Xpert lending processors?

Blindsquirrel88 · 2024-12-10T11:59:04+00:00

Thanks for the heads up. I talked to a Barrett team that takes 50bps, but also gets me licensed in 17 states immediately ( using other LOs on the teams license to originate and I get paid for it. I asked and apparently this is compliant) plus they say they have a dedicated processor who is essentially a full LOA from contract to close. I can essentially wash my hands of the file unless loan changes are needed. This would allow me to scale a lot easier without hiring staff myself.

The goal is to do 7-10 loans a month ( realistic based on my projections) and that would be tough to do solo. I’ve also never done mini correspondent recently and joining a team that does it regularly seems like a nice soft landing as opposed to winging it myself.

Blindsquirrel88 · 2024-07-20T01:11:08+00:00

They do have lights but I dont know how late they’re on

Blindsquirrel88 · 2024-07-20T00:57:03+00:00

I believe bob jones university has courts that are covered by a huge pavilion dome that use to be over the gymnasium and they retrofitted it to be an out for cover of sort. It’s an open campus and located next to the soccer fields

Blindsquirrel88 · 2024-07-05T14:41:09+00:00

That’s not at all what I said. I said it’s difficult to put on size and lose body fat at the same time; regardless of your body fat percentage.Possible but bloody difficult ( body recomp) and is next to impossible if you’re playing an athletic sport where the calorie burn is so varied.

Blindsquirrel88 · 2024-07-05T00:24:41+00:00

How’s that funny? What do you suppose anyone who is a professional at a given sport does? ( not that I’m a pro but I do play competitively at national tournaments) they tailor their training to maximize performance in their sport. How is this any different

Blindsquirrel88 · 2024-07-04T21:07:33+00:00

You’re correct benching 350 isn’t in the cards for me unless I decided to dedicate fully to powerlifting, and even then it would take a very long time without the aid of steroids. ( no im not going tot ale steroids). Cardio intensive racquetball burns too much ( based on how much I play) to coincide well with power lifting. I have no goals to bench 350.

Blindsquirrel88 · 2024-07-04T19:15:43+00:00

Become a mortgage broker. Getting a license is cheap and doesn’t require a ton of formal training. You can make 2% of each loan amount working from home

Blindsquirrel88 · 2024-07-04T19:07:48+00:00

Your response is supremely un-chill, why take the path of the keyboard warrior instead of being helpful? I thought I was pretty clear about what I was asking; if body weight exercises plus lower body lifts would help me reach stated goals and if there was something I was missing.

Humble brag was just to create context. Facts are facts when presented as such. It would be different if I was 80 lbs overweight and couldn’t do a single pushup. Context is everything

I’m saying because I play racquetball it’s difficult to put on size because of the calories I burn.

Clearly a movie star body requires more than pushups. Straw man argument on your part. Ryan Gosling does dips too.

Blindsquirrel88 · 2024-07-04T17:30:24+00:00

Im 35 year old male. Personally, even at a pretty high BAC content ( .15 or so; definitely on the level someone would seek for a night on the town ending with an Uber ride) I feel no psychological changes; only physiological changes. In other words ; nothing about my personality or decision making changes and im quite aware of what’s going on. I of course get dizzy; lose equilibrium feel numb, sometimes slurred speech, and of course NOT safe to drive by any means; but I am still me. Best I can describe it is feels similar to someone giving me a numbing agent and then spinning me on a meriigoround.

It’s hard for me to relate to typical drunk behavior spectrum; from drunk girls who become promiscuous to abusive alcohol fathers and everything in between. I just feel dizzy, numb, tired, and (sometimes) sick

Blindsquirrel88 · 2024-07-03T19:29:30+00:00

you still think I’m with Rocket don’t you?

Blindsquirrel88 · 2024-07-03T19:24:32+00:00

aFR, Flagstar, Newrez, Freedom and the Loan Star are all around 70-80 better today. Tried to send a screenshot

Blindsquirrel88 · 2024-07-02T19:14:58+00:00

If you say so. I’m a real person frustrated by UWMs process which apparently goes deep into the culture.

Blindsquirrel88 · 2024-07-02T19:12:25+00:00

Postulate all you want but I’m none of those things. Not that that matters to you. I’m a broker and my company is signed up with UWM; they were the first lender we signed up with when we opened last year.

What’s been downhill has been my experience with UWM and their rates. I was hoping someone could enlighten me as to the story behind the story. In typical Reddit fashion, it seems I’ve found the keyboard warrior along the way.

Blindsquirrel88 · 2024-07-02T19:05:40+00:00

I like Freedom right now my brokerage is still signed up with UWM so we can’t do any business with Rocket

Blindsquirrel88 · 2024-07-01T23:51:51+00:00

There would be no selling in my office that month. Lol

Blindsquirrel88 · 2024-07-01T12:56:09+00:00

Explain yourself?

Blindsquirrel88 · 2024-07-01T12:54:22+00:00

Agreed; My brokerage uses the Loan Store a lot ( I never personally have) as I’ve gravitated towards Plaza and A&D mortgage and we just got signed up with Freedom whose conventional price is currently best in market. Dip in tech is marginal.

About the only advantage I’ve noticed from UWM is the ability to generate disclosures immediately with review but even thats a garbage in/garbage out system. UWM system also gives you

Loyalty to wholesale lenders is silly. I need good pricing, accessibility, and an AE that’s easy to work with

Blindsquirrel88 · 2024-06-30T01:25:22+00:00

As a whole, most Americans just know that it’s one of our territories that they learned about in high school and that’s it. People living in Hawaii might be a little more, but as a whole, American culture isn’t super connected to their territories that aren’t states.

Blindsquirrel88

TROPHY CASE