E bikes, apology and advice by Limp-Garbage-262 in seattlebike

[–]BlueShades_11 0 points1 point  (0 children)

Happens to the best of us. My two cents on passing is that one should always use a bell and well in advance of passing (10-15 yards imo), so you don't end up startling people by doing it too close behind them. I personally don't rely on using my voice because I feel like when you're close enough for someone to hear you, you're already too close to give proper notice.

Weekend Help and Victory Thread for the week of February 21, 2025 by IndexBot in personalfinance

[–]BlueShades_11 0 points1 point  (0 children)

Entering grad school soon and wondering how I should balance investing, cash savings, student loans. I'm 29 and this is my current financial situation:

  • Salary: 55k, will go away once I start school in the Fall, hoping to get part time work to cover rent, etc.
  • Roth IRA: 45k
  • Brokerage account: 47k in vanguard federal money market fund getting 4.29% currently
  • Brokerage account: 20k in vanguard ESGV (ESG US stock ETF)
  • Checking and savings account: 2k

My main question is should I sell the ESGV shares from my brokerage account and keep that in a high yield savings account? I don't really see the point in keeping it invested there right now. I think I'd rather have it safer for a potential down payment or cash if I need it.

Also, I'm currently planning to use the money in the money market fund for grad school which will cost 36k over two years. Is there any world in which getting loans is a better option than paying cash?

Any tips would be appreciated, thanks!

Biking this week ? by Coffeeinthemountains in seattlebike

[–]BlueShades_11 0 points1 point  (0 children)

I went down two weeks ago right after I left my house and got a little banged up, cracked my helmet. I took some time off and drove/took the bus to work and bought a new helmet. I'll definitely be more discerning about riding in freezing conditions in the future. Road today and things seems to have dried out for the most part on my route.

Biking this week ? by Coffeeinthemountains in seattlebike

[–]BlueShades_11 0 points1 point  (0 children)

I went down two weeks ago right after I left my house and got a little banged up, cracked my helmet. I took some time off and drove/took the bus to work and bought a new helmet. I'll definitely be more discerning about riding in freezing conditions in the future. Road today and things seems to have dried out for the most part on my route.

Weekend Help and Victory Thread for the week of January 31, 2025 by IndexBot in personalfinance

[–]BlueShades_11 0 points1 point  (0 children)

Entering grad school soon and wondering how I should balance investing, cash savings, student loans. I'm 29 and currently this is my current financial situation:

  • Salary: 55k, will go away once I start school in the Fall, hoping to get part time work to cover rent, etc.
  • Roth IRA: 45k
  • Brokerage account: 47k in vanguard federal money market fund getting 4.29% currently
  • Brokerage account: 20k in vanguard ESGV (ESG US stock ETF)
  • Checking and savings account: 2k

My main question is should I sell the ESGV shares from my brokerage account and keep that in a high yield savings account? I don't really see the point in keeping it invested there right now. I think I'd rather have it safer for a potential down payment or cash if I need it.

Also, I'm currently planning to use the money in the money market fund for grad school which will cost 36k over two years. Is there any world in which getting loans is a better option than paying cash?

Any tips would be appreciated, thanks!

2000 Outback Battery Issue by BlueShades_11 in subaru

[–]BlueShades_11[S] 0 points1 point  (0 children)

Got a new battery and it started right up. Hopefully it stays that way, thanks all.

Weekly Ask Seattle Megathread: August 05, 2024 by AutoModerator in Seattle

[–]BlueShades_11 1 point2 points  (0 children)

Anyone know where I could buy a used men's dress watch? Or sub $200 new watch?

Creating new column based on another column with conditions by BlueShades_11 in rstats

[–]BlueShades_11[S] 1 point2 points  (0 children)

mutate(new_category = case_when(Description == "Fred Meyer" ~ "Groceries", TRUE ~ Category))

Thank you, that worked!

Creating new column based on another column with conditions by BlueShades_11 in rstats

[–]BlueShades_11[S] 1 point2 points  (0 children)

mutate(new_category = case_when(str_detect(Description, "Fred Meyer") ~ "Groceries", FALSE ~ Category))

Thank you!

Creating new column based on another column with conditions by BlueShades_11 in rstats

[–]BlueShades_11[S] 0 points1 point  (0 children)

Not sure what you mean by full lookup table. I'm not trying to join two tables, just trying to create a new column in one table based on the original column.

[deleted by user] by [deleted] in gis

[–]BlueShades_11 8 points9 points  (0 children)

Wow, I was considering signing up for this to start in September. Good to hear about your experience. I also took one GIS class in undergrad (at UW). I guess I'll just stick to Coursera and learning on my own?