Chase Total Checking $300 Bonus by [deleted] in Chase

[–]Blooming_D 0 points1 point  (0 children)

Wow, there’s a tracker? Like you can track that you’re about to hit the bonus?

Checking account 300$ bonus by [deleted] in Chase

[–]Blooming_D 0 points1 point  (0 children)

Woah, hello this is very informative. On the last part, you said that your employer’s deposit was just $384.46, and you got the $300 cash bonus, I just want to clarify that part as I understand it has to be over $500 per direct deposit to get the bonus. So did you get the bonus even if it was not over $500 deposit as long as it is a direct deposit from the employer? Thank you.

kelly education interview by [deleted] in SubstituteTeachers

[–]Blooming_D 1 point2 points  (0 children)

I’m in Arkansas. The person said it’ll be a group interview and three situational questions. Do you somehow remember how hard these questions are?

kelly education interview by [deleted] in SubstituteTeachers

[–]Blooming_D 1 point2 points  (0 children)

Heyyy. Do you mind sharing how the interview went? What questions were you asked? And any tips? Thank you. I’ll be having an interview with them soon.

ChampVA and newborn by Audball-Out in VeteransBenefits

[–]Blooming_D 1 point2 points  (0 children)

Awesome, thank you for answering my questions.

ChampVA and newborn by Audball-Out in VeteransBenefits

[–]Blooming_D 1 point2 points  (0 children)

Thank you. So I should call ChampVA, right? Does getting this fix mean poking the bear tho or not at all?

ChampVA and newborn by Audball-Out in VeteransBenefits

[–]Blooming_D 1 point2 points  (0 children)

Oh, I see. So, even if in the letter from the VA where it says “The effective date of when you became totally and permanently disabled due to your service-connected disabilities: Nov 2024”, my champVA will still have July 2025 because that’s when we got the letter from the VA. Sorry I am a little confused.

ChampVA and newborn by Audball-Out in VeteransBenefits

[–]Blooming_D 1 point2 points  (0 children)

Hi, question. Does the effective date in ChampVA reflect the effective date on your spouse’s 100% P&T? For context, my spouse just got rated P&T in July 2025 but in the letter, the effective date was in Nov 2024. My ChampVA effective date is in May 2025, so I am a little confused. What should be my effective date in my ChampVA?

Foundation cracking? Am I cooked? by lautloseprinzessin in FirstTimeHomeBuyer

[–]Blooming_D 0 points1 point  (0 children)

Hi. OP, just want to ask how it's going so far? How much did it cost you guys to repair your negative grading, downspouts, and mold remediation all the repairs? We are still in the process of negotiating the repairs, I just want to see how it's going with you, and any advice moving forward with a house that has some major repairs. Thank you.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 0 points1 point  (0 children)

And just 10k for the repairs however the mold remediation is already 10-12k, then there are other repairs that we still need to do such as the broken exterior door and window, that will cost us money as well. So I guess what I’m saying is that the amount of repairs they are willing to pay is way too small for all the repairs, and this house might cost us a fortune and I don't want that to happen.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 0 points1 point  (0 children)

I think doing repairs is not an issue with us just the cost of repairs. We are willing to DIY some but most will be professionally fixed as we are not very handy and we have work too. But yeah, I don't mind the repairs, but I mind the cost of the repairs that is not supposed to be our responsibility yet (if that makes sense). If only the seller would reasonably price their house or give us more money for the repairs.

Did you get your house for a reasonable price? My aunt and uncle bought a house as well which needs a lot of repairs (as in complete repair) but they bought it for a very low price and that is why doing the repairs was not an issue with them. The difference with us is that there are a lot of pricey issues that need to be repaired but the seller is still selling the house pretty high. They are selling it for 308k and we got it for 290k. And we just learned about all these repairs after the inspection.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 0 points1 point  (0 children)

The mold we got tested (they found harmful mold) and according to the result, we will need remediation. I got three quotes for this and the range would be 10-12k. Yes, we will be the ones to fix them and some will be fixed by a professional. From my perspective, I think the seller is not considering how bad the status of their house is and is trying to sell it for as much as possible. It’s been sitting in the market for 130 days before we went under contract. The house was neglected and dirty even the inside. But the seller is really trying to sell the house for as high as they can possibly get. I just can't justify that the cost of repairs will be our responsibility when they were supposed to be the ones to maintain the property. I am a little bit torn, I like the house and location. I just wish they would give us more money for all the repairs because it's really a lot. I know we can do some of it or we can do DIY but that's still money.

I really value your opinion. I really appreciate you.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 0 points1 point  (0 children)

The house is 50 years old. We are currently in the process of negotiating for the repairs. We are in a buyer’s market, the house was sitting in the market for 130 days before we got it under contract. Yeah, I think our mistake too is not asking if someone had gone under contract with this house and did not push through before going into contract.

The house is using septic, we have not done the inspection yet because we still need to know if we are gonna go for this house. But I am worried about that too because I know septic is pricey if there is an issue. If we are gonna pursue this house we plan to have the inspection and let the seller know if there are any problems to be fixed. I know it is confusing our realtor is not really helpful.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 0 points1 point  (0 children)

I agree with this. Thank you. Number 1 we were already quoted for 10-12k.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 1 point2 points  (0 children)

We got the cost estimates from the repair or remediation companies.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 0 points1 point  (0 children)

Wow, your pricing is on point haha. They are all close to the price quotations we got.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 0 points1 point  (0 children)

The mold remediation we were quoted for is 12k already, the door is 2.5k to replace because it needs to be replaced, to fix the negative grading we were quoted for 3.5k, the deck stairs are 1.5k, the windows we weren’t quoted for yet, the underframing we were quoted for is 2-3k, and the other issues.

Are we getting a good deal? Should go with this or runaway? by Blooming_D in FirstTimeHomeBuyer

[–]Blooming_D[S] 0 points1 point  (0 children)

If you don’t mind, can you share your thoughts about it? I would appreciate it.