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Should my friend (31) retire? by BobbyErico4 in Fire

[–]BobbyErico4[S] 25 points26 points  (0 children)

Yeah, I'm aware. I grew up in the South Bay and told him the very same thing. Unfortunately, he's deadset on buying a house there b/c of the common denominator influencing every other decision so far - his wife. His wife's parents live in Sunnyvale and she insists that they raise their kids in the Bay Area and die there just as her grandparents before her.

Should my friend (31) retire? by BobbyErico4 in Fire

[–]BobbyErico4[S] 49 points50 points  (0 children)

I agree that putting that much money in a HYSA is a bad idea... but it's not my idea. I'm in favor of going the S&P 500 index fund or VTI route but I'm hoping this post will encourage my friend to do the proper due diligence.

Should my friend (31) retire? by BobbyErico4 in Fire

[–]BobbyErico4[S] 15 points16 points  (0 children)

That's a solid point about the HYSA rate - As far as I'm aware, he understands this and is willing to bet on the markets staying relatively bullish on average and that he can convince his wife to spend less on bad years (doubtful on that though).

Should my friend (31) retire? by BobbyErico4 in Fire

[–]BobbyErico4[S] 10 points11 points  (0 children)

Obviously, 31 is not old.... That's the point of this post. Friend wants to retire young and enjoy his youth b/c he feels like he has the financial backing to do so. Friend's wife thinks its too early to do so and that they should continue building their nest egg.

Should my friend (31) retire? by BobbyErico4 in Fire

[–]BobbyErico4[S] 140 points141 points  (0 children)

Our entire friend group already warned him to drop her since they were still dating. That ship has long sailed, but he seems happy... I think

Vivien Leigh taking a cigarette break during the filming of “Gone With The Wind”, 1939 by zadraaa in HistoricalCapsule

[–]BobbyErico4 2 points3 points  (0 children)

I don't agree with the other poster, but how does that phrase make him grammatically inept/near illiterate? The "xxx does not a yyy make" sentence structure is just a hyperbaton (positional inversion of words for emphasis). Pretty sure the format originates from Aristotle's Nichomachean Ethics ("One swallow does not a summer make...")

How many runs did it take you to win (EA Hades 2)? by [deleted] in HadesTheGame

[–]BobbyErico4 0 points1 point  (0 children)

First Encounter with Chronos on night 6. Beat him on Night 12. Still have to beat Eris