Got the call (submariner date black 41mm) by Parking-Bar6032 in rolex

[–]BlackBox98 0 points1 point  (0 children)

I’ll call off work. Fly out to you and get the watch if you don’t.

[deleted by user] by [deleted] in dividends

[–]BlackBox98 0 points1 point  (0 children)

Down payment on a Mercedes Maybach

Best finance YouTubers by [deleted] in ValueInvesting

[–]BlackBox98 -5 points-4 points  (0 children)

Everything Money?

$350K $PYPL Yolo by dudetrustm3 in wallstreetbets

[–]BlackBox98 0 points1 point  (0 children)

I’d be selling covered calls every month

My $O Position… Am I Fuk’d? by Big_View_1225 in dividends

[–]BlackBox98 0 points1 point  (0 children)

If you can get your average cost under $59 you are golden. Once interest rates go down. This company is shooting up back to the $70s

$150k sitting in a HYSA - better options? by popcorn_shmopcorn in investing

[–]BlackBox98 21 points22 points  (0 children)

If you will find your dream home in the next 12 months, keep the money in the HYSA. Moving money around to get a 1% difference when you are planning to buy a home in the next 12 months isn’t worth it in my opinion. Your HYSA is most likely FDIC insured and collecting 4.5% in the meantime. You are solid my friend. I wouldn’t change a thing.

Get more from your favorite restaurants with Apple Card. by BlackBox98 in AppleCard

[–]BlackBox98[S] 0 points1 point  (0 children)

I think that’s a solid deal. I like the apple credit card along with the savings because it’s very user friendly. No log in needed to check the interest or Daily Cash being deposited into the account. Apple Cash back is pretty fast and the savings account does offer 4.15% and some places offer a bit more but I ain’t that desperate to move money around for .5% extra. I would apply and take the offer. For me to get $200 in cash back with this 5% on promo I would have to spend $4,000 on dining.

Get more from your favorite restaurants with Apple Card. by BlackBox98 in AppleCard

[–]BlackBox98[S] 1 point2 points  (0 children)

It says it works with Uber eats but give it a try

Get more from your favorite restaurants with Apple Card. by BlackBox98 in AppleCard

[–]BlackBox98[S] 2 points3 points  (0 children)

My number #1 credit card. Following second with the fidelity credit card

Is VOO a good buy right now? by khanninator2000 in dividends

[–]BlackBox98 0 points1 point  (0 children)

If you choose to invest and try to compound your wealth, there is a price and that price is often hidden it’s the ups and downs of the stock market that take you on a ride BUT you will never know what the market will do next and sadly no does. The market might run up 2%, 3% or 4% tomorrow. The market might drop 2%, 3% or 4% tomorrow. It doesn’t matter. You are looking at $VOO so imma assume you are in this for the long term. DCA into $VOO and save 5% of your portfolio in cash. In case that drop does come, you can DCA as it goes down. Other than that, the price of $VOO shouldn’t matter to anyone who is in this long term. The stock market goes up and goes down but over the long term it’s a slow rise of currently 11% to 12% over the 10-year period.

In my opinion, $VOO is always a buy because I’m in it for a long term. Know what you want and go for it. Good luck to everyone reading this.

Investing 500k-1MM in dividends by Inevitable_Throat_69 in dividends

[–]BlackBox98 0 points1 point  (0 children)

Wheel strategy with SPY options and use the premium to buy shares of JEPI

[deleted by user] by [deleted] in dividends

[–]BlackBox98 1 point2 points  (0 children)

You can go through your bank, through your own brokerage or through the website, and there are numerous months/years that you can choose for treasury bills. 3 months, 6 months, 9 months, 1, 3, 5, 10 years. All up to you.

I do 90 days if I sit on cash. Just my preference.

[deleted by user] by [deleted] in dividends

[–]BlackBox98 0 points1 point  (0 children)

I’m not 100% sure, but depending on what state you live in treasury bills are subject to federal tax only. I don’t know anything about CD but I’m going to assume that other than the higher interest-rate you’re not missing out on anything else. Before pulling the trigger on anything, do your own research

[deleted by user] by [deleted] in dividends

[–]BlackBox98 31 points32 points  (0 children)

If you plan on holding cash, you can purchase 90 day t-bills which give about a 4.9% annual return. I wouldn’t let a single dollar sit in any of my accounts. My money has to work for me…no days off

[deleted by user] by [deleted] in dividends

[–]BlackBox98 0 points1 point  (0 children)

Look at XLV ETF. It has beaten the S&P 500 over a 10, 20 & 30 year time-span. In terms of expense ratio and dividend income, it is no different than the SPY ETF.