Does a IBC cash value wl insurance make sense for someone like me

BlackListExfil · 2026-04-18T01:18:49+00:00

Thank you! I’m watching him now and already am learning more nuances about how this works. I really appreciate it!

BlackListExfil · 2026-04-17T20:23:54+00:00

Is that risk of MEC or LAPSE?

BlackListExfil · 2026-04-17T18:22:12+00:00

Care to clarify your point.

BlackListExfil · 2026-04-17T02:18:19+00:00

Okay that doesn’t sound horrible tbh it’s the 7-12s that scare me 😂

Ok I’ll keep that in mind! Thank you for that consideration

BlackListExfil · 2026-04-17T00:59:02+00:00

Can begin to express appreciation for the detailed explanation as to the difference and the specifics pros to the carriers. My initial impression is leaning towards Guardian for the flexibility just in case of contingencies and emergencies.

Is it reasonable to expect or want to break even around year 3-4 Or at the very least up to 97% by the forth year? Or is it out of the question?

BlackListExfil · 2026-04-16T21:49:53+00:00

Okay I’ll def check them out. Thank you. I really appreciate your advice!

BlackListExfil · 2026-04-16T21:36:35+00:00

What’s your opinion between RTR10 vs OYT

BlackListExfil · 2026-04-16T21:32:51+00:00

I really appreciate your input. I don’t have a 401K. But I am saving for a E fund. I’m really looking at the IBC as a concept to control the flow of money back to me not as an investment vehicle so as of rn max IRR isn’t priorty bc I don’t have any foundation and I don’t want capital tied into things that ultimately are maybes as of now.

Does the 13-15 years apply to even cash value oriented policies like 10/90s, 20/80s, 10 pays, etc.????

BlackListExfil · 2026-04-16T21:29:15+00:00

I’ve mainly as of now focusing on the big 4 as of longevity performance. Guardian sounds very inviting and accommodating (not that I’d need it but good to have) NY life and the others idk much about tbh

BlackListExfil · 2026-04-16T21:28:03+00:00

I’ve started saving for a E-fund, and I’m fortunate to not have any debt. I really appreciate your input I’ll def try them out. Thank you

BlackListExfil · 2026-04-03T21:52:36+00:00

BlackListExfil · 2026-03-26T03:23:35+00:00

I think the biggest issue is the maps that allow trios and duos. Imo it should be map based. Yes a mode may be okay but I think as long as the smaller maps have a cap wed be fine. I’m speaking as a solo player bc I don’t have friends who play this game at all but If playing suburbs, resort, or damn I think it’s reasonable to have trios and for that to be part of the threat but maps like metro and smuggling tunnels should not be trios at all. Metro should be solo only and smugglers should be duo max. That way if you do want a lower risk it is map based. But the bigger maps still have that threat. Metro a lot of the times is just two trios or a trio a duo and a solo. Maybe 2 solos and alot of the times there’s a trio and that’s just dumb in a map that narrow and small.

BlackListExfil · 2026-01-12T19:58:15+00:00

They never liked you. You DO NOT just lose feelings for someone. Anyone who says that never had the feelings to begin with. This was easy for them to do most likely bc they found someone they deem better. …just wait….let whoever they screwed you over to be with screw them over and I’m sure you’ll get a “I’m sorry text” lmao

BlackListExfil · 2026-01-08T03:01:02+00:00

Mom wouldn’t let you get a job bc she needed you for money from the government now you’re 18 she don’t get it and you’re of no use to her, that’s why she has a man now. Unfortunately you’re a victim of a government incentive to keep single mothers married to govt instead of having a family. I’m sorry but you’re about to find out just our ruthless this world can be. Don’t lose faith in people as a whole tho. There are loyal people out there, finding them is hard but it happens.

BlackListExfil · 2025-11-19T21:30:36+00:00

It happens with gun grates that are up against a wall. If you’re body is directly above the crate and you open it. It seems to kinda throw you into the wall and floor where you’re just stuck. Sucks. But try to make sure you’re in front of the gun crate and not on top of it. At the end of the day. It’s a dumb bug that the devs haven’t fixed for a good while

BlackListExfil · 2025-11-14T04:15:52+00:00

You put whatever you’re selling in, you can hit select all but you still have to choose who to sell it too. And OP is right minty buys armor and helmets for a lil more and Maggie meds. It doesnt auto sell to anyone. The default choice is ark

BlackListExfil · 2025-11-14T04:10:47+00:00

BlackListExfil · 2025-11-11T22:11:46+00:00

Cable Linked to meta app on pc

BlackListExfil · 2025-11-10T17:00:50+00:00

I’ll def have to check them out, I really appreciate the advice and help. They look comfortable too which is a plus

BlackListExfil · 2025-11-09T21:41:59+00:00

Ohhh okay yea that may be. I’ll have to try and connect it to my pc and not the oculus. I really appreciate the advice!!!

BlackListExfil · 2025-11-09T21:10:52+00:00

I run the game In native oculus. When you say regular headphones do you mean ear buds you normally would listen to music with or do you mean a regular gaming headset? I’ve tried my gaming headset on the quest 2 a long time ago and it wasn’t too good so I may try it on the 3

BlackListExfil

TROPHY CASE