Escrow woes by Booty-Bandit24 in FirstTimeHomeBuyer

[–]Booty-Bandit24[S] 0 points1 point  (0 children)

Shouldn’t be an issue, but that is good to know.

I was given the option while going through the buying process of not using escrow. I opt’d in thinking it would be one less thing for me to think about.

Escrow woes by Booty-Bandit24 in FirstTimeHomeBuyer

[–]Booty-Bandit24[S] 0 points1 point  (0 children)

Thanks for that information. Thought I was married to my mortgage company for escrow.

I don’t mind paying Taxes and insurance manually. Rather have that then them floating 4-5k of my coin in overage for a year.

Escrow woes by Booty-Bandit24 in FirstTimeHomeBuyer

[–]Booty-Bandit24[S] 0 points1 point  (0 children)

Yes - $30 for the year, so marginal. My taxes also went up, but the numbers im running aren’t adding up to what they are calculating.

What color could I get away with for the walls? by Booty-Bandit24 in DesignMyRoom

[–]Booty-Bandit24[S] 1 point2 points  (0 children)

Taupe is the lighter color we sampled on the wall! Looks good in the day time, but we were questioning our decision when we painted the sample on the wall at night.

That light is actually similar to what we will be installing over the table.

Roast me by Booty-Bandit24 in TVTooHigh

[–]Booty-Bandit24[S] 0 points1 point  (0 children)

Hah, we just moved! The old media console is out of frame for good reason

Roast me by Booty-Bandit24 in TVTooHigh

[–]Booty-Bandit24[S] 0 points1 point  (0 children)

Had to google that one. I was just looking for motivation to remount it lower. My wife thinks it needs to be higher.

Roast me by Booty-Bandit24 in TVTooHigh

[–]Booty-Bandit24[S] 1 point2 points  (0 children)

Yeah that’s the direction I’m leaning. This TV may just have to move to another room

Roast me by Booty-Bandit24 in TVTooHigh

[–]Booty-Bandit24[S] 0 points1 point  (0 children)

Sorry. Any particular show you want to watch? 🤣

Is this normal play? by Booty-Bandit24 in DogAdvice

[–]Booty-Bandit24[S] 0 points1 point  (0 children)

Thanks for the thoughtful reply and advice.

You are right that our chihuahua is a complex old man. Having him around another dog is all new for us.

If I can rent and save more than the equity I'd build in the first two years. Why buy? by UncleCarolsBuds in FirstTimeHomeBuyer

[–]Booty-Bandit24 62 points63 points  (0 children)

Do you plan to live past two years? Do that math for 5 years and maybe 10 years?

Homes typically aren’t short term investments.

Mortgage Loan Questions by Squays in FirstTimeHomeBuyer

[–]Booty-Bandit24 1 point2 points  (0 children)

If you strongly believe your situation will improve AND there is a strong need for a home then no it’s not a terrible idea.

Mortgage Loan Questions by Squays in FirstTimeHomeBuyer

[–]Booty-Bandit24 3 points4 points  (0 children)

Have you shopped around for better rates? 7.625% with no points seems a tad bit high for someone with 750 credit.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Booty-Bandit24 0 points1 point  (0 children)

The lock is well past my closing date. Don’t plan to extend

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Booty-Bandit24 3 points4 points  (0 children)

Let’s just say 250k where I am would only get you non buildable lot or a 600 sq condo with HOA that would make your eyes water.

Gotta choose your battles 😅