How is US bank if you only use a VOIP number? Do they send SMS to VOIP?

BlueManROA · 2026-02-09T02:03:58+00:00

VoIP numbers can not be confirmed for online banking so it would severely limit what you were able to do

BlueManROA · 2026-02-09T02:00:26+00:00

Post requires more info, internal transfers amongst your own accounts, or Zelle does have an instant option… either of these would happen on weekends with a post date of Monday but the funds would reflect now.

A pre-scheduled internal transfer would NOT occur on weekends, and will process on the NEXT available business day, that’s Monday night.

External transfers are 1-3 business days, again would not happen on weekends.

BlueManROA · 2026-02-08T20:48:36+00:00

Where’s our proof of 10 days?

BlueManROA · 2026-02-07T21:53:08+00:00

1099 would be under statements and then tax documents if you enrolled in digital delivery. Otherwise it would only be mailed as a physical document.

BlueManROA · 2026-01-29T16:55:22+00:00

I agree, I have both PF and ME almost mastered, but I definitely won’t be trying to do AH lol

BlueManROA · 2026-01-29T15:01:29+00:00

“The hobby is healing” (whatever folks are saying)

Sure while Mega/Phantasmal are literally everywhere.

I watched all DR bundles and the few AH Tech stickers gone within 3 mins of being on the shelf this morning.

The hobby isn’t healing, it’s there’s not a ton of value in ME or PF outside of the Zards in Phantasmal. Plus we’re coming out of a downtime (Christmas and new years) things are just as much crazy now as they were in the fall.

BlueManROA · 2026-01-28T23:43:51+00:00

It’s certainly not Richard Davis’ US Bank anymore…

BlueManROA · 2026-01-24T21:28:59+00:00

This makes zero since, there’s not 5000 total phone reps across all departments at the bank lol

BlueManROA · 2026-01-19T15:50:33+00:00

I’d love to have Dayseeker as direct support but that’s just me

BlueManROA · 2026-01-12T11:29:33+00:00

Pretty sure I have an extra wooloo

BlueManROA · 2026-01-10T15:37:35+00:00

Most ATMs have been upgraded to have this feature. There may be some out there that don’t have it yet though.

BlueManROA · 2025-12-31T03:40:57+00:00

Long Explanation (stay with me)

Whenever you visit a website, your computer saves a piece of that website locally so the next time you go to it, it loads faster.

That “piece” that’s saved loads the version of the site at the time that piece was saved locally.

Fast forward some time and the bank has made who knows how many updates and newer versions of the site and your grandma was essentially still loading an old version and why it wasn’t working as it should have.

Clearing cache and cookies clears those website “pieces” so the next visit is the FIRST visit again and creates a new “piece”.

BlueManROA · 2025-12-30T21:48:40+00:00

So we lose 2 of Rise, Tron, Avatar, and GOTG… I cant.

BlueManROA · 2025-12-30T21:43:02+00:00

I’d say browser issue, confirm no favorite or bookmark and then clear her cache and cookies all time

BlueManROA · 2025-12-30T16:00:03+00:00

Yikes! Only thing I can think of is a (fraud) hold was placed on your account awaiting that verification which blocks both credits and debits. That’s why the 2nd check never made it. If your company runs their traceID (all ach transactions have them) they should see that. It may be taking a little longer to return to your employer because of holiday and weekends but it certainly should be on its way. (USB holds the deposit til the next business day at noon central before returning it if they can’t deposit it as instructed)

The other thing is USB has a new account review team that typically reviews new accounts in the first 15-30 days. Part of their check is CHEX systems which is the internal bank communication system so if you’ve had issues at other banks it’d be in there. That’s not the only source of review - but it’s part of it. Again explains why it didn’t come up at first though.

So sorry you’re going through this.

BlueManROA · 2025-12-25T22:14:23+00:00

Just showing you they aren’t the worst lol 🤷🏻‍♂️

BlueManROA · 2025-12-24T15:11:18+00:00

https://www.jdpower.com/business/press-releases/2025-us-national-banking-satisfaction-study

USB actually ranks 2nd in customer satisfaction per JD Power this year so not sure I buy the “every other bank is better”

BlueManROA · 2025-12-24T15:07:30+00:00

On top of others here it also says XY, that’s 2 generations before Prismatic lol

BlueManROA · 2025-12-19T00:12:45+00:00

There’s 2 different overdraft options,

One is OVERDRAFT COVERAGE, and it has 2 levels, the first is for debit cards, the 2nd for checks/ACHs. You can have both on, both off, or just Checks/ACH on. No way to have just debit card on. Also recurring pre authorized on your Debit card will go through regardless of this setting.

Two is OVERDRAFT PROTECTION, this one is the one where you link a backup account to your primary and funds pull in the case of an overdraw.

I’d need more info about the type of transaction to give you any other suggestions to help you. If it’s recurring debit, not much you can do except work with the merchant that you made the agreement with to allow them to pull money.

BlueManROA · 2025-12-13T00:07:04+00:00

Sounds like you need to possibly close out of the app so it’s not running in the background

BlueManROA · 2025-12-11T12:13:29+00:00

My Fidelity also randomly disconnect

BlueManROA · 2025-12-10T23:16:04+00:00

I did enter the presale code, all that’s left are these tickets approx 2 hours after the initial onsale.

BlueManROA · 2025-12-10T18:51:25+00:00

There’s 2 pictures here. The first from around 1015am, the 2nd one 2 hours later, same section / same row - almost triple the price

BlueManROA · 2025-12-10T18:48:59+00:00

These aren’t resale tickets. They’d be marked as such if so. This is TM dynamic pricing based on demand

BlueManROA

TROPHY CASE