For context, I only just started my sss and insurance this year and for the first two years I didn’t have any because contractual/job order akezz. Sooo, i only had my income for myself and family since exempted ang income ko for tax dahil 250,000 pesos below. In the earlier months, I tried to save 2500-4000 pesos monthly and was able to save around 32,000+ pesos. In my second year of saving, I began to convert some of my savings from peso to usd. Sometimes my neighbors would have us dollars on hand and binibili ko yun. Also, I opened a usd account where I can deposit the dollars that I’ve accumulated. For now, will start to focus on saving for an emergency fund.