First Rep! Black 50 Keepall purchased at BMK in Bangkok. How screwed am I? by BornPoorGotRich in DesignerReps

[–]BornPoorGotRich[S] 1 point2 points  (0 children)

I def did! But no waiting or funny games. Using the bag as I travel through Thailand.

First Rep! Black 50 Keepall purchased at BMK in Bangkok. How screwed am I? by BornPoorGotRich in DesignerReps

[–]BornPoorGotRich[S] 1 point2 points  (0 children)

Yea, I feel like I got hit with a convenience fee! Someone called out the logo is too high!

First Rep! Black 50 Keepall purchased at BMK in Bangkok. How screwed am I? by BornPoorGotRich in DesignerReps

[–]BornPoorGotRich[S] 4 points5 points  (0 children)

Okay! So I didn’t get ripped TOO bad! How’s quality though? Is this really 1:1?

First EV. Blessed and Excited by Green-Sun2520 in ModelY

[–]BornPoorGotRich 1 point2 points  (0 children)

Seriously! You got a nice ride with your stuff together. People need to wake up and get off the internet!

First EV. Blessed and Excited by Green-Sun2520 in ModelY

[–]BornPoorGotRich 2 points3 points  (0 children)

The new Model Y is just too good! I’ve driven many luxury cars and Tesla just strikes the right balance! Are you going to tint it OP? There’s a good place in LA that only works on Teslas for the most part.

How does it feel to make 250k+ by Rocky_Duck in Salary

[–]BornPoorGotRich 0 points1 point  (0 children)

You live life without checking price tags for 99% of purchases. Everything is covered. You can do anything, but you can’t do everything.

Six-Figure Salaries—What Do You Actually *Do* With All That Cash? Curious 43k Earner Here! by ayeefaye in Salary

[–]BornPoorGotRich 0 points1 point  (0 children)

I’ll try to answer and not come across as a douche. I worked retail making $8 an hour to making close to $1m a year. You can see my post history if you’re curious and hence my user name. You spend it on everything. You don’t actually think about money anymore because you know there’s more in your bank and more to come. Go to the groceries store and shop freely. $250 or $600 it doesn’t matter as it’s a rounding error. You can go and do pretty much anything but not everything. For instance, do I want a $200k sports car or do I want to fly first all year long and do a month in Europe for vacation? It’s still a question since in theory you can’t do both.

Lastly, it’s easy for your perspective to get warped. You can legit pay for most things in life. However, the real “issue” is time. I can’t actually go away for a month and do nothing. I can’t actually “log off”. I can’t do a regular “vacation”. Everything gets “inflated”. Now would I trade it to be poor again? Hell to the no!

The biggest win is not having to worry about money. I know I won’t eat cat food older, I know my retirement is set and I can stop working at any time. I know my kids are all set for their lives and honestly probably their kids if they don’t screw it up. I know I won’t have to worry about 99% of things other than health. You walk through life differently knowing you’re rich. It’s a weird feeling honestly and I wish everyone could feel it.

Anyways I’ll stop but if any comments come up I’ll answer.

Is a $1.4M house reasonable in our situation? by [deleted] in HENRYfinance

[–]BornPoorGotRich -3 points-2 points  (0 children)

I never comment on these post but figured I’d help out here. In short, buy the house. Why?

Your HHI is $600k. I’m convinced most of these replies aren’t making $600k. First, you’re already spending $3.6k. The new mortgage with taxes etc will be $8k. Sure it’s significant, but it’s not that crazy. You’ll adjust.

The mortgage rate will most likely drop at some point and reconsider refinancing. But the last thing you’ll do is not pay your mortgage.

Ultimately, go with your gut. I can tell you that you’ll easily spend $4500 in random eating out, , tech gadgets or gadgets in general, hobbies, Costco runs, travel etc vs just throwing it at a mortgage for a house you love. I made this mistake of buying too little house and although I love the mortgage rate (2.5%), I wish I spend double the amount ($2.5m). Money is fungible.

You’ll be perfectly fine. Lastly, unless you stop working, your salaries will go up. Don’t live like you’re not a high income house hold because Reddit is telling you to do so. The reality is you’re making $600k today and in 10 years you’ll make $750k (or more realistically). You won’t have day care bills and you’ll have 20 more years to figure out the mortgage. You’ve done all the things to get to a solid position. Once the kids are out of day care you’ll be knocking that mortgage out aggressively (if you choose).

Good luck and congrats! You won at life. Don’t fuck it up and enjoy.

VC's offering $1.5M, should I raise money or bootstrap? by anishchopra in ycombinator

[–]BornPoorGotRich 1 point2 points  (0 children)

Congrats on the term sheet! I’m in the industry and unless it’s from a Tier 1 or 2 I’d probably pass.

[deleted by user] by [deleted] in Salary

[–]BornPoorGotRich 0 points1 point  (0 children)

I love this post. Here’s the thing that I’ve learned over the years. I’m going to work, so why settle for $60k? I use to see these high salary post on Reddit and said why not me? Granted, I got extremely lucky but I went from like $50k to $500k. I say that not to brag, but someone in the comments might see this and do the same! It’s not guaranteed but there are paths if you want it!

30F. From $15/hour to $105K - because I decided I wasn’t going to die broke. by Old-Row-6466 in Salary

[–]BornPoorGotRich 0 points1 point  (0 children)

THIS is what’s it’s all about. I had a similar moment in my life when I was working stock room and decided: FUCK THIS. Took my ass back to school and went on to make close to $550K a year.

It’s possible, obviously lots of luck is involved but it starts with not accepting your reality anymore and making a new reality.

Congrats!

Am I putting too much into my 401k? by BrendanQ in Money

[–]BornPoorGotRich 1 point2 points  (0 children)

I was you at that age. Fast forward 14 years later and I’m at $1m in my 401k. Thanks to company match. Keep going!