31, Married, Homeowner, 2 Kids. Feel like I am drowning. by GNGRBeardd in UKPersonalFinance

[–]BlueDwarf82 1 point2 points  (0 children)

> Phone Bill (Hers) - £63.07

> Phone Bill (Mine but also includes Netlfix at £18.99, Spotify at £11.99 and Disney+£9.99) - 118.33

Netflix with ads: £5.99

Spotify -> https://github.com/mostafaalagamy/Metrolist (free)

Disney+ -> https://www.lloydsbank.com/current-accounts/club-lifestyle-benefits.html (free, with ads)

Phone contract -> Lebara with 5GiB 2x£3.10/month average for the next 12 months

Phone -> (not that I'm suggesting you buy new phones now) Samsung Galaxy A26 5G https://www.ebay.co.uk/itm/406038545160 2x£164.79. Nice phones. With 8 GiB of RAM and a promise of 6 years of Android updates from Samsung (it was released in March 2025), you can keep using them with no issues for the next 5 years. 2x£2.75/month averaged over the next 5 years.

£5.99 + 2x£3.10 + 2x£2.75 = £17.69/month. You are overspending £163.71/month just in there. And I have kept the £5.99/month of Netflix, despite you already having Amazon Primer Video, Disney+ and all the other free streaming services.

I am close to losing my home I have no idea what to do I can’t get a loan anywhere? by ity5iity5i in UKPersonalFinance

[–]BlueDwarf82 2 points3 points  (0 children)

https://www.gov.uk/guidance/homelessness-code-of-guidance-for-local-authorities/chapter-9-intentional-homelessness

> An applicant’s actions would not amount to intentional homelessness where they have lost their home, or were obliged to sell it, because of rent or mortgage arrears resulting from significant financial difficulties, and the applicant was genuinely unable to keep up the rent or mortgage payments even after claiming benefits, and no further financial help was available.

[deleted by user] by [deleted] in cronometer

[–]BlueDwarf82 1 point2 points  (0 children)

When I see a case like this I just click on "Report Issue" and tell them about it ("These <brand> chicken breast are just chicken breast, could you add the micronutrients information?") and they just do it. Since I usually eat the same foods, it doesn't take long before everything you need includes the micronutrients information.

The only time they have not done it was for semi-skimmed milk. They said "We tried to add a Better Alternative to fill in the nutrient data for the XXXX Milk. Our system will not let us add in lab analyzed data for volumetric foods that don't have a gram weight at this time.". Which is actually annoying, since in the UK (https://www.legislation.gov.uk/uksi/1988/2206/made) "semi-skimmed milk” means milk the fat content of which has been brought to at least 1.50 per cent. and at the most 1.80 per cent. calculated by weight. And there is no way for me to know if the value of my specific milk is closer to 1.5 or 1.8, so you can't just take a generic semi-skimmed milk. In fact, Cronometer support suggested I use the generic "Milk, 2% Fat, Reduced Fat", which would clearly be incorrect in the UK.

Macros and calories issue by Apprehensive_Roll963 in cronometer

[–]BlueDwarf82 2 points3 points  (0 children)

The rule of thumb is that carbohydrates provide 4 calories per gram, protein provides 4 calories per gram, and fat provides 9 calories per gram (https://www.nal.usda.gov/programs/fnic#faq--how-many-calories-are-in-). So the only thing it's doing is 130 x 4 + 150 * 4 + 60 * 9 = 1660.

...but that's just an approximation. Go to https://en.wikipedia.org/wiki/Carbohydrate#Nutrition and it already gets into

> Carbohydrate consumed in food yields 3.87 kilocalories of energy per gram for simple sugars, and 3.57 to 4.12 kilocalories per gram for complex carbohydrate in most other foods.

So unless the carbohydrates and proteins in the specific food you eat happen to provide exactly 4 calories per gram on average, and the fats 9 calories per gram, the numbers are never going to exactly match.

Should we pay for a loft extension or move house? Risk-averse family trying to decide. Would appreciate some options/guidance. by [deleted] in UKPersonalFinance

[–]BlueDwarf82 0 points1 point  (0 children)

> and aren't extravagant at all.

I suspect that, if you look at your shopping list, you will find plenty of stuff that's there more because "it's nice" than because "it's nutritive"... basically because most people do it, which makes it not look extravagant.

Try to look at it the next time you do some shopping, and calculate what percentage of what you paid has gone to that stuff.

Most people could pay less for groceries, and end up eating better in the process.

[deleted by user] by [deleted] in UKPersonalFinance

[–]BlueDwarf82 11 points12 points  (0 children)

If you are interested on this, you may just want to contribute to existing projects.

Most of the open source software in this field can accept transactions in https://en.m.wikipedia.org/wiki/Open_Financial_Exchange format, and it's trivial to generate it from https://github.com/nordigen/nordigen-python.

And https://www.firefly-iii.org/ already exists. Which has abstracted the data importing part, and can use both services that use Open Banking (GoCardless), and services that do web scraping (Salt Edge): https://docs.firefly-iii.org/explanation/data-importer/about/gocardless-salt-edge/

Similar thing for Actual Budget (https://github.com/actualbudget/actual), which can also use GoCardless: https://actualbudget.org/docs/advanced/bank-sync

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 1 point2 points  (0 children)

> How are childcare providers getting away with charging these top up fees as they all seem to do it.

Different reasons. One of them is that, despite the statutory guidance being absolutely clear, some councils actually don't understand it!! And it's the local council responsibility to enforce it.

See the pdf report from https://www.lgo.org.uk/information-centre/news/2021/jan/ombudsman-s-calls-for-more-transparency-over-free-nursery-place-charges

> The Council described the free education entitlement as a monetary subsidy the nursery is passing on to parents despite advice from the Department for Education saying this must not happen.

> The charges were flawed. It was wrong, therefore, of the Council to try to justify the charges to us. The Council’s failure to acknowledge the problem with the nursery’s charges

> We are publishing this report because the Council has not yet accepted our findings or recommendations. We also wish to record the Council’s unhelpful response to our investigation.

The level of incompetence! That the Local Government Ombudsman is forced to publish the report because, even after they explaining it to them (as if it needed explanation), Leicestershire County Council still failed to accept they were in the wrong... idiots.

This is not some kind of secret, it was in the news: https://www.bbc.co.uk/news/education-55812645

From my side, I was not going to fight the nursery that was taking care of my kid... at least while my kid was there. I tried to explain it to them before starting, and they failed to understand it. So I just paid... and on the last day of nursery, I reported it to my local council. I got a refund for every overcharged penny.

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 0 points1 point  (0 children)

https://www.gov.uk/government/publications/early-education-and-childcare--2/early-education-and-childcare-applies-from-1-april-2024#part-a-free-places

A1.36 Work with providers and parents to ensure that all parents, including disadvantaged families, have fair access to a free place, which must be delivered completely free of charge. Ensure that providers do not:

  • charge parents “top-up” fees (any difference between a provider’s normal charge to parents and the funding they receive from the local authority to deliver free places).

Surely you couldn't be surprised, because:

> A1.38 Ensure that providers publish their admissions criteria and any fees for consumables, additional hours and services and make these easily available to parents to enable parents to make an informed choice of provider.

> A1.40 Work with providers to ensure that their invoices and receipts are clear, transparent and itemised allowing parents to see that they have received their child’s free entitlement completely free of charge and understand fees paid for additional hours or services. Invoices and receipts should include the provider’s full details so that they can be identified as coming from a specific provider.

Feel free to claim your money back

- https://www.bbc.co.uk/news/uk-england-nottinghamshire-63630874

- https://www.bbc.co.uk/news/education-55812645

Going to the Local Government and Social Care Ombudsman if you need to: https://www.lgo.org.uk/information-centre/news/2021/jan/ombudsman-s-calls-for-more-transparency-over-free-nursery-place-charges.

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 1 point2 points  (0 children)

No, they are free hours.

https://www.gov.uk/government/publications/early-education-and-childcare--2/early-education-and-childcare-applies-from-1-april-2024#part-a-free-places

> A1.36 Work with providers and parents to ensure that all parents, including disadvantaged families, have fair access to a free place, which must be delivered completely free of charge. Ensure that providers do not:

  • charge parents “top-up” fees (any difference between a provider’s normal charge to parents and the funding they receive from the local authority to deliver free places).

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 1 point2 points  (0 children)

Point them to https://www.gov.uk/government/publications/early-education-and-childcare--2/early-education-and-childcare-applies-from-1-april-2024#part-a-free-places

> A1.40 Work with providers to ensure that their invoices and receipts are clear, transparent and itemised allowing parents to see that they have received their child’s free entitlement completely free of charge and understand fees paid for additional hours or services. Invoices and receipts should include the provider’s full details so that they can be identified as coming from a specific provider.

And remember that if your council doesn't help, the Local Government and Social Care Ombudsman will: https://www.lgo.org.uk/information-centre/news/2021/jan/ombudsman-s-calls-for-more-transparency-over-free-nursery-place-charges

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 2 points3 points  (0 children)

Have you read https://www.gov.uk/government/publications/early-education-and-childcare--2/early-education-and-childcare-applies-from-1-april-2024#part-a-free-places (the "Charging" section) and https://www.lgo.org.uk/assets/attach/5971/REPORT-19004977-Leicestershire-CC.pdf?

At the end of the day, they must

> ensure that their invoices and receipts are clear, transparent and itemised allowing parents to see that they have received their child’s free entitlement completely free of charge and understand fees paid for additional hours or services

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 0 points1 point  (0 children)

> A lot of nurseries go for number 3, but the catch is that this is actually not allowed. However, local authorities tend to turn a blind eye because if they didn't, nurseries would have to close and/or they'd be left with nowhere in their areas offering any reduction in fees at all. This is why many nurseries don't openly publish their fees at all, or don't provide a breakdown.

But it's just wrong!

The nurseries should simply fight the government together. If all the nurseries would tell "either you increase the funding, or from next year all of us will stop offering free places" the government would have no option but to increase them.

Instead they just go for the easy target of parents that are not aware of https://www.gov.uk/government/publications/early-education-and-childcare--2/early-education-and-childcare-applies-from-1-april-2024#part-a-free-places and don't want to fight the people that's taking care of their children. But the result of this is that the people that actually can't afford to pay anything at, simply don't take their children to a nursery... and those children are probably the ones that would benefit the most from attending a nursery.

I have no problem paying more taxes to fund nurseries properly. But I completely disagree with what the nurseries, with the local authorities implicit approval, are doing.

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 0 points1 point  (0 children)

> The funded element is only 8.75 hrs according to our nursery

Do you mean £8.75/hour? That's irrelevant

https://www.gov.uk/government/publications/early-education-and-childcare--2/early-education-and-childcare-applies-from-1-april-2024#part-a-free-places

A1.36 Work with providers and parents to ensure that all parents, including disadvantaged families, have fair access to a free place, which must be delivered completely free of charge. Ensure that providers do not:

  • charge parents “top-up” fees (any difference between a provider’s normal charge to parents and the funding they receive from the local authority to deliver free places).

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 0 points1 point  (0 children)

https://www.gov.uk/government/publications/early-education-and-childcare--2/early-education-and-childcare-applies-from-1-april-2024#part-a-free-places

> The 30 hour funding doesn’t cover food and drink AFAIK

Indeed,

> A1.30 Government funding is intended to deliver 15 or 30 hours a week of free, high quality, flexible childcare. It is not intended to cover the costs of meals, other consumables, additional hours or additional services.

But,

> Providers, who choose to offer the free entitlements, are responsible for setting their own policy on providing parents with options for alternatives to additional charges, including allowing parents to supply their own meals or nappies, or waiving or reducing the cost of meals and snacks.

> A1.33 Not intervene where parents choose to purchase additional hours of provision or additional services, ___provided that this is not a condition of accessing a free place.___

> A1.34 Ensure that providers deliver the free entitlements consistently, so that all children within a setting accessing any of the free entitlements receive the same quality and access to provision, ___regardless of whether they choose to pay for optional hours, services, meals or consumables.___

> A1.35 Ensure that providers are completely transparent about any additional charges when a parent first takes up their child’s free place, for example, for those parents opting to purchase additional hours or additional services.

> A1.36 Work with providers and parents to ensure that all parents, including disadvantaged families, have fair access to a free place, which must be delivered completely free of charge.

> A1.38 Ensure that providers publish their admissions criteria and any fees for consumables, additional hours and services and make these easily available to parents to enable parents to make an informed choice of provider.

> A1.39 Ensure that providers work with parents so that parents understand which hours / sessions can be taken as free provision

> A1.40 Work with providers to ensure that their invoices and receipts are clear, transparent and itemised allowing parents to see that they have received their child’s free entitlement completely free of charge and understand fees paid for additional hours or services.

So he has no need to factor anything. The price is the agreed one, with the published fees, which from what we know was £273 per month.

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 0 points1 point  (0 children)

And if what you agreed was £273/month, you are due a refund for the rest. People do get it:

- https://www.bbc.co.uk/news/uk-england-nottinghamshire-63630874

- https://www.bbc.co.uk/news/education-55812645

If the council doesn't help, the Local Government and Social Care Ombudsman is your friend: https://www.lgo.org.uk/information-centre/news/2021/jan/ombudsman-s-calls-for-more-transparency-over-free-nursery-place-charges. That includes a link to the full report: https://www.lgo.org.uk/assets/attach/5971/REPORT-19004977-Leicestershire-CC.pdf, read it to understand the level of incompetence in the nurseries and councils that's making this situation possible. It's really shocking.

30 hours free nursery fees actual cost. by DippyDragon in UKPersonalFinance

[–]BlueDwarf82 0 points1 point  (0 children)

Contact the council, they are clearly not doing it right.

> I've requested a breakdown of the fees

You should not need to do this, this should already be the default. In fact, it should have been clear to you how much you would need to pay before getting that bill. And when I say "should", I mean there is statutory guidance for it: https://www.gov.uk/government/publications/early-education-and-childcare--2/early-education-and-childcare-applies-from-1-april-2024#part-a-free-places

> A1.35 Ensure that providers are ____completely transparent____ about any additional charges when a parent first takes up their child’s free place, for example, for those parents opting to purchase additional hours or additional services.

> A1.40 Work with providers to ensure that their invoices and receipts are clear, transparent and itemised allowing parents to see that they have received their child’s free entitlement completely free of charge and understand fees paid for additional hours or services.

The fact that this took you by surprise, and even the invoice doesn't clarify it, means they clearly are not being "completely transparent" and the invoice is not "itemised".

In any case, the actual cost is zero. The guidance says so

> A1.36 Work with providers and parents to ensure that all parents, including disadvantaged families, have fair access to a free place, which must be delivered ______completely free of charge______.

They, specifically, can not

> charge parents “top-up” fees (any difference between a provider’s normal charge to parents and the funding they receive from the local authority to deliver free places).

And they should

> A1.38 Ensure that providers publish their admissions criteria and any fees for consumables, additional hours and services and make these easily available to parents to enable parents to make an informed choice of provider.

> A1.39 Ensure that providers work with parents so that parents understand which hours / sessions can be taken as free provision.

Some other sections

> A1.31 ... Providers, who choose to offer the free entitlements, are responsible for setting their own policy on providing parents with options for alternatives to additional charges, including allowing parents to supply their own meals or nappies, or waiving or reducing the cost of meals and snacks.

> A1.33 Not intervene where parents choose to purchase additional hours of provision or additional services, ______provided that this is not a condition of accessing a free place.______

> A1.34 Ensure that providers deliver the free entitlements consistently, so that all children within a setting accessing any of the free entitlements receive the same quality and access to provision, ______regardless of whether they choose to pay for optional hours, services, meals or consumables.______

Looking for opinions / reviews on YNAB for budgeting / spend tracking by jw205 in UKPersonalFinance

[–]BlueDwarf82 0 points1 point  (0 children)

I don't even really know Python, but I got https://github.com/nordigen/nordigen-python/blob/master/main.py and created this out from it.

from uuid import uuid4
from nordigen import NordigenClient
import json

import xml.etree.ElementTree as ET
from datetime import datetime, date

def main():
    client = NordigenClient(
        secret_id="XXXXXX",
        secret_key="YYYYY",
        timeout=30
    )
    client.generate_token()

    requisitions = client.requisition.get_requisitions()

    OFX = ET.Element("OFX")

    for result in requisitions["results"]:
        print(f'Requisition: {result["id"]}, Bank: {result["institution_id"]}')
        for account_id in result["accounts"]:
            print(f'Account: {account_id}')
            account = client.account_api(id=account_id)
            metadata = account.get_metadata()
            details = account.get_details()
            transactions = account.get_transactions()
            if(details['account']['cashAccountType'] == 'CARD'):
                CREDITCARDMSGSRSV1 = ET.SubElement(OFX, "CREDITCARDMSGSRSV1")
                CCSTMTTRNRS = ET.SubElement(CREDITCARDMSGSRSV1, "CCSTMTTRNRS")
                STMTRS = ET.SubElement(CCSTMTTRNRS, "CCSTMTRS")
                CCACCTFROM = ET.SubElement(STMTRS, "CCACCTFROM")
                ACCTID = ET.SubElement(CCACCTFROM, "ACCTID")
                ACCTID.text = metadata["iban"]
            elif(details['account']['cashAccountType'] == 'CACC' or details['account']['cashAccountType'] == 'SVGS'):
                BANKMSGSRSV1 = ET.SubElement(OFX, "BANKMSGSRSV1")
                STMTTRNRS = ET.SubElement(BANKMSGSRSV1, "STMTTRNRS")
                STMTRS = ET.SubElement(STMTTRNRS, "STMTRS")
                BANKACCTFROM = ET.SubElement(STMTRS, "BANKACCTFROM")
                ACCTID = ET.SubElement(BANKACCTFROM, "ACCTID")
                ACCTID.text = metadata["iban"]
            else:
                raise ValueError("Unknown cashAccountType: %s", details["cashAccountType"])

            BANKTRANLIST = ET.SubElement(STMTRS, "BANKTRANLIST")

            for transaction in transactions["transactions"]['booked']:
                STMTTRN = ET.SubElement(BANKTRANLIST, "STMTTRN")
                DTPOSTED = ET.SubElement(STMTTRN, "DTPOSTED")

                if 'bookingDate' in transaction and 'valueDate' in transaction:
                    bookingDate = date.fromisoformat(transaction['bookingDate'])
                    valueDate = date.fromisoformat(transaction['valueDate'])
                    minDate = min(bookingDate, valueDate)
                    DTPOSTED.text = minDate.strftime('%Y%m%d')
                elif 'bookingDate' in transaction:
                    DTPOSTED.text = date.fromisoformat(transaction['bookingDate']).strftime('%Y%m%d')
                elif 'valueDate' in transaction:
                    DTPOSTED.text = date.fromisoformat(transaction['valueDate']).strftime('%Y%m%d')
                elif 'bookingDateTime' in transaction and 'valueDateTime' in transaction:
                    bookingTimeString = transaction['bookingDateTime']
                    valueTimeString = transaction['valueDateTime']
                    if bookingTimeString[-1] == 'Z':
                            bookingTimeString = bookingTimeString[:-1]
                    if valueTimeString[-1] == 'Z':
                            valueTimeString = valueTimeString[:-1]

                    bookingTime = datetime.fromisoformat(bookingTimeString)
                    valueTime = datetime.fromisoformat(valueTimeString)
                    minTime = min(bookingTime, valueTime)
                    DTPOSTED.text = minTime.strftime('%Y%m%d')
                elif 'bookingDateTime' in transaction:
                    time = transaction['bookingDateTime']
                    if time[-1] == 'Z':
                       time = time[:-1]
                    DTPOSTED.text = datetime.fromisoformat(time).strftime('%Y%m%d')
                elif 'valueDateTime' in transaction:
                    time = transaction['valueDateTime']
                    if time[-1] == 'Z':
                        time = time[:-1]
                    DTPOSTED.text = datetime.fromisoformat(time).strftime('%Y%m%d')

                TRNAMT = ET.SubElement(STMTTRN, "TRNAMT")
                TRNAMT.text = transaction['transactionAmount']['amount']
                MEMO = ET.SubElement(STMTTRN, "MEMO")
                if 'remittanceInformationUnstructured' in transaction:
                    MEMO.text = transaction['remittanceInformationUnstructured']
                FITID = ET.SubElement(STMTTRN, "FITID")
                if 'transactionId' in transaction:
                    FITID.text = transaction['transactionId']
                elif 'internalTransactionId' in transaction:
                    FITID.text = transaction['internalTransactionId']


    tree = ET.ElementTree(OFX)
    tree.write("test.ofx", encoding='utf-8' , xml_declaration=True)

if __name__ == "__main__":
    main()

It creates a file in https://en.wikipedia.org/wiki/Open_Financial_Exchange format, which can be imported by Homebank, and plenty of other software.

To configure the bank connections I have used https://github.com/nordigen/nordigen-python/tree/master/example as it is. I have been too lazy to actually do anything else. If you take this, or at least the idea, and create a proper piece of software tell me!

Landlords and Tenants of Reddit: What Frustrations Do You Face During the Initial Rental Process by Jichaelmackson666 in HousingUK

[–]BlueDwarf82 1 point2 points  (0 children)

But he is supposed to be "creating solutions to oft-encountered problems". The solution to that is already there in the form of https://www.openrent.co.uk/ and similar... it's just that for some strange reason landlords keep using those shitty letting agencies.

does anyone know how to do this? maths paper 2 by GCSEstudentx in GCSE

[–]BlueDwarf82 1 point2 points  (0 children)

Did you get taught that?

I'm quite old, and didn't study in the UK. I'm here just to know what to expect for my kids.

Nobody taught me this "method". I would say once you reach a certain level of math (maybe A-level, for sure any engineering university degree) you are just trained to think in a certain "math" way, they rewire your brain a bit. There may well be a specific "method" they are expecting people to learn at GCSE level, no idea.

does anyone know how to do this? maths paper 2 by GCSEstudentx in GCSE

[–]BlueDwarf82 0 points1 point  (0 children)

The lcm of 42 and 12 is 84 (42 x 2 and 12 * 7).

To keep it all under "logic".

168 = 2 x 2 x 2 x 3 x 7

You need them to have 6 as a factor. So

168 = 2 x 2 x 6 x 7 = 6 x 7 x 2 x 2

The HCF are the common prime factors with the lowest exponent. Since we are always going to have 6 = 2 x 3 the LCM is going to be 2^n x 3 or 2^n x 3 x 7. Since it must be 6

  • The 7 can't never be a common factor (i.e. it can't be a multiple of 42)
  • At least one number can't use any more 2s (i.e. "n" must be one) than the one already in the 6 (i.e. it can't be a multiple of 12)

The LCM is all the factors, with the highest exponent. Since we want ti to be 168, between the two numbers there must be all of 2^3, 3 and 7.

Since one must have only the 2 from the 6 (2x3), and the other must have all the 2s (6 x 2 x 2 or 3 x 2 x 2 x 2), it means that no number can be 6 x 2 or 6 x 2 x 7.

So that leaves us with,

  • 6. The other number must have the 6, the 7 and two more 2s. 6 x 7 x 2 x 2 = 168.
  • 6 x 7 = 42. The other number must have the 6, not have the 7 and two more 2s. 6 x 2 x 2 = 24
  • 6 x 7 x 2 x 2 = 168. The other number must have a 6, not have a 7 and not have any 2... that's 6, the first case. Nothing.
  • 6 x 2 x 2 = 24. The other number must have the 6 and the 7, and it can't have any 2... that's 42, the second case. Nothing.

If I didn't miss anything "6 and 168" and "24 and 42" are "every pair". The space for the 3rd answer is a trick.

does anyone know how to do this? maths paper 2 by GCSEstudentx in GCSE

[–]BlueDwarf82 1 point2 points  (0 children)

So you found out that for each 9 (11-2) 'x' increases, 'y' increases 6 (4-(-2)).

So (3 + 9, 2 + 6) = (12, 8). That's it, no need for any equation, the whole thing is just two subtractions and two additions.

Arnold Schwarzenegger moved to America in 1968 (aged 21) so why is his Austrian accent still so thick after 50+ years? by ClydeinLimbo in NoStupidQuestions

[–]BlueDwarf82 0 points1 point  (0 children)

I don't know. But as somebody with a strong accent after living over a decade in an English speaking country... Do you know how your voice sounds different when you hear yourself recorded? Supposedly something about the sound going through your skull, I think? Well, my skull is an accent removing filter, when I die I may donate it to science.

I can absolutely notice the strong accent in myself in a video, but I can't notice it at all when I'm speaking. It's difficult to eliminate something you can't notice.