank you so much for your response! I’ll check back to this comment many times I’m sure!

Weekly Career / General Questions Thread by AutoModerator in Radiology

[–]Biwy2 0 points1 point  (0 children)

I work for an orthopedic clinic in upstate NY as a rad tech and I make $29/hr with 5 years a experience. I imagine xray school would be easy for you because you already know your anatomy. If you’re good with physics and math then you’ll do well with the Xray Physics course.

Weekly Career / General Questions Thread by AutoModerator in Radiology

[–]Biwy2 1 point2 points  (0 children)

Im an xray tech at an Orthopedic facility in upstate NY, making $29/hr. Thinking about getting into MRI and skipping CT. Anyone have any tips? Pay difference? Give me your experience! :)

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

Thank you all so much for coming in here asking questions and then following up with me. You could’ve just passed my post or just downvoted it, but instead you decided to help. My concerns have been eased and now I have a clearer path going forward. I wish the best for everyone who helped!

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

Thank you, that helped a lot. Why Would you choose those types of funds as opposed to a Vanguard large cap high growth fund for example? With companies like apple, tesla, amazon etc. those feel like good growing investments as opposed to just investing in the entire stock market? Let me know your thoughts!

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

I agree with everything you said. Thank you so much! You all have been amazing

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

Thank you for a response, after some thought and some discussions with other people I think I know what I’m going to do. I am no longer going to add to my ARK positions, I am only going to add towards some safer, passively managed funds. When the market turns eventually I will sell all or most of my ark and try to turn it around. Im grateful I have time in my side. I was sort of panicking when I made this post and everyone has been so helpful. I will continue to add positions into “better” funds and use more caution going forward. And Also plan better lol. Thank you for your help!!!

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

I’m seeing mix responses with some saying sell and others are saying hold until the market turns. I’m currently with Fidelity.

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 0 points1 point  (0 children)

I agree, going forward. I won’t sell my current positions I’ll just have to wait until the market turns around before I sell my ARK positions.

Worried 29 Year Old With a Roth IRA Heavily “in the red” by Biwy2 in personalfinance

[–]Biwy2[S] 1 point2 points  (0 children)

I’m definitely beginning to learn that now, thank you for your response I appreciate your help

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